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Life Agent Jobs in Arizona (NOW HIRING)

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We are seeking a Licensed Life and Health Insurance Agent to join our team! You will resolve customer questions and offer solutions to drive company revenue. Responsibilities: * Present and sell ...

Department Licensed Life Insurance Agent Locations Phoenix, AZ Remote status Fully Remote

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Life Insurance Sales Agent

Phoenix, AZ · On-site

$110K - $500K/yr

Life Insurance Sales Representative Earn $150K-$500K+ | Las Vegas NV - Remote Flexibility Build a Career That Changes Your Financial Future At Turn It Up Insurance Group, we help families protect ...

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Life Insurance Sales Agent

Scottsdale, AZ · On-site

$110K - $500K/yr

Life Insurance Sales Representative Earn $150K-$500K+ | Las Vegas NV - Remote Build a Career That Changes Your Financial Future At Turn It Up Insurance Group, we help families protect their future ...

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

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Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

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Showing results 41-60

Life Agent information

See Arizona salary details

$16.8K

$82.9K

$135.1K

How much do life agent jobs pay per year?

As of Aug 9, 2026, the average yearly pay for life agent in Arizona is $82,908.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,600.00 and $113,700.00 per year, depending on experience, location, and employer.

What are some common challenges life agents face when building their client base, and how can they overcome them?

Life Agents often face the challenge of establishing trust with new clients and differentiating themselves in a competitive market. Building a network can require persistence, as it involves reaching out to leads, handling rejections, and educating clients about complex insurance products. Successful agents frequently overcome these challenges by leveraging referrals, maintaining consistent follow-up, and continuously updating their product knowledge. Working closely with experienced mentors and attending industry workshops can also accelerate growth and credibility.

What are the key skills and qualifications needed to thrive as a life agent, and why are they important?

To thrive as a Life Agent, you need a solid understanding of insurance products, sales techniques, and compliance regulations, typically supported by a state life insurance license. Familiarity with customer relationship management (CRM) software and quoting tools is often required. Outstanding interpersonal skills, active listening, and resilience help agents build trust and maintain client relationships. These skills are crucial for effectively advising clients, meeting sales targets, and ensuring long-term business success.

What is a life agent?

A Life Agent is a licensed professional who sells life insurance policies and provides guidance to clients on the types of coverage that best suit their needs. They assess clients' financial situations, explain policy details, and help individuals and families plan for financial protection in the event of death or serious illness. Life Agents may also assist with other financial products, such as retirement plans or annuities, depending on their qualifications and company offerings.

What is the difference between Life Agent vs Insurance Agent?

AspectLife AgentInsurance Agent
CredentialsTypically requires state licensing and life insurance certificationsRequires state licensing; may include multiple lines of insurance
Work EnvironmentWorks primarily with life insurance products, often in offices or client meetingsWorks with various insurance types, including health, auto, and life, in similar settings
Employer & Industry UsageSpecializes in life insurance within insurance agencies or directly for providersWorks across multiple insurance sectors, often in broader insurance agencies
Search & Comparison IntentPeople comparing specific life insurance roles or careersIndividuals exploring different insurance sales roles

While both roles involve selling insurance products, a Life Agent specializes exclusively in life insurance policies, requiring specific licenses and certifications. An Insurance Agent may handle multiple insurance types, including life, health, and auto. The main difference lies in the scope of products and specialization, with Life Agents focusing solely on life insurance solutions for clients.

Infographic showing various Life Agent job openings in Arizona as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 16% Part Time, and 5% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $82,908 per year, or $39.9 per hour.

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

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Job description

Why Work For Us?

  • Great Pay - opportunity to participate in AAA discretionary annual incentive plan or other incentive plans depending upon position
  • 401k Matching - $1 for $1 company match up to 6% of eligible earnings per pay period
  • Benefits - Medical, Dental, Vision, wellness program and more!
  • Paid Holidays
  • Paid Time Off - Team Members accrue paid time off monthly. Depending on position, an additional 24 hours per year are earmarked for volunteer activities.
  • Collaborative Environment - AAA will value your contribution to providing exceptional service to our members
  • Free AAA Classic Membership
  • AAA Product Discounts
  • Tuition Reimbursement Program

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At AAA, our Team Members strive to deliver amazing service and help our Members outsmart life's roadblocks. We believe everything you do outside of work adds to who you are at work. We're working to transform AAA for the next century with a mission to create Members for life by unleashing the innovative spirit of our Team Members.

Essential Functions

  • Maximizes life insurance market penetration with current members and property/casualty insureds and stays vigilant for new sales opportunities. Maintains high quality production and persistency standards to assure profitable growth. Identifies and develops sales opportunities within the community. Follows company approved sales process in the completion of required financial, activity and sales reporting.
  • Provides life sales support and training on lead development and identification for the frontline employees, Insurance Sales Agents (P/C) and other staff who come in contact with members/ insureds. Establishes and maintains strong working relationships with front line employees, Sales Agents and the branch management team. Notifies Agents in a timely manner of result with referred lead. Provides leads from life insureds and other calls to Sales Agents for other products/services, i.e., membership, auto/homeowners and travel insurance.
  • Stays well-informed of changes and developments in policy and/or external practices. Attends meetings to obtain information, provide input, keep lines of communication open, stay updated and offer sales ideas when appropriate. Keeps current in industry; maintains continuing education for licensure.
  • Develops annual business plan with input and involvement from the Life Sales Manager to meet goals and determine responsibilities, including new business life sales, quality standards, as well as building outstanding customer relationships. Reviews plan objectives and reassesses strategies to align performance relative to annual sales goals.
  • Ensures compliance with NCNU and AAA Life and regulations, as well as external regulations

Knowledge/Skills/Abilities

  • Strong interpersonal, presentation and communication skills needed to interact with staff, members and insureds effectively
  • Ability to cultivate relationships with peers and staff; educates staff to make referrals to Life Insurance
  • Agents
  • Computer skills in basic software applications, and navigating business applications specific to life insurance
  • Demonstrated skills in selling life insurance and annuities; Skills to develop, track and effectively follow up on leads (preferred)
  • Strong knowledge in sales techniques, life product line illustrations, features and benefits (preferred)
  • Demonstrated skills in prospecting and lead generation abilities (preferred)
  • Bilingual communication skills (preferred)

Education & Experience/Licenses & Certification

  • High School Diploma or GED
  • Valid Automobile Operator's License
  • Active State Resident Life Insurance License
  • Bachelor's degree in related area or an equivalent combination of education and experience
  • (preferred)
  • 1+ years experience in Life Insurance and/or Annuity Sales (preferred)
  • CLU, ChFC and/or LUTCF Designations (preferred)

Work Environment/Physical Requirements

Works in an office environment sitting at a desk, table or computer workstation for extended periods of time. May travel by car, plane or other form of transportation to attend business meetings or conferences. Approximately 50-80 percent of the time spent on the job involves the use of a personal computer.

#LIFE

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AAA Northern California, Nevada & Utah logo

About AAA Northern California, Nevada & Utah

Sourced by ZipRecruiter

AAA (the American Automobile Association, Inc.) is a federation of affiliated automobile clubs. Each AAA club is an independent, not-for-profit organization, chartered and incorporated in its own state and controlled by its own Board of Directors. In order to be affiliated with AAA, each club agrees to provide certain standard services to its own members, as well as members of other AAA clubs. The individual club owns the territory in which it resides, and membership is based on residence. Exact dues and services will vary slightly between clubs.

Industry

Insurance carriers

Company size

1,001 - 5,000 Employees

Headquarters location

Walnut Creek, CA, US

Year founded

1900

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