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Liability Underwriter Jobs (NOW HIRING)

Ledgebrook

Cyber Underwriter

Chicago, IL · On-site +1

We are looking for disciplined underwriting candidates that possess a strong overall cyber liability background with experience underwriting risks of all industries and sizes. About you Here at ...

Ryan Specialty

AVP Enzo RWI

New York, NY

$200K - $250K/yr

Position Summary The Transactional Liability Underwriter is responsible for optimizing underwriting strategies, managing risk, and fostering strategic partnerships for profitable deals. The role ...

Ryan Specialty

AVP Enzo RWI

New York, NY · On-site

$200K - $250K/yr

Position Summary The Transactional Liability Underwriter is responsible for optimizing underwriting strategies, managing risk, and fostering strategic partnerships for profitable deals. The role ...

Tmhcc

Senior Construction Underwriter

$100K - $119K/yr

Exercises defined underwriting authority and business development responsibilities while providing underwriting expertise across one or more liability lines. Conducts industry research on forms ...

Ryan Specialty

AVP Enzo RWI

New York, NY · On-site

$200K - $250K/yr

Position Summary The Transactional Liability Underwriter is responsible for optimizing underwriting strategies, managing risk, and fostering strategic partnerships for profitable deals. The role ...

Tmhcc

Senior Construction Underwriter

Westerville, OH · On-site +1

$94K - $112K/yr

Exercises defined underwriting authority and business development responsibilities while providing underwriting expertise across one or more liability lines. Conducts industry research on forms ...

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Liability Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do liability underwriter jobs pay per year?

As of Sep 2, 2026, the average yearly pay for liability underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is a liability underwriter?

Liability underwriters are professionals who evaluate and assess the risks associated with providing liability insurance to individuals or businesses. Their responsibilities include analyzing applications, determining coverage limits, setting premiums, and ensuring policies comply with regulations. They use their expertise to balance the insurer's risk while meeting clients' needs, often working closely with brokers and clients to gather relevant information. Liability underwriters play a vital role in protecting insurers from excessive losses and ensuring fair pricing for policyholders.

What are the key skills and qualifications needed to thrive as a liability underwriter?

To thrive as a Liability Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of risk assessment and insurance principles, often supported by a degree in finance, business, or a related field. Familiarity with underwriting software, rating tools, and industry certifications such as CPCU or AU is highly valued. Excellent negotiation, communication, and decision-making skills help build client relationships and ensure sound underwriting judgments. These abilities are crucial for accurately evaluating risks, maintaining profitability, and fostering trust with clients and brokers.

How does a liability underwriter typically collaborate with other departments within an insurance company?

Liability Underwriters regularly work closely with colleagues in claims, actuarial, legal, and sales departments. They often consult with claims teams to better understand risk trends and loss histories, and coordinate with actuaries to ensure pricing accurately reflects risk levels. Collaboration with legal teams is common when reviewing policy language or complex cases, while interactions with sales agents help clarify coverage options for clients. This cross-functional teamwork is essential to ensure that underwriting decisions are well-informed, competitive, and compliant with company standards.

What is the difference between Liability Underwriter vs Claims Adjuster?

AspectLiability UnderwriterClaims Adjuster
CredentialsTypically requires a bachelor's degree in insurance, finance, or related field; certifications like CPCU are commonRequires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentWorks in insurance companies, analyzing risk and setting policy termsWorks in claims departments, investigating and settling insurance claims
Industry UsageCommonly employed in insurance underwriting departmentsFound in claims departments across insurance providers

While both roles are integral to the insurance industry, Liability Underwriters focus on assessing and pricing risk before policies are issued, whereas Claims Adjusters handle claims after a loss occurs. Understanding these differences helps clarify career paths and job expectations within the insurance sector.

More about Liability Underwriter jobs

What are the most commonly searched types of Liability Underwriter jobs?

The most popular types of Liability Underwriter jobs are:

What job categories do people searching Liability Underwriter jobs look for?

The top searched job categories for Liability Underwriter jobs are:

Liability Underwriter jobs near you
Infographic showing various Liability Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 69% Full Time, 10% Part Time, and 20% Contract. Highlights an 94% Physical, 3% Hybrid, and 3% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Underwriter, Construction Professional

The Hartford

Chicago, IL • Hybrid

$78K - $117K/yr

Full-time

Posted 15 days ago

The Hartford rating

8.8

Company rating: 8.8 out of 10

Based on 122 frontline employees who took The Breakroom Quiz

57th of 315 rated insurance

Job description

Underwriter - UW08CB

We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.   

Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they’ve always been done isn’t a part of the job. Here, you’ll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you’ll have any number of opportunities for your career to grow in whatever direction you choose.

This position will join a growing team of construction insurance professionals responsible for underwriting and marketing of specialty construction professional liability and environmental liability insurance coverages, including Contractor’s Professional Protective Indemnity (CPPI) and Owners Professional Protective Indemnity (OPPI) insurance.  Working in a team environment and under the supervision of experienced underwriters, this position will collaborate to underwrite and service accounts, identify key construction agents/brokers, implement sales and marketing activities, and demonstrate a strong customer focus and understanding of Hartford Construction’s appetite and strategy.  

Qualifications:

  • 3 + years of relevant commercial insurance experience preferably in Construction Professional Liability underwriting, Environmental Liability underwriting, or Construction Casualty underwriting experience and a Bachelor's degree.

  • Success in developing and maintaining solid relationships with internal and external business partners.

  • Excellent communication, interpersonal, and presentation skills.

  • An ability to think analytically about business problems, make recommendations, and propose solutions.

  • High energy self-starter, who is resilient and has an entrepreneurial spirit.

  • Demonstration of solid time, organizational, and desk management skills

  • Goal-oriented and delivers outcomes.

  • Ability to challenge the status quo and compete to win.

  • Superior technical knowledge and sound decision-making and analytical skills.

  • Ability to travel approximately 20%.

  • Valid driver’s license as a company pool car may be provided for territory travel.

  • This role will have a Hybrid work schedule, with the expectation of working in an office 3 days a week (Tuesday through Thursday).

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$78,400 - $117,600

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

What The Hartford employees say

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About Hartford

Sourced by ZipRecruiter

Hartford Financial Services Group, widely recognized as The Hartford, is a renowned company based in Hartford, CT, US. Established in 1810, it has evolved into an industry leader in the insurance and financial services sector, proudly serving more than one million businesses in the US. The Hartford is committed to offering a gamut of insurance products that include homeowners, automobile, and business insurance as well as employee benefits and mutual funds. The company’s core values revolve around customer-focused innovations, diversity and inclusion, and ethical dealings that have earned them a customer-centric reputation. This shapes their mission which revolves around aiding their clients to overcome unforeseen obstacles and enhancing their wealth over time. Among the company's noted accomplishments is being consistently listed among the World's Most Ethical Companies, a testament to their unwavering commitment towards responsible business practices.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Hartford, CT, US

Year founded

1810

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