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Insurance Underwriting Jobs in Maine (NOW HIRING)

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Group Insurance Underwriter

Portland, ME · On-site

$125 - $150/hr

We are seeking a Group Insurance Underwriter, with experience at either a direct Group writer or a ... Deliver underwriting support to our clients * Add to our bench strength to deliver market ...

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Insurance Underwriting information

See Maine salary details

$37.8K

$41.6K

$45K

How much do insurance underwriting jobs pay per year?

As of Sep 7, 2026, the average yearly pay for insurance underwriting in Maine is $41,632.00, according to ZipRecruiter salary data. Most workers in this role earn between $40,200.00 and $43,100.00 per year, depending on experience, location, and employer.

What is an insurance underwriter?

Insurance underwriters are professionals who evaluate the risks of insuring people or assets and determine the terms and pricing of insurance policies. They analyze information provided by applicants, such as health records or property details, and use specialized software and guidelines to assess risk levels. Based on this assessment, underwriters decide whether to approve or reject applications, and set coverage amounts and premiums. Their work helps insurance companies maintain profitability while offering fair coverage to customers.

How does an insurance underwriter typically collaborate with agents and other departments during the policy approval process?

Insurance underwriters frequently work closely with insurance agents, sales teams, and risk assessment departments to evaluate applications and ensure policies meet company guidelines. This collaboration often involves clarifying applicant information, discussing unique or complex risks, and negotiating coverage terms to balance client needs with the insurer's risk tolerance. Effective communication is key, as underwriters must provide timely decisions and clear explanations to support both customer satisfaction and organizational objectives. Teamwork is essential, especially when dealing with high-value or unusual cases that require input from multiple experts.

What are the key skills and qualifications needed to thrive as an insurance underwriter, and why are they important?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of risk assessment, typically supported by a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, risk evaluation tools, and sometimes industry certifications like CPCU (Chartered Property Casualty Underwriter) is common. Excellent decision-making, communication, and negotiation skills help underwriters collaborate with agents and clients and make sound judgments. These skills ensure accurate risk evaluation, profitable policy decisions, and strong client relationships in a highly regulated industry.

What is the difference between Insurance Underwriting vs Insurance Claims Adjuster?

AspectInsurance UnderwritingInsurance Claims Adjuster
Primary RoleAssess risk and determine policy eligibility and premiumsEvaluate insurance claims to determine coverage and settlement
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonHigh school diploma or bachelor's; certifications like AIC or CPCU beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, inspecting damages and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Insurance Underwriting and Insurance Claims Adjuster roles are both vital in the insurance industry but focus on different stages. Underwriters assess risk before policy issuance, while claims adjusters evaluate claims after a loss occurs. Both roles require analytical skills and industry knowledge, but their daily tasks and responsibilities differ significantly.

How do you become an insurance underwriter?

To become an insurance underwriter, typically a bachelor's degree in finance, business, or a related field is required. Gaining experience in insurance or risk assessment and obtaining professional certifications, such as the Chartered Property Casualty Underwriter (CPCU), can improve job prospects. Strong analytical skills and knowledge of underwriting software are also important.

Is insurance underwriting a good career?

Insurance underwriting is a stable career that involves evaluating risks and determining policy terms, often requiring analytical skills and attention to detail. It offers opportunities for advancement, professional certification, and typically follows a standard work schedule, making it a viable option for those interested in finance and risk management.

Is insurance underwriting a low stress job?

Insurance underwriting is generally considered a moderate-stress job that involves evaluating risk and making decisions under deadlines. The level of stress can vary depending on workload, company culture, and experience, but it often requires attention to detail and analytical skills. Some underwriters find the work routine and clear guidelines to be manageable, while others may experience pressure during busy periods or complex cases.

What are the most commonly searched types of Insurance Underwriting jobs in Maine?

The most popular types of Insurance Underwriting jobs in Maine are:

What cities in Maine are hiring for Insurance Underwriting jobs?

