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Junior Credit Risk Analyst Jobs in Michigan (NOW HIRING)

Fifth Third

Commercial Credit Analyst

Detroit, MI · On-site

The Credit Analyst is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling. The Credit Analyst is expected to build proficiency in underwriting, developing ...

STURGIS BANK

Chief Credit Officer

Sturgis, MI · On-site

Provides strategic oversight of the loan portfolio, including performance, trends, concentrations, risk grading, exceptions, and overall credit quality. Oversees portfolio analytics and reporting ...

Sturgis Bank

Chief Credit Officer (Sturgis)

Sturgis, MI · On-site

Provides strategic oversight of the loan portfolio, including performance, trends, concentrations, risk grading, exceptions, and overall credit quality. * Oversees portfolio analytics and reporting ...

New

Bank of Ann Arbor

Credit Manager

Ann Arbor, MI · On-site

Identify, analyze, and escalate emerging credit risks, supporting timely and well-informed risk mitigation strategies * Serve as a trusted advisor to the Chief Credit Officer by providing proactive ...

First Merchants Bank

Credit Analyst I

Monroe, MI

This position will perform credit analysis, underwriting and monitoring of the commercial loan ... Assign call codes, NAICS codes, risk grade and risk rating score data accurately. * Review ...

First Merchants Bank

Credit Analyst I

Royal Oak, MI · On-site

This position will perform credit analysis, underwriting and monitoring of the commercial loan ... Assign call codes, NAICS codes, risk grade and risk rating score data accurately. * Review ...

First Merchants Bank

Credit Analyst I

Monroe, MI

This position will perform credit analysis, underwriting and monitoring of the commercial loan ... Assign call codes, NAICS codes, risk grade and risk rating score data accurately. * Review ...

FIRST MERCHANTS

Credit Analyst I

Royal Oak, MI · On-site

This position will perform credit analysis, underwriting and monitoring of the commercial loan ... Assign call codes, NAICS codes, risk grade and risk rating score data accurately. * Review ...

First Merchants Bank

Credit Analyst I

Royal Oak, MI · On-site

This position will perform credit analysis, underwriting and monitoring of the commercial loan ... Assign call codes, NAICS codes, risk grade and risk rating score data accurately. * Review ...

FIRST MERCHANTS

Credit Analyst I

Monroe, MI · On-site

This position will perform credit analysis, underwriting and monitoring of the commercial loan ... Assign call codes, NAICS codes, risk grade and risk rating score data accurately. * Review ...

First Merchant's Bank

Credit Analyst I

Royal Oak, MI · On-site

This position will perform credit analysis, underwriting and monitoring of the commercial loan ... Assign call codes, NAICS codes, risk grade and risk rating score data accurately. * Review ...

First Merchant's Bank

Credit Analyst I

Monroe, MI · On-site

This position will perform credit analysis, underwriting and monitoring of the commercial loan ... Assign call codes, NAICS codes, risk grade and risk rating score data accurately. * Review ...

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All JobsCredit Risk Analyst JobsJunior Credit Risk Analyst JobsJunior Credit Risk Analyst Jobs in Michigan

Junior Credit Risk Analyst information

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$46

How much do junior credit risk analyst jobs pay per hour?

As of Aug 21, 2026, the average hourly pay for junior credit risk analyst in Michigan is $27.99, according to ZipRecruiter salary data. Most workers in this role earn between $20.10 and $30.82 per hour, depending on experience, location, and employer.

What is a junior credit risk analyst?

A Junior Credit Risk Analyst is responsible for assessing the creditworthiness of individuals or businesses to minimize financial risk for a company. They analyze financial data, review credit reports, and assist in developing risk models. Their role supports senior analysts and risk managers in making informed lending decisions. Strong analytical skills, attention to detail, and knowledge of financial principles are essential for success in this position.

What are common responsibilities and projects for a junior credit risk analyst?

As a Junior Credit Risk Analyst, your daily tasks may involve gathering and analyzing financial data, preparing credit risk reports, and monitoring the performance of loan portfolios. You’ll typically assist senior analysts with evaluating new credit applications, performing industry research, and contributing to risk modeling initiatives. Collaboration with other teams, such as loan officers or underwriting, is frequent to ensure a complete understanding of client profiles and risk factors. This hands-on experience with varied projects helps build a strong foundation in financial risk assessment and opens up opportunities for advancement to more senior roles in credit or risk management.

What are the key skills and qualifications needed to thrive in the junior credit risk analyst position, and why are they important?

