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Insurance Underwriter Jobs in Alberta (NOW HIRING)

Td

Small Business Insurance - Senior Underwriter

Calgary, AB · On-site

CA$79K - CA$111K/yr

Minimum of 3 years relevant Underwriting experience in commercial insurance Who We Are: As part of TD Bank Group, one of Canada's largest financial institutions, at TD Insurance, we care for Canadian ...

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Insurance Underwriter information

See Alberta salary details

$23K

$62.8K

$122K

How much do insurance underwriter jobs pay per year?

As of Aug 7, 2026, the average yearly pay for insurance underwriter in Alberta is $62,818.00, according to ZipRecruiter salary data. Most workers in this role earn between $36,500.00 and $73,000.00 per year, depending on experience, location, and employer.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What are the key skills and qualifications needed to thrive as an insurance underwriter?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What is an insurance underwriter?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What qualifications do I need for insurance underwriting?

Insurance underwriters typically need a bachelor's degree in fields such as finance, economics, or business. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance policies and risk assessment. Professional certifications like the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

More about Insurance Underwriter jobs
What are popular job titles related to Insurance Underwriter jobs in Alberta? For Insurance Underwriter jobs in Alberta, the most frequently searched job titles are:
What job categories do people searching Insurance Underwriter jobs in Alberta look for? The top searched job categories for Insurance Underwriter jobs in Alberta are:
What are popular job titles related to Insurance Underwriter jobs in AB? For Insurance Underwriter jobs in AB, the most frequently searched job titles are:
Insurance Underwriter jobs near you
Infographic showing various Insurance Underwriter job openings in Alberta as of July 2026, with employment types broken down into 1% As Needed, 70% Full Time, 25% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $62,818 per year, or $30.2 per hour.

Personal Lines Automobile Underwriter

Desjardins Group

Calgary, AB • Hybrid

Full-time

Medical, Retirement, PTO

Posted 23 days ago

Job description

As a Personal Lines Automobile Underwriter, you contribute to the prevention, acceptance or refusal of a risk to be underwritten based on established underwriting guidelines. You take on a technical expert role and provide support to our partners in a call centre environment, where the importance of knowing how to adapt your approach when the situation requires is essential. More specifically, you will be required to:

  • Provide technical support for projects and complex operational issues related to property and casualty insurance underwriting. Develop underwriting solutions in accordance with current standards and each file's unique circumstances

  • Serve as resource person for the application of underwriting rules. Help employees develop their technical skills. Carry out specialized technical studies, research and analysis related to property and casualty insurance underwriting. Submit solutions and action plans. Help practitioners follow your unit's standards and processes and use its business solutions, tools and systems.

What we offer*

  • Competitive salary and annual bonus

  • 4 weeks of flexible vacation starting in the first year

  • Defined benefit pension plan that provides predictable, stable income throughout retirement

  • Group insurance including telemedicine

  • Reimbursement of health and wellness expenses and telework equipment

*Benefits apply based on eligibility criteria.

#LI-Hybrid, #ON07*

What you bring to the table

  • College diploma in a related field

  • A minimum of three years personal lines auto underwriting experience

  • Please note that other combinations of qualifications and relevant experience may be considered

  • CIP designation or working towards designation

  • Experience in property underwriting

  • Experience working in a call center environment

  • Intermediate knowledge of coaching techniques

  • Intermediate knowledge of computer applications such as MS Word, Excel, PowerPoint, and Office 365.

  • Available to work Monday to Friday from 8:00 a.m. to 8:00 p.m. and Saturday from 8:00 a.m. to 4:00 p.m. (Rotation)

Action oriented, Customer Focus, Decision quality, Differences, Nimble learning, Resourcefulness, Situational adaptability

Trade Union (If applicable)

At Desjardins, we believe in equity, diversity and inclusion. We're committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. At Desjardins, we have zero tolerance for discrimination of any kind. We believe our teams should reflect the diversity of the members, clients and communities we serve.

If there's something we can do to help make the recruitment process or the job you're applying for more accessible, let us know. We can provide accommodations at any stage in the recruitment process. Just ask!

Job Family

Property and casualty insurance (FG)

Unposting Date

2026-08-5

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