Cities in Maine with the most Insurance Underwriting job openings:

Insurance Underwriting jobs near you
Infographic showing various Insurance Underwriting job openings in Maine as of August 2026, with employment types broken down into 73% Full Time, 9% Part Time, and 18% Contract. Highlights an 91% In-person, and 9% Hybrid job distribution, with an average salary of $41,632 per year, or $20 per hour.

Group Insurance Underwriter

Marsh McLennan

South Portland, ME • On-site

Full-time

Medical, Dental, Vision, Life

Re-posted 2 days ago

Job description

Company:Guy CarpenterDescription:

The Smith Group is the market leader in support for the Group Benefits industry. For decades, The Smith Group has maintained a stellar reputation for thought leadership and top-notch service to clients. The group is small (13 people) with a very tight-knit, collaborative environment. The Smith Group is a wholly owned subsidiary of Guy Carpenter.

We are seeking a Group Insurance Underwriter, with experience at either a direct Group writer or a Reinsurer. In addition to having regular responsibilities of reinsurance underwriting, we would be looking for this individual to support the broader set of consulting services and market intelligence that Smith Group delivers to clients every day. All members of the Smith Group team are proactive problem-solvers, and we'd expect the same from any new teammate. You should seek opportunities to act independently instead of waiting for someone to tell you what to do. We also highly value strong communication skills since all Smith Group employees frequently interact with our clients directly.

While Portland, Maine is the preferred location, we will consider other office locations for the right candidate. This is a hybrid role that has a requirement of working at least three days a week in a Guy Carpenter office.

We will rely on you to:

  • Assist our partners at MunichRe with reinsurance underwriting support

  • Deliver underwriting support to our clients

  • Add to our bench strength to deliver market intelligence to clients - everything from surveys, webinars, white papers and general research

  • Proactively interact with our clients to support our model of being a first-class service operation

What you need to have:

  • 5+ years of experience in Group Insurance underwriting

  • Sound understanding of reinsurance and its place in Group Insurance

  • Robust knowledge of the Group product suite - Disability, PFML, Life, Supplemental Health (Dental and Vision a bonus)

  • Bachelor's Degree

What makes you stand out?

  • Curiosity - find problems and solve them

  • Versatility - in working for a small company, you need to be ready to do a wide variety of things

  • Avid Learner - a person who is always looking to learn more will have the most success

Why join our team:

  • We help you be your best through professional development opportunities, interesting work and supportive leaders.

  • We foster a vibrant and inclusive culture where you can work with talented colleagues to create new solutions and have impact for colleagues, clients and communities.

  • Our scale enables us to provide a range of career opportunities, as well as benefits and rewards to enhance your well-being.

At Guy Carpenter, a Marsh business, you can be your best. We work on challenges that matter with colleagues who help bring out our best. Our uniquely collaborative environment will empower you to focus on your personal and professional success, learning from top specialists in the (re)insurance industry and leading you towards a rewarding and impactful career.Guy Carpenter is a business of Marsh (NYSE: MRSH), a global leader in risk, reinsurance and capital, people and investments, and management consulting, advising clients in 130 countries. With annual revenue of over $27 billion and more than 95,000 colleagues, Marsh helps build the confidence to thrive through the power of perspective. For more information about Guy Carpenter, visit guycarp.com, or follow us on LinkedIn and X.Marsh is committed to embracing a diverse, inclusive and flexible work environment. We aim to attract and retain the best people and embrace diversity of age background, disability, ethnic origin, family duties, gender orientation or expression, marital status, nationality, parental status, personal or social status, political affiliation, race, religion and beliefs, sex/gender, sexual orientation or expression, skin color, veteran status (including protected veterans), or any other characteristic protected by applicable law. If you have a need that requires accommodation, please let us know by contacting reasonableaccommodations@mmc.com.Marsh is committed to hybrid work, which includes the flexibility of working remotely and the collaboration, connections and professional development benefits of working together in the office. All Marsh colleagues are expected to be in their local office or working onsite with clients at least three days per week. Office-based teams will identify at least one "anchor day" per week on which their full team will be together in person.

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