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Intermediate Underwriter Jobs (NOW HIRING)

This position has defined underwriting authority and business development responsibility.Key ... Intermediate proficiency and experience using Microsoft Office package (Excel, Access, PowerPoint ...

Senior Underwriter

Humble, TX · On-site

$85K - $100K/yr

Responsible for underwriting new and existing loans for the Corporate Banking team. Assist teams in ... Intermediate skills in computer terminal and personal computer operation, including use of word ...

Skilled in Excel (intermediate or advanced) * Strong communication skills, both written and verbal ... Risk - Underwriting - Advisor #LI-NL1 - Hybrid Qualifications Education: Bachelor's Level Degree ...

Role Purpose * The Jr. Casualty Underwriter is responsible to analyze and underwrite general ... Intermediate knowledge of the structure and content of the English and Spanish Language Experience

Intermediate knowledge of the structure and content of the English and Spanish Language. Experience ... financial strength, underwriting excellence, superior claims handling expertise and local ...

Role Purpose The Jr. Casualty Underwriter is responsible to analyze and underwrite general ... Intermediate knowledge of the structure and content of the English and Spanish Language. Experience

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Intermediate Underwriter information

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$32.5K

$78.9K

$139.5K

How much do intermediate underwriter jobs pay per year?

As of Jul 15, 2026, the average yearly pay for intermediate underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Intermediate Underwriters and how can they be managed?

Intermediate Underwriters often encounter challenges such as balancing risk assessment with business goals, managing a high volume of applications, and keeping up with changing regulations and market trends. To manage these challenges, it’s important to stay organized, use underwriting software efficiently, and maintain clear communication with senior underwriters, agents, and clients. Regular training and collaboration with team members can also help in navigating complex cases and ensuring decisions align with company policies.

What is the highest paying underwriting job?

Senior and executive underwriting roles, such as Chief Underwriting Officer or Vice President of Underwriting, tend to be the highest paying positions in underwriting. These roles require extensive experience, leadership skills, and often involve overseeing large portfolios or strategic decision-making, resulting in higher compensation compared to entry- or mid-level underwriting jobs.

Is underwriting a lot of math?

Intermediate underwriters use math to analyze financial data, assess risk, and determine appropriate coverage or loan terms. Strong numerical skills and familiarity with basic calculations, ratios, and statistical concepts are important for accurate decision-making in this role.

What is an Intermediate Underwriter?

An Intermediate Underwriter is a professional who evaluates and analyzes the risks associated with insuring people or assets, typically working in the insurance or finance industry. They review applications, assess documentation, and determine the terms and conditions under which coverage should be offered. Intermediate Underwriters have more experience than entry-level underwriters and are trusted to handle more complex cases, often working independently or mentoring junior staff. Their decisions directly impact the profitability and risk exposure of their employer.

What is the difference between Intermediate Underwriter vs Underwriting Assistant?

AspectIntermediate UnderwriterUnderwriting Assistant
CredentialsTypically requires underwriting certifications and some experienceUsually requires basic administrative or entry-level qualifications
Work EnvironmentPerforms risk assessment, decision-making, and policy reviewSupports underwriting team with administrative tasks and data entry
Employer & Industry UsageCommonly employed in insurance companies and brokerage firmsFound in similar settings, assisting underwriters in daily tasks

The Intermediate Underwriter and Underwriting Assistant roles differ mainly in responsibility and experience. The Intermediate Underwriter actively assesses risks and makes decisions, while the Underwriting Assistant provides administrative support. Both roles are essential in the insurance industry, with the Intermediate Underwriter requiring more specialized knowledge and experience.

What are the key skills and qualifications needed to thrive as an Intermediate Underwriter, and why are they important?

To thrive as an Intermediate Underwriter, you need solid analytical abilities, knowledge of risk assessment, and a background in finance or insurance, often supported by a bachelor's degree. Familiarity with underwriting software, policy management systems, and relevant certifications such as CPCU or AU is highly valuable. Strong decision-making, attention to detail, and effective communication skills help you excel in evaluating applications and collaborating with clients or agents. These competencies ensure accurate risk evaluation, compliance, and profitable portfolio management in a competitive insurance market.

Is underwriting an entry-level position?

Underwriting is typically not an entry-level position; it usually requires some prior experience or knowledge of insurance policies, risk assessment, and financial analysis. Entry-level roles in underwriting often involve training or assistant positions, with more advanced underwriting roles requiring certifications and several years of experience.

Will AI replace underwriting?

