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Life Insurance Producer Jobs in Tennessee (NOW HIRING)

As an Insurance Producer at Horace Mann, you'll receive mentorship from an experienced agent while ... The ability to obtain or currently hold state licenses in Life & Health and Property & Casualty ...

INSURANCE AGENT PRODUCER

Memphis, TN · On-site

$35K - $65K/yr

... insurance! Our producer program allows you to work and be mentored by one of our districts most ... Able to obtain or currently hold a Property & Casualty license and a Life & Health License. (We ...

Carrier-paid training and mentorship from agents who are actively producing right now * You build a ... Present life insurance and protection solutions tailored to each family's situation * Follow our ...

Showing results 21-40

Life Insurance Producer information

See Tennessee salary details

$21.3K

$53.6K

$88.5K

How much do life insurance producer jobs pay per year?

As of Sep 8, 2026, the average yearly pay for life insurance producer in Tennessee is $53,635.00, according to ZipRecruiter salary data. Most workers in this role earn between $36,800.00 and $70,300.00 per year, depending on experience, location, and employer.

What is a life insurance producer?

Life Insurance Producers are licensed professionals who sell life insurance policies to individuals and businesses. Their primary role is to help clients assess their insurance needs, explain policy options, and guide them in choosing the right coverage to protect their loved ones financially. Life Insurance Producers may work independently, for insurance agencies, or for insurance companies. They are responsible for maintaining client relationships, staying up to date on insurance products, and ensuring compliance with state and federal regulations.

What are the key skills and qualifications needed to thrive as a life insurance producer?

To thrive as a Life Insurance Producer, you need a solid understanding of insurance products, sales techniques, and a valid state insurance license. Familiarity with CRM software, quoting tools, and industry compliance systems is typically required. Outstanding interpersonal skills, active listening, and persistence help build client trust and close sales. These competencies are essential for meeting sales targets, ensuring regulatory compliance, and fostering long-term client relationships.

What are the most common challenges faced by life insurance producers when building their client base?

Life Insurance Producers often find that building a solid client base can be challenging, especially in the early stages of their careers. A key difficulty is establishing trust with potential clients, as insurance is a personal and sometimes sensitive topic. Producers must also navigate a highly competitive market and frequently deal with rejections, which requires resilience and strong interpersonal skills. Networking, consistent follow-up, and leveraging referrals are essential strategies for overcoming these hurdles and growing a successful book of business.

What is the difference between Life Insurance Producer vs Insurance Agent?

AspectLife Insurance ProducerInsurance Agent
CredentialsLicensing required, often specialized in life insuranceLicensing required, may cover multiple insurance types
Work EnvironmentIndependent or agency-based sales, client consultationsAgency or brokerage, selling various insurance products
Industry UsageFocused on life insurance policiesBroader, includes life, health, auto, and property insurance

While both roles involve selling insurance policies, a Life Insurance Producer specializes in life insurance products and typically requires specific licensing. An Insurance Agent may sell multiple types of insurance, including life, health, and auto, often working within a broader scope. The key difference lies in specialization and product focus, with Life Insurance Producers concentrating solely on life policies to meet client needs.

How do life insurance producers get paid?

Life insurance producers typically earn commissions based on the policies they sell, which are paid by the insurance companies. Some producers may also receive bonuses or overrides for meeting sales targets and may have a base salary if employed by an agency. Compensation structures can vary depending on the employer and sales performance.

What are popular job titles related to Life Insurance Producer jobs in Tennessee?

For Life Insurance Producer jobs in Tennessee, the most frequently searched job titles are:

What job categories do people searching Life Insurance Producer jobs in Tennessee look for?

The top searched job categories for Life Insurance Producer jobs in Tennessee are:

Infographic showing various Life Insurance Producer job openings in Tennessee as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 17% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $53,635 per year, or $25.8 per hour.

Insurance Producer - Maryville, TN

Horace Mann - Agent Opportunities

Maryville, TN • On-site

Full-time

Medical, Life

This job post has expired 1 day ago. Applications are no longer accepted.


Key responsibilities

  • Solve financial challenges faced by educators through tailored solutions

  • Present insurance products to potential clients both one-on-one and in groups

  • Engage in community and networking events to expand professional connections


Horace Mann Insurance rating

8.3

Company rating: 8.3 out of 10

Based on 20 frontline employees who took The Breakroom Quiz

134th of 315 rated insurance


Job description

Join Horace Mann: Empower Educators, Achieve Financial Success

Ready to Make a Difference?

Join Horace Mann today and take the first step toward achieving your career and financial goals while making a meaningful impact on the educators you serve. Together, we can help educators secure their future while empowering you to achieve your own.

As an Insurance Producer at Horace Mann, you'll receive mentorship from an experienced agent while gaining hands-on experience in the industry. Our insurance products are tailored to meet the unique needs of educators, and we provide outstanding training, competitive rates, and flexible work options. With an unparalleled compensation structure, exciting incentives, and bonus opportunities, top performers have the chance to earn all-expenses-paid trips to amazing destinations.

Why Join Us?

  • Performance-Based Compensation [1099] with a 36-month incentive plan and enhanced commissions
  • Monthly incentives based on sales volume for the first 36 months
  • Quarterly production bonuses for the first 36 months
  • Leverage established books of business while learning the business
  • Access to a niche market that increases your potential for success
  • Value-added services to connect you with ideal clients
  • Simple, streamlined products and sales processes for quick success
  • Networking, community, and industry events to expand your connections
  • A comprehensive, multi-line product portfolio in a 'One-Stop Shop' model

What You Will Do:

  • Solve financial challenges faced by educators through tailored solutions
  • Present with confidence-one-on-one or in large groups-to educate potential clients on products
  • Engage in community and networking events, expanding your professional connections
  • Stay current with industry trends and apply new knowledge to help clients
  • Cultivate strong market relationships and build a solid client base
  • Invest time and resources in ensuring the success and growth of your business

What We're Looking For:

  • A commitment to helping educators achieve financial prosperity
  • Strong interpersonal and presentation skills
  • Self-motivation and the ability to manage your own business
  • The ability to obtain or currently hold state licenses in Life & Health and Property & Casualty

Compensation and Benefits:

  • Sign-On Bonus
  • Uncapped Earnings/Commission
  • Structured Incentive & Bonus Pay to reward your hard work
  • Work Environment-work in-person, in the field, and/or from an office setting

Support and Accountability:

As an Insurance Producer, you'll be guided by a mentor agent who will support you every step of the way to ensure your success.

We make a difference!

At Horace Mann, we are driven by our mission to support the educators who shape the future of our children. We believe that educators deserve someone who looks after their financial well-being just as they do for their students. Our passion lies in providing tailored solutions that protect what educators have today and help them achieve long-term financial security and happiness.

#LI-RV1

#VIZI#


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