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Lender Representative Jobs (NOW HIRING)

John Marshall Bank

Commercial Lender

Woodbridge, VA · On-site

$150K - $190K/yr

... also represent the Bank in the community at high profile events. Primary Responsibilities ... At least 2 years of experience as a Senior Level Commercial Lender with a financial institution

Green Belt Bank & Trust

Ag Lender-I

Iowa Falls, IA · On-site

The Agricultural Lender I is responsible for the oversight of an agricultural loan portfolio ... Be actively involved in professional/civic/service organizations within the community and represent ...

The FNB Community Bank

Mortgage Lender

Greenville, IL · On-site

$50K - $100K/yr

We have a Mortgage Lender position available at our Greenville Branch. SUMMARY/OBJECTIVE The ... Enthusiastically represent the bank through community involvement and service including but not ...

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Magnolia State Bank

Commercial Lender - Gray

Gray, GA · On-site

The position of Commercial Lender assists in maintaining this standard by providing loans for our ... The requirements listed below are representative of the knowledge, skill and/or ability required to ...

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Lender Representative information

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$11K

$69.5K

$117.5K

How much do lender representative jobs pay per year?

As of Jul 4, 2026, the average yearly pay for lender representative in the United States is $69,500.00, according to ZipRecruiter salary data. Most workers in this role earn between $34,000.00 and $105,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Lender Representative, and why are they important?

To thrive as a Lender Representative, you need a solid understanding of lending policies, financial analysis, and regulatory compliance, often supported by a degree in finance, business, or a related field. Familiarity with loan origination systems, credit assessment tools, and CRM software is typically required. Strong interpersonal skills, attention to detail, and effective communication help build trust with clients and facilitate smooth loan processes. These competencies are vital for accurately evaluating loan applications, mitigating risk, and ensuring client satisfaction.

What is a lender representative?

A lender representative is a professional who acts as an intermediary between borrowers and lenders, helping clients navigate loan options, gather necessary documentation, and complete application processes. They often work in banking or mortgage companies and need strong communication and knowledge of lending products. Certification or licensing may be required depending on the industry and location.

What qualifications do you need to be a lender?

To become a lender representative, candidates typically need a high school diploma or equivalent, with some roles requiring a bachelor's degree in finance, business, or a related field. Relevant skills include strong communication, customer service, and knowledge of lending products, while certifications such as a mortgage license or financial certifications can enhance job prospects.

Is being a mortgage lender a good career?

A mortgage lender is a financial professional who evaluates and approves loan applications for homebuyers, often working in banks or lending institutions. The role requires strong communication, sales skills, and knowledge of lending regulations, with opportunities for commission-based income and career advancement. Job stability and earnings can vary based on market conditions and individual performance.

What are Lender Representatives?

Lender Representatives are professionals who act on behalf of lending institutions, such as banks or credit unions, during financial transactions. Their main role is to ensure that the lender's interests are protected throughout processes like loan origination, underwriting, and closing. They may review documentation, conduct site visits, and communicate with borrowers and other parties to verify that all conditions of the loan are met. Lender Representatives play a critical part in managing risk and ensuring compliance with regulatory requirements.

What is the lowest position at a bank?

The lowest positions at a bank often include entry-level roles such as bank teller or customer service representative. These roles typically require minimal experience and serve as starting points for careers in banking, with opportunities for advancement through experience and additional training or certifications.

What is the difference between Lender Representative vs Loan Officer?

AspectLender RepresentativeLoan Officer
CredentialsTypically requires mortgage licensing, state-specific certificationsRequires mortgage licensing, state-specific certifications
Work EnvironmentWorks for lenders, banks, or mortgage companies, often in an office settingWorks directly with clients, often in banks, credit unions, or mortgage firms
Employer & Industry UsageCommonly employed by lending institutions to promote productsEngages with borrowers to originate loans
Comparison Search IntentUnderstanding roles in mortgage lendingSeeking loan origination information

While both Lender Representatives and Loan Officers work within the mortgage industry and require similar licensing, Lender Representatives primarily promote and explain loan products on behalf of lenders, often working in a support or sales capacity. Loan Officers directly interact with clients to evaluate and process loan applications. Their roles overlap but serve different functions within the mortgage process.

