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Life Insurance Salary Jobs (NOW HIRING)

Life Insurance Specialist

Owosso, MI ยท On-site

$45K - $65K/yr

Competitive salary * Health insurance * Opportunity for advancement * Paid time off * Training ... Conduct needs-based conversations to identify appropriate life and health insurance solutions.

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Life Insurance Specialist

Mansura, LA ยท On-site

$600 - $1.0K/wk (+ commission)

We are seeking a motivated and personable Life Insurance Sales & Customer Service Representative to ... Compensation includes a competitive base salary plus commission and bonus opportunities.

Life Insurance Specialist

Pittsburgh, PA ยท On-site

$45K - $75K/yr

Base salary plus monthly commission 45-75k base, plus commission and bonus * Monthly, quarterly and ... Life insurance * Valuable experience * Growth potential/Opportunity for advancement Qualifications:

Life Insurance Specialist

Bryn Mawr, PA ยท On-site

$60K - $80K/yr

Base Salary plus Bonus/Commissions * 401(k) Retirement * Valuable business experience from a ... Life and health insurance license required. * Sales experience with emphasis on Life and Health ...

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Life Insurance Salary information

See salary details

$30.5K

$88.1K

$131.5K

How much do life insurance salary jobs pay per year?

As of Sep 3, 2026, the average yearly pay for life insurance salary in the United States is $88,115.00, according to ZipRecruiter salary data. Most workers in this role earn between $72,500.00 and $100,000.00 per year, depending on experience, location, and employer.

What is the average salary for a life insurance agent?

The average salary for a life insurance agent in the United States typically ranges from $40,000 to $65,000 per year, but earnings can vary significantly based on factors such as experience, location, and the amount of commission earned from sales. Many life insurance agents work on a commission-based pay structure, which means their income can be higher if they sell more policies. Some agents also receive bonuses or other incentives, making total compensation potentially much higher than the base salary.

What are some common challenges faced by professionals working in life insurance sales roles?

Professionals in life insurance sales often encounter challenges such as building a strong client base, handling rejection, and keeping up with changing products and regulations. Success in this role typically requires persistence, excellent communication skills, and a proactive approach to networking. Additionally, life insurance agents must stay organized to manage client information and maintain relationships over time, as follow-up and long-term client engagement are key to building trust and a successful career.

What are the key skills and qualifications needed to thrive as a life insurance sales agent, and why are they important?

To thrive as a Life Insurance Sales Agent, you need strong sales abilities, knowledge of insurance products, and usually a state-issued insurance license. Familiarity with customer relationship management (CRM) software and quoting tools is standard, and many employers value certifications such as Chartered Life Underwriter (CLU). Outstanding interpersonal skills, active listening, and resilience help agents connect with clients and handle rejection. These skills and qualities are vital for building trust, meeting sales targets, and ensuring clients receive the coverage that best fits their needs.

What is the difference between Life Insurance Salary vs Insurance Underwriter?

AspectLife Insurance SalaryInsurance Underwriter
Required CredentialsBachelor's degree, sometimes certificationsBachelor's degree, industry certifications
Work EnvironmentOffice-based, insurance companiesOffice-based, insurance companies
Industry UsageGeneral salary info for insurance rolesSpecific role focusing on risk assessment

While Life Insurance Salary refers to the overall compensation for roles within the life insurance industry, Insurance Underwriter is a specific job title that involves evaluating insurance applications. The salary for an underwriter is a key component of the broader life insurance salary landscape, often influenced by experience, location, and certifications. Understanding both helps job seekers gauge earning potential within the industry.

Can you make good money in life insurance?

Life insurance agents and sales representatives can earn a wide range of incomes, with top performers often making six figures annually through commissions and bonuses. Success depends on sales skills, client base, and experience, and many agents need certifications and ongoing training to increase earning potential.

Is life insurance a good career to get into?

Life insurance is a viable career option that involves selling policies and providing financial planning services. Success often depends on strong sales skills, industry knowledge, and obtaining relevant licenses, with opportunities for commission-based income and career growth. It can be suitable for individuals interested in finance and client service roles.
More about Life Insurance Salary jobs

What cities are hiring for Life Insurance Salary jobs?

Cities with the most Life Insurance Salary job openings:

What states have the most Life Insurance Salary jobs?

States with the most job openings for Life Insurance Salary jobs include:

What job categories do people searching Life Insurance Salary jobs look for?

The top searched job categories for Life Insurance Salary jobs are:

Infographic showing various Life Insurance Salary job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $88,115 per year, or $42.4 per hour.

Life Insurance Specialist

Farmers Insurance - Jocsan Rendon

Palm Desert, CA โ€ข On-site

$220K/yr

Full-time

Medical, Life

Posted 26 days ago


Job description

Life Insurance Specialist
Jocsan Rendon Farmers Insurance Agency | Palm Desert, CA
Base Salary: $60,000 + Commission & Bonuses
Target Compensation: $100,000$220,000+

Jocsan Rendon Farmers Insurance Agency in Palm Desert is looking for a Life Insurance Sales Specialist to join a high-performing agency and help individuals, families, and business owners protect their financial future.
This is an opportunity for a motivated insurance professional who wants a strong base salary, significant earning potential, and the opportunity to grow within a nationally recognized agency.

Why Join This Agency?
Jocsan Rendon is a Farmers Presidents Council Agency Owner and ranks among the TOP FIVE Farmers agencies in the NATION.
This is an opportunity to join a proven, high-performing agency with an established presence in Palm Desert and the Coachella Valley.
You will work with clients to identify protection and financial needs and recommend life insurance solutions that help protect their families, income, and businesses.

What You'll Do
  • Generate new life insurance sales through agency leads, referrals, networking, and prospectingMeet with individuals, families, and business owners to identify their insurance and financial protection needs
  • Conduct needs-based life insurance consultations
  • Recommend appropriate life insurance solutions based on client needs
  • Present coverage options and explain policy benefits
  • Develop and maintain a strong pipeline of prospective clients
  • Follow up consistently with prospects and existing clients
  • Build long-term relationships with clients and referral partners
  • Identify opportunities to cross-sell life insurance to existing property and casualty clients
  • Work toward and exceed individual sales goals
  • Maintain accurate customer and sales information in agency systems

Ideal Candidate
We are looking for a Life Insurance professional who is motivated by results and wants the opportunity to build a significant book of life insurance business.

Required:
  • Active California Life & Health Insurance License
  • Proven insurance or financial services sales experience
  • Strong prospecting and closing abilities
  • Excellent communication and presentation skills
  • Ability to build trust and establish relationships with clients
  • Self-motivated, competitive, and goal-oriented
  • Comfortable asking questions, identifying needs, and recommending solutions
  • Strong follow-up and organizational skills
Experience selling Life Insurance, Financial Services, Retirement Products, Annuities, or other protection products is strongly preferred.

Compensation
$60,000 Base Salary
$100,000$220,000+ Total Earning Potential
Your earning potential is directly tied to your ability to generate and close business.
This is an excellent opportunity for an experienced life insurance producer who wants the security of a strong base salary while maintaining significant upside through commission and performance-based compensation.

Location
Jocsan Rendon Farmers Insurance Agency
73880 Alessandro Dr, Suite A
Palm Desert, CA 92260
In-office position

Why This Opportunity?
If you're already licensed, understand insurance sales, and want to build a substantial life insurance business with a nationally recognized, top-performing Farmers agency, this is an opportunity worth exploring.
Bring your license. Bring your sales ability. Bring your ambition.
Join an agency that has already proven it can compete at the highest level.
Apply today to be considered for the Life Insurance Sales Specialist position.