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Insurance Underwriter Jobs in Alberta (NOW HIRING)

FCT provides industry-leading title insurance, default solutions and other real estate related ... The Director, National Underwriting is responsible for safeguarding the Company's risk profile by ...

Contact Underwriters and Adjusters to discuss guidelines and policy * Prepare documentation for insurers, complete applications for clients, issue insurance certificates, process changes and review ...

Contact Underwriters and Adjusters to discuss guidelines and policy * Prepare documentation for insurers, complete applications for clients, issue insurance certificates, process changes and review ...

Contact Underwriters and Adjusters to discuss guidelines and policy * Prepare documentation for insurers, complete applications for clients, issue insurance certificates, process changes and review ...

Showing results 41-60

Insurance Underwriter information

See Alberta salary details

$23K

$62.8K

$122K

How much do insurance underwriter jobs pay per year?

As of Aug 24, 2026, the average yearly pay for insurance underwriter in Alberta is $62,818.00, according to ZipRecruiter salary data. Most workers in this role earn between $36,500.00 and $73,000.00 per year, depending on experience, location, and employer.

What is an insurance underwriter?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are the key skills and qualifications needed to thrive as an insurance underwriter?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

Is it hard to become an insurance underwriter?

Becoming an insurance underwriter typically requires a bachelor's degree in a related field such as finance, business, or economics, along with strong analytical and decision-making skills. Gaining industry-specific knowledge through training or certification can also be beneficial, but the difficulty varies depending on individual background and experience.
Infographic showing various Insurance Underwriter job openings in Alberta as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $62,818 per year, or $30.2 per hour.

Senior Underwriting Consultant, High Net Worth

Edmonton, AB • Hybrid


Sun Life Financial
10K+ employees

8.6

Company rating: 8.6 out of 10

Based on 18 frontline employees who took The Breakroom Quiz

92nd of 311 rated insurance

People enjoy working here

Good employer

Paid breaks


Full-time

Retirement, PTO

Posted 9 days ago


Job description

You are as unique as your background, experience and point of view. Here, you'll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll have new and exciting opportunities to make life brighter for our Clients - who are at the heart of everything we do.


At Sun Life, we're driven by our Purpose: helping our Clients achieve lifetime financial security and live healthier lives. Our values shape how we work: caring, authentic, bold, inspiring, and impactful.


When you join Sun Life, you'll work with passionate colleagues and empowering leaders who support your growth and celebrate your contributions, so you can make a meaningful difference in our Clients' lives.


Discover how you can make a difference in the lives of individuals, families and communities around the world.


Job Description:

Location: Hybrid, work from home

Sun Life's High Net Worth Team creates a remarkable new business experience through an unparalleled proactive and responsive process that supports both the advisor and their client throughout the entire acquisition process, that is complimented by immediate inforce support through dedicated point(s) of contact. With the ability to work from home, an amazing collaborative client-centric team, Sun Life's High Net Worth Team may be the place for you.

Life's brighter under the sun

Joining our team at Sun Life means you can expect:

  • A hybrid working environment, giving you the best parts of in-office collaboration and work from home flexibility
  • Flexible Benefits from the day you join, meeting the needs of you and your loved onesr stock ownership program and pension plan give you the chance to invest in Sun Lifewithcompanymatching opportunities
  • An annual bonus based on company and individual performance
  • Paid vacation based on experience, 5caredays available forself-careor care of others (e.g. family or others you may support) and 10personal illness days to support your well-being
  • Our uniquesabbatical program gives you the opportunity to take up to 6 weeks off, every 5 years
  • Investment in not-for-profit organizations that are important to you
  • Maternity/Paternity top-up programso you can focus on your growing family

What will you do?

  • Use effective teaching style for training and mentoring senior Underwriting resource on financial and reinsurance aspects of High Net Worth business
  • Complete risk assessment on larger and more complex cases with higher premium and face amounts (between $5,000,000 and $10,000,000with ability to decline unacceptable risks)
  • Complete classification for life and critical illness, making effective use of full signing authority
  • Apply holistic underwriting expertise in all areas of underwriting including medical, financial and lifestyle factors to make sound and competitive underwriting decisions
  • Perform referrals with the aim of mentoring senior underwriters
  • Provide full explanations for our rationale on all decisions and inquiries
  • Be called upon to meet with Advisors and Firms, and deliver presentations that support SLF Underwriting philosophies

What do you need to succeed?

  • Must have excellent technical underwriting skills with a minimum of 7 to 10 years underwriting experience
  • Must make appropriate risk assessment decisions on applications in accordance with Sun Life Fiinancial underwriting guidelines and within signing authority
  • AALU designation and working towards the FALU designation
  • Exceptional reinsurance negotiating skills
  • Empathy and practice principles of finesse to promote positive interactions
  • Demonstrated awareness of trends and changes in medicine, and initiative to bring forward recommendations to operational teams and development and governance as needed
  • Excel at building partnerships with advisors and wholesalers
  • As this position is posted in several locations, we specify that bilingualism (French, English, both oral and written) is required for Quebec only for the frequent interactions with English and French-speaking colleagues or internal partners across Canada or worldwide.and the position reports to a unilingual English-speaking manager outside Quebec



      When a new position becomes available which matches your background and experience, the base pay range will be disclosed and correspond to the opportunity Sun Life will consider you for.


      In addition to Base Pay, eligible Sun Life employees participate in various incentive plans, payment under which is discretionary and subject to individual and company performance. Certain sales focused roles have sales incentive plans based on individual or group sales results.


      Diversity and inclusion have always been at the core of our values at Sun Life. A diverse workforce with wide perspectives and creative ideas benefits our Clients, the communities where we operate and all of us as colleagues. We welcome applications from qualified individuals from all backgrounds.


      Persons with disabilities who need accommodation in the application process, or those needing job postings in an alternative format, may e-mail a request to thebrightside@sunlife.com.


      We are proud to be a hybrid organization that offers our employees the choice and flexibility to work from both the office and virtually based on the needs of the business, our Clients and you.


      We may use artificial intelligence to support candidate sourcing, screening, interview scheduling.


      We thank all applicants for showing an interest in this position. Only those selected for an interview will be contacted.


      Job Category:

      Underwriting - Individual

      Posting End Date:

      04/09/2026


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