Intermediate underwriters use AI tools to assist in evaluating risk and processing applications, but AI is not expected to fully replace human underwriters. Instead, AI enhances efficiency and accuracy, allowing underwriters to focus on complex cases and decision-making. Human judgment remains essential in interpreting data and making final underwriting decisions.
More about Intermediate Underwriter jobs
What cities are hiring for Intermediate Underwriter jobs? Cities with the most Intermediate Underwriter job openings:
What are the most commonly searched types of Underwriter jobs? The most popular types of Underwriter jobs are:
What states have the most Intermediate Underwriter jobs? States with the most job openings for Intermediate Underwriter jobs include:
Infographic showing various Intermediate Underwriter job openings in the United States as of July 2026, with employment types broken down into 100% Full Time. Highlights an 80% In-person, and 20% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Underwriter

Tmhcc

Kennesaw, GA • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 13 days ago


Job description

Help us insure itTokio Marine HCC is a global industry-leading specialty insurance group, backed by the strength and stability of the Tokio Marine Group. Offering over 100 classes of specialty insurance, we empower clients to pursue opportunities confidently through our "Mind Over Risk" philosophy. More than an insurance company, we are an organization built on innovation, unity, and trust.At our core, we are Always Advancing, driven by innovation and an entrepreneurial spirit that keeps us moving forward. Our people are Experts in Tomorrow, using curiosity and smart working to anticipate what's next. With a culture rooted in Reaching Out, we foster genuine collaboration and support, ensuring every individual has the opportunity to succeed and make a difference.Role OverviewUnder supervision, makes underwriting recommendations and decisions to protect the financial assets of the company and the carrier. Reviews proposal requests to evaluate, classify, and rate each risk to determine acceptability, coverage, and pricing. Establishes, maintains, and develops producer relationships. This position has defined underwriting authority and business development responsibility.Key Responsibilities
  • Meet annual company goals for profitability, renewal retention, revenue growth, and new business production.
  • Evaluates risk acceptability within established guidelines and set appropriate rates and factor levels.
  • Analyze proposed plan changes to acceptability and cost.
  • Work in conjunction with the sales department to follow-up on quoted cases.
  • Communicates with third-party administrators/brokers to answer questions, explain decisions, deal with issues, build, and maintain productive relationships. Respond appropriately and in a timely manner to service requests.
  • Complete requests for proposal (RFPs) in a timely manner and follow-up for status and competitive numbers.
  • Ability to occasionally travel to visit external and internal for sales and business development as needed.
  • Ability to successfully participate in and complete projects and other activities as assigned.
  • Other duties as assigned.
What You Bring
  • 4 Year / Bachelor's Degree in Business Administration, Accounting, Finance, a related field, or the equivalent education and/or experience
  • 2 years of preferred relevant experience in Stop Loss underwriting
  • Preferred work towards Certified Employee Benefits Specialist (CEBS), Fellow of the Life Management Institute (FLMI), or Chartered Life Underwriter (CLU) certification(s)
  • Ability to read and interpret documents such as plan of benefits, bid specifications, claim reports, and procedural manuals
  • Possess and have ability to apply knowledge of principles, practices, and procedures
  • Solid written and verbal communication skills with an emphasis on confidentiality, tact, and diplomacy
  • Advanced organizational and analytical skills; demonstrated ability to manage multiple tasks simultaneously
  • Knowledgeable of industry changes, legal updates, and technical developments related to applicable area of the Company's business to proactively respond to changing business environment
  • Intermediate proficiency and experience using Microsoft Office package (Excel, Access, PowerPoint, Word)
  • Collaboration skills and ability to work on a team.
  • Adaptability and willingness to learn.
  • Strong organizational skills
  • Preferred: previous knowledge and experience using Young Consulting's ESLOffice or equivalent.
What We Offer
  • Competitive salary and comprehensive benefit package
  • Strong learning culture with ongoing development opportunities
  • Opportunities for growth and career advancement
  • Comprehensive medical, vision, and dental coverage, with eligibility beginning on your first day of employment
  • Basic life and disability insurance
  • 401(k) plan with 6% company match
  • 20 days of PTO, two floating holidays, approximately 11 paid holidays, and volunteer time off
  • Paid parental leave
  • Access to our award-winning wellness program, including mental health services, fitness network membership, and a complimentary Headspace subscription
  • Student loan matching program
  • Employee discount program
  • An opportunity to do meaningful work and love what you do
About UsTokio Marine HCC is a leading specialty insurance group with offices in the United States,the United Kingdom, Europe, and other exciting locations. With the strength and stability that comes from being a member of the Tokio Marine Group, and more than fifty years of growth, profitability, and stability, we offer important insurance products that most people don't even know exist. Every policy we write is special, enabling our clients to do amazing things.For over 50 years, HCC Life Insurance Company, operating as Tokio Marine HCC - A&H Group, has been at the forefront of medical stop loss insurance. In addition to traditional stop loss, we offer captive and Taft-Hartley stop loss solutions, level funded stop loss, Organ & Tissue Transplant insurance and MedPlus insurance. Tokio Marine HCC - A&H Group is rated A++ (Superior) by A.M. Best Company and benefits from the financial stability of its parent company, Tokio Marine HCC.Applying our Mind Over Risk philosophy to writing insurance allows our customers to take on opportunity with confidence. That philosophy defines our way of thinking, unites us as a team, and differentiates us from our competitors. We are much more than just an insurance company; we are a good company.Equal Opportunity EmployerTMHCC is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship, color, family or medical care leave, gender identity, genetic information, marital status, medical condition, national origin, physical or mental disability, protected veteran or military status, race, ethnicity, religion, sex (including pregnancy), sexual orientation, or any other characteristic protected by applicable local laws, regulations and ordinances.#LI-CM3#stoploss1