To excel as a Junior Credit Risk Analyst, you should possess strong analytical abilities, attention to detail, proficiency in financial analysis, and typically hold a degree in finance, economics, or a related field. Familiarity with risk assessment software, data visualization tools like Excel or Tableau, and knowledge of credit scoring systems are commonly required. Excellent communication skills, eagerness to learn, and effective teamwork set standout candidates apart. These skills are essential for accurately evaluating client risk, supporting informed lending decisions, and collaborating efficiently within a financial team.

What are the most commonly searched types of Credit Risk Analyst jobs in Michigan?

The most popular types of Credit Risk Analyst jobs in Michigan are:

What are popular job titles related to Junior Credit Risk Analyst jobs in Michigan?

For Junior Credit Risk Analyst jobs in Michigan, the most frequently searched job titles are:

What job categories do people searching Junior Credit Risk Analyst jobs in Michigan look for?

The top searched job categories for Junior Credit Risk Analyst jobs in Michigan are:

What cities in Michigan are hiring for Junior Credit Risk Analyst jobs?

Cities in Michigan with the most Junior Credit Risk Analyst job openings:

Junior Credit Risk Analyst jobs near you
Infographic showing various Junior Credit Risk Analyst job openings in Michigan as of August 2026, with employment types broken down into 86% Full Time, and 14% Part Time. Highlights an 86% In-person, and 14% Hybrid job distribution, with an average salary of $58,225 per year, or $28 per hour.

Commercial Credit Analyst

Fifth Third

Detroit, MI • On-site

Other

Posted 17 days ago

Job description

Make banking a Fifth Third better®
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
The Credit Analyst is primarily responsible for completing the daily duties of underwriting and monitoring credit while performing analytical activities and identifying risks or issues as needed. In addition, a Credit Analyst drafts credit approval documents and review memos for loans and other ancillary products. documents and prepare for credit reviews. The Credit Analyst is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling.
The Credit Analyst is expected to build proficiency in underwriting, developing the ability to complete the underwriting process from beginning to end with limited oversight on increasingly complex credits. Additionally, the Credit Analyst will attend and support Portfolio Reviews as needed.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
  • Responsible for proactively monitoring Credit Excellence and initiating collection of financial statements for upcoming renewals and periodic reviews.
  • Prepare succinct credit approval memos with minimal errors, including company and industry descriptions, key credit risks, historical analysis, base and downside case projection assumptions/rationale and terms and conditions.
  • Complete ongoing portfolio monitoring, including covenant tracking, financial statement reviews, and run risk rating models.
  • Identify and determine monitoring analysis activities required
  • Verify covenants and define updates needed on ticklers
  • Monitor covenant completion and track past due or out of compliance covenants and recommend appropriate course of action
  • Responsible for understanding and evaluating completed spreads to determine necessary edits working in collaboration with the CCU teamworks to identify and resolve required edits or corrections
  • Generate and provide various pipeline and portfolio reporting as needed to credit leadership, portfolio managers, underwriters, relationship managers and others as needed.
  • Prepare Criticized Period Reviews reports with oversight
  • Responsible for running projection models with assumptions provided
  • Responsible for completing underwriting process with limited oversight
  • Prepares portfolio analysis and Portfolio Review materials
  • Ensure accuracy, integrity, and timeliness of credit data across internal systems and reports
  • Take appropriate action to resolve data, documentation, or analysis deficiencies and escalate questions to the appropriate level
  • Identify emerging risks or negative trends and escalate appropriately.
  • Maintain a working knowledge of Bancorp credit policies, guidelines and procedures.
  • Perform Borrowing Entity PD Ratings and Obligation LGD Ratings.
  • May assist with training and onboarding of new employees
  • May support special projects or ad hoc analysis as assigned by management
SUPERVISORY RESPONSIBILITY:
None
MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:
  • Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting)
  • 2+ years of Commercial Banking experience.
  • Sound Financial and risk analysis understanding, including the ability to develop financial models
  • Extensive Knowledge of banking products and services
  • Knowledge of corporate business structure and legal documents
  • General knowledge of U.S. government and regulation
  • Proficiency in internal banking applications
  • Strong verbal and written communication skills
  • Demonstrated strong problem-solving and analytical skills, with the ability to manage and prioritize multiple tasks while maintaining close attention to detail.
  • Proficient in all Microsoft Office software

Commercial Credit Analyst
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.
LOCATION -- Detroit, Michigan 48226
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

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