ZipRecruiter

Log In

1

Insurance Underwriting Jobs (NOW HIRING)

Weekday AI

Insurance Underwriting AI Expert

$100 - $120/hr

US, UK, Canada, France, Portugal (remote) We are seeking a highly motivated Insurance Underwriting AI Expert to join our growing team. This role sits at the intersection of insurance domain expertise ...

next page

Showing results 1-20

All JobsInsurance Underwriting Jobs

Insurance Underwriting information

See salary details

$39K

$43K

$46.5K

How much do insurance underwriting jobs pay per year?

As of Jul 16, 2026, the average yearly pay for insurance underwriting in the United States is $43,000.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,500.00 and $44,500.00 per year, depending on experience, location, and employer.

What is the difference between Insurance Underwriting vs Insurance Claims Adjuster?

AspectInsurance UnderwritingInsurance Claims Adjuster
Primary RoleAssess risk and determine policy eligibility and premiumsEvaluate insurance claims to determine coverage and settlement
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonHigh school diploma or bachelor's; certifications like AIC or CPCU beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, inspecting damages and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Insurance Underwriting and Insurance Claims Adjuster roles are both vital in the insurance industry but focus on different stages. Underwriters assess risk before policy issuance, while claims adjusters evaluate claims after a loss occurs. Both roles require analytical skills and industry knowledge, but their daily tasks and responsibilities differ significantly.

What are insurance underwriters?

Insurance underwriters are professionals who evaluate the risks of insuring people or assets and determine the terms and pricing of insurance policies. They analyze information provided by applicants, such as health records or property details, and use specialized software and guidelines to assess risk levels. Based on this assessment, underwriters decide whether to approve or reject applications, and set coverage amounts and premiums. Their work helps insurance companies maintain profitability while offering fair coverage to customers.

How does an insurance underwriter typically collaborate with agents and other departments during the policy approval process?

Insurance underwriters frequently work closely with insurance agents, sales teams, and risk assessment departments to evaluate applications and ensure policies meet company guidelines. This collaboration often involves clarifying applicant information, discussing unique or complex risks, and negotiating coverage terms to balance client needs with the insurer's risk tolerance. Effective communication is key, as underwriters must provide timely decisions and clear explanations to support both customer satisfaction and organizational objectives. Teamwork is essential, especially when dealing with high-value or unusual cases that require input from multiple experts.

Is insurance underwriting a good career?

Insurance underwriting is a stable career that involves evaluating risks and determining policy terms, often requiring analytical skills and attention to detail. It offers opportunities for advancement, professional certification, and typically involves standard office hours, making it suitable for those interested in finance and risk management.

What are the key skills and qualifications needed to thrive as an Insurance Underwriter, and why are they important?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of risk assessment, typically supported by a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, risk evaluation tools, and sometimes industry certifications like CPCU (Chartered Property Casualty Underwriter) is common. Excellent decision-making, communication, and negotiation skills help underwriters collaborate with agents and clients and make sound judgments. These skills ensure accurate risk evaluation, profitable policy decisions, and strong client relationships in a highly regulated industry.

How much do you get paid for an insurance underwriter?

Insurance underwriters typically earn a median annual salary of around $70,000, with salaries ranging from approximately $50,000 to over $100,000 depending on experience, location, and industry. Entry-level underwriters may start lower, while experienced professionals or those in specialized fields can earn higher wages, often supplemented by certifications and advanced skills.

How much do insurance underwriters make on average?

Insurance underwriters earn an average annual salary of around $70,000 to $80,000, depending on experience, location, and industry. Entry-level underwriters typically start lower, while experienced professionals or those with specialized skills can earn over $100,000. Certifications and advanced knowledge of underwriting software can also influence salary levels.

What does an insurance underwriter do?

An insurance underwriter evaluates insurance applications to determine the risk level and decide whether to approve coverage and at what premium. They analyze factors such as applicant information, policy details, and industry data, often using specialized software and adhering to company guidelines. Strong analytical skills and knowledge of insurance policies are essential for this role.
More about Insurance Underwriting jobs
What cities are hiring for Insurance Underwriting jobs? Cities with the most Insurance Underwriting job openings:
What are the most commonly searched types of Insurance Underwriting jobs? The most popular types of Insurance Underwriting jobs are:
What states have the most Insurance Underwriting jobs? States with the most job openings for Insurance Underwriting jobs include:
What job categories do people searching Insurance Underwriting jobs look for? The top searched job categories for Insurance Underwriting jobs are:
Insurance Underwriting jobs near you
Infographic showing various Insurance Underwriting job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $43,000 per year, or $20.7 per hour.
Insurance Underwriting Business Analyst

Insurance Underwriting Business Analyst

Deloitte

Boston, MA • On-site

Full-time

Re-posted 20 days ago

Deloitte rating

8.1

Company rating: 8.1 out of 10

Based on 90 frontline employees who took The Breakroom Quiz

59th of 148 rated financial services

Job description

Share this job: Share:
Share Insurance Underwriting Business Analyst with Facebook Share Insurance Underwriting Business Analyst with LinkedIn Share Insurance Underwriting Business Analyst with Twitter
Caution against fraudulent job offers. Learn more.

What Deloitte employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply