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Insurance Underwriter Jobs in Michigan (NOW HIRING)

Jolt Credit Union

Junior Mortgage Underwriter

Saginaw, MI · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

What We Offer You 4 Competitive Medical Plan Options Dental and Vision Insurance 401(k) with ... The Junior Mortgage Underwriter plays an important role in delivering an exceptional member ...

Jolt Credit Union

Junior Mortgage Underwriter

Saginaw, MI · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

What We Offer You 4 Competitive Medical Plan Options Dental and Vision Insurance 401(k) with ... The Junior Mortgage Underwriter plays an important role in delivering an exceptional member ...

The Doctors Management Company

Senior Underwriter

East Lansing, MI · On-site

$94K - $111K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Five (5) years Medical Professional or commercial insurance; financial services or mathematical ... Excellent knowledge of underwriting guidelines and rating rules, policy forms, procedures and ...

AD Mortgage

Senior Underwriter

Troy, MI

$93K - $110K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Ensures that Company operating standards are met for underwriting and compliance by utilizing ... vision insurance, and 401(k). Take the first step towards a rewarding career in the mortgage ...

Adventure Credit Union

Senior Loan Underwriter

Lansing, MI

$88K - $104K/yr

... of insurance and verification of income. Assess borrower creditworthiness, risk factors, and ... Ensure underwriting decisions are compliant with internal policies, state and federal regulations ...

Adventure Credit Union

Senior Loan Underwriter

Lansing, MI · On-site

$88K - $104K/yr

... insurance and verification of income. • Assess borrower creditworthiness, risk factors, and ... • Ensure underwriting decisions are compliant with internal policies, state and federal ...

Adventure Credit Union

Senior Loan Underwriter

Lansing, MI · On-site

$88K - $104K/yr

... insurance and verification of income. · Assess borrower creditworthiness, risk factors, and ... · Ensure underwriting decisions are compliant with internal policies, state and federal ...

Northpointe Bank

Senior Underwriter

Grand Rapids, MI · On-site

$70K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

We're hiring a Senior Underwriter to underwrite a full range of mortgage loans, including government, bond, and conventional products, while ensuring compliance with investor and internal guidelines.

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Showing results 41-60

All JobsInsurance Underwriter JobsInsurance Underwriter Jobs in Michigan

Insurance Underwriter information

See Michigan salary details

$24.4K

$54.3K

$91.5K

How much do insurance underwriter jobs pay per year?

As of Aug 12, 2026, the average yearly pay for insurance underwriter in Michigan is $54,285.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,400.00 and $72,800.00 per year, depending on experience, location, and employer.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What are the key skills and qualifications needed to thrive as an insurance underwriter?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What is an insurance underwriter?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What qualifications do I need for insurance underwriting?

Insurance underwriters typically need a bachelor's degree in fields such as finance, economics, or business. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance policies and risk assessment. Professional certifications like the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

More about Insurance Underwriter jobs
What are the most commonly searched types of Insurance Underwriter jobs in Michigan? The most popular types of Insurance Underwriter jobs in Michigan are:
What are popular job titles related to Insurance Underwriter jobs in Michigan? For Insurance Underwriter jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Insurance Underwriter jobs in Michigan look for? The top searched job categories for Insurance Underwriter jobs in Michigan are:
What cities in Michigan are hiring for Insurance Underwriter jobs? Cities in Michigan with the most Insurance Underwriter job openings:
What are popular job titles related to Insurance Underwriter jobs in MI? For Insurance Underwriter jobs in MI, the most frequently searched job titles are:
Insurance Underwriter jobs near you
Infographic showing various Insurance Underwriter job openings in Michigan as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 20% Part Time, 1% Temporary, and 5% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $54,285 per year, or $26.1 per hour.

Junior Mortgage Underwriter

Jolt Credit Union

Saginaw, MI • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 14 days ago

Job description

Job Type
Full-time
Description
Join Our Team as a Junior Mortgage Underwriter
Location: State Street Branch - Saginaw, MI
Schedule: 40 hours/week
Jolt Credit Union is seeking a detail-oriented Junior Mortgage Underwriter who thrives in a fast-paced environment and is committed to delivering accurate underwriting decisions, maintaining regulatory compliance, and providing outstanding support to members and lending staff.
Why Join Jolt?
At Jolt, we're more than just a credit union, we're a community. Our employees are energetic, motivated, and dedicated to making a real impact for our members every single day. We believe every team member plays a key role in our success, and we're committed to supporting your growth along the way.
What We Offer You
4 Competitive Medical Plan Options
Dental and Vision Insurance
401(k) with Employer Match
Flexible Spending Account(s)
Employee Assistance Program
Employee Wellness Program with Quarterly Bonus Incentives
Training, Growth Opportunities, and a Supportive Team Culture
Paid Time Off
About the Role
As a Junior Mortgage Underwriter, you'll evaluate and underwrite mortgage, construction, and HELOC loans while ensuring compliance with investor and regulatory guidelines. You'll also support mortgage closings, coordinate with third-party vendors, and assist in selling eligible loans on the secondary market.
The Junior Mortgage Underwriter plays an important role in delivering an exceptional member experience while maintaining sound lending practices and regulatory compliance.
Key Responsibilities:
  • Underwrite conventional mortgage loans according to conforming investor guidelines.
  • Underwrite portfolio mortgages, construction loans, and HELOCs according to credit union policies.
  • Review mortgage modifications and HELOC rewrites upon maturity.
  • Prepare and review loan documentation for accuracy and compliance prior to closing.
  • Coordinate mortgage closings with members, title companies, and other parties.
  • Enter and maintain loan information within the Loan Origination System (LOS) and Symitar.
  • Disburse approved mortgage loans.
  • Order appraisals, title insurance, surveys, flood certifications, inspections, and other required documentation.
  • Sell eligible mortgage loans to approved secondary market investors.
  • Communicate with investors and agencies including Fannie Mae, Freddie Mac, FHLBI, MSHDA, and approved PMI companies to ensure loan salability and insurability.
  • Answer member inquiries by phone and in person, assist with appointments, and provide exceptional member service.

What you Bring to the Team:
  • High school diploma required.
  • Minimum 3 years of mortgage underwriting experience.
  • Experience underwriting residential mortgage loans.
  • Proficiency with Microsoft Outlook and standard office software.
  • Experience using mortgage lending and loan origination systems.
  • Ability to obtain and maintain Nationwide Mortgage Licensing System (NMLS) registration, if required.

We value people who are:
Energetic
Motivated
Empathetic
Committed to community service
If that sounds like you, you'll feel right at home here.

Apply