How does a Lender Representative typically collaborate with borrowers and internal stakeholders during the loan process?

A Lender Representative plays a crucial role in acting as the primary point of contact between the lending institution, borrowers, and internal teams such as underwriting, legal, and compliance. They facilitate efficient communication, gather necessary documentation, and ensure that all parties are aligned throughout each stage of the loan process. Effective collaboration is key to addressing borrower concerns, expediting approvals, and resolving issues promptly, which helps maintain strong client relationships and smooth loan closings.
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What job categories do people searching Lender Representative jobs look for? The top searched job categories for Lender Representative jobs are:
Lender Representative jobs near you
Infographic showing various Lender Representative job openings in the United States as of June 2026, with employment types broken down into 100% Full Time. Highlights an 72% Physical, 1% Hybrid, and 27% Remote job distribution, with an average salary of $69,500 per year, or $33.4 per hour.
Commercial Lender

Commercial Lender

John Marshall Bank

Woodbridge, VA • On-site

$150K - $190K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 19 days ago

Job description

Description:

John Marshall Bank is looking for an experienced Commercial Lender in Woodbridge, VA. This person would be responsible for business development and a designated portfolio of loan and deposit relationships with premier companies in the region. In this critical role, you will work closely with Regional Management to maintain and grow profitable relationships with these companies and will also represent the Bank in the community at high profile events.



Primary Responsibilities:

  • Proactively source new commercial and consumer clients through networking, referrals, industry organizations, and targeted business development activities
  • Provide a high level of service to clients and prospects seeking loan and/or deposit relationships by understanding clients’ needs and delivering tailored financial solutions
  • Interview applicants and evaluate data to determine credit worthiness, and make informed relationship recommendations
  • Structure, negotiate, and close commercial loans that align with the Bank’s credit policies and profitability goals
  • Collaborate with credit analysts and other lending colleagues to ensure timely and accurate loan processing
  • Monitor existing loans to ensure compliance with terms and maintain accurate, complete credit files
  • Make qualified referrals to merchant card, insurance, purchase card, business banking and consumer loan partners
  • Work independently at times or as a member of a team at times, with high motivation to achieve goals with minimal supervision
  • Mentor junior relationship managers and lending associates as needed
  • Follow industry trends, competitor activity, and local market conditions to identify opportunities and mitigate risk
Requirements:

Required Qualifications:

  • Bachelor’s Degree
  • At least 5 years of commercial loan portfolio management and related experience
  • At least 2 years of Commercial Banking experience in Prince William County, VA
  • Strong experience and knowledge of financial analysis and banking credit principles
  • Basic to advanced understanding of deposit and treasury management products and services

Preferred Qualifications:

  • Bachelors Degree in Business, Finance or related field
  • At least 2 years of experience as a Senior Level Commercial Lender with a financial institution
  • Excellent communication, interpersonal, and presentation skills with the ability to engage prospects, clients, COIs, and internal stakeholders
  • Proven ability to exceed sales goals



Compensation for this role ranges from $150,000.00 to $190,000.00 annually, commensurate with your experience and qualifications.



At John Marshall Bank, we pride ourselves on being able to attract the best talent in the industry, therefore we offer a comprehensive benefits package which includes:

  • Medical
  • Dental
  • 401K Retirement Plan w/ an Employer Match
  • Vision
  • Employee Assistance Program
  • Flexible Spending
  • Transit Reimbursement
  • Long Term Care
  • Paid Time Off
  • Life and Disability Coverage



John Marshall Bank is an Equal Opportunity Employer



At this time, John Marshall Bank will not sponsor a new applicant for employment authorization for this position.

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