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Insurance Surety Jobs in California (NOW HIRING)

Optima Tax Relief

Tax Preparer 3

Santa Ana, CA · On-site

$23 - $25/hr

Active Tax Preparer bond from an insurance/surety agent during duration in role. KNOWLEDGE, SKILLS,& ABILITIES * Thorough knowledge of how to prepare 1040 individual tax returns, Schedule C Forms ...

XL Industries Inc

Risk Manager

Oakland, CA

Interface with corporate insurance, surety, and trade prequalification departments in support of preconstruction and project needs * Corporate & Risk Programs: with the Vice President of Risk ...

XL Industries Inc

Risk Manager

Milpitas, CA

Interface with corporate insurance, surety, and trade prequalification departments in support of preconstruction and project needs * Corporate & Risk Programs: with the Vice President of Risk ...

XL Industries Inc

Risk Manager

Milpitas, CA

Interface with corporate insurance, surety, and trade prequalification departments in support of preconstruction and project needs * Corporate & Risk Programs: with the Vice President of Risk ...

XL Industries Inc

Risk Manager

Milpitas, CA

Interface with corporate insurance, surety, and trade prequalification departments in support of preconstruction and project needs * Corporate & Risk Programs: with the Vice President of Risk ...

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Insurance Surety information

See California salary details

$37K

$81.7K

$120.9K

How much do insurance surety jobs pay per year?

As of Aug 7, 2026, the average yearly pay for insurance surety in California is $81,714.00, according to ZipRecruiter salary data. Most workers in this role earn between $65,600.00 and $97,700.00 per year, depending on experience, location, and employer.

How does an insurance surety professional typically collaborate with underwriters and clients during the bonding process?

As an Insurance Surety professional, you will frequently work alongside underwriters to assess the risk and eligibility of applicants seeking surety bonds. This collaboration involves gathering and reviewing financial statements, analyzing project details, and ensuring all underwriting criteria are met. Additionally, you’ll be in regular contact with clients to clarify requirements, collect necessary documentation, and explain the bonding process. Effective communication and relationship-building skills are essential, as you’ll serve as a key liaison between the client and the underwriting team throughout the lifecycle of the bond.

What are insurance surety bonds?

Insurance surety bonds are legally binding agreements that involve three parties: the principal (the party required to obtain the bond), the obligee (the party requiring the bond), and the surety (the company guaranteeing the principal’s obligations). These bonds ensure that the principal will fulfill specific obligations or perform tasks as agreed, such as completing a contract or adhering to legal requirements. If the principal fails to meet these obligations, the surety steps in to cover losses or ensure completion. Surety bonds are commonly used in construction, licensing, and court-related matters. They are different from traditional insurance in that they protect the obligee rather than the principal.

Is it worth it to work in insurance surety?

Working as an insurance surety professional involves assessing and managing surety bonds, which are used to guarantee contract performance. The role typically requires strong analytical skills, attention to detail, and knowledge of insurance and financial regulations. It can offer stable employment and opportunities for advancement in the insurance and finance industries.

What are the key skills and qualifications needed to thrive as an insurance surety professional, and why are they important?

To thrive as an Insurance Surety professional, you need a strong understanding of risk assessment, financial analysis, and contract law, often supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, financial modeling tools, and regulatory compliance systems is typically required. Excellent negotiation, attention to detail, and relationship-building skills help establish trust and maintain client partnerships. These skills and qualities are crucial to accurately assess risks, ensure compliance, and deliver tailored bonding solutions in a highly regulated industry.

What is an insurance surety?

An insurance surety is a type of surety bond used in the insurance industry to guarantee that a party will fulfill contractual obligations. Insurance surety professionals assess risk, underwrite bonds, and ensure compliance with legal and contractual requirements, often working with clients, agents, and regulatory agencies.
What are popular job titles related to Insurance Surety jobs in California? For Insurance Surety jobs in California, the most frequently searched job titles are:
What job categories do people searching Insurance Surety jobs in California look for? The top searched job categories for Insurance Surety jobs in California are:
Insurance Surety jobs near you
Infographic showing various Insurance Surety job openings in California as of July 2026, with employment types broken down into 1% As Needed, 71% Full Time, 22% Part Time, and 6% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $81,714 per year, or $39.3 per hour.

Surety Underwriting Manager (Pasadena, CA, Mission Viejo, CA or San Diego, CA))

Philadelphia Insurance Companies

Mission Viejo, CA • On-site

Full-time

Medical, Retirement, PTO

Re-posted 7 days ago

Philadelphia Insurance Companies rating

8.9

Company rating: 8.9 out of 10

Based on 11 frontline employees who took The Breakroom Quiz

48th of 303 rated insurance

Job description

Marketing Statement:
Philadelphia Insurance Companies, a member of the Tokio Marine Group, designs, markets and underwrites commercial property/casualty and professional liability insurance products for select industries. We have been in operation since 1962 and are nationally recognized as a member of Ward's Top 50 and rated A++ by A.M.Best.
We are looking for a Surety Underwriting Manager to join our team in either our Pasadena, CA, Mission Viejo, CA or San Diego, CA offices!
Summary:
Manages underwriting profit and growth for assigned lines of business in support of the Surety Marketing Strategy.
A typical day will include the following:
  • Works with management on assigned production plans and objectives for business development and relationship building in the underwriting roles.
  • Conducts performance reviews and determines professional development needs and opportunities for staff. Hires, fires, counsels and coaches staff to achieve organizational objectives.
  • Monitors underwriting quality and adherence to underwriting guidelines.
  • Provides leadership establishing, implementing and continually improving organizational underwriting guidelines and supervisory practices consistent with regulatory requirements, standards, industry best practices and company requirements.

Qualifications
  • Bachelor's degree or equivalent is strongly preferred.
  • 10 years of underwriting experience in Surety Underwriting with carrier or broker
  • Two to four years of supervisory experience preferred.
  • Must have demonstrated marketing and agency development skills/experience.

EEO Statement:
Tokio Marine Group of Companies (including, but not limited to the Philadelphia Insurance Companies, Tokio Marine America, Inc., TMNA Services, LLC, TM Claims Service, Inc. and First Insurance Company of Hawaii, Ltd.) is an Equal Opportunity Employer. In order to remain competitive we must attract, develop, motivate, and retain the most qualified employees regardless of age, color, race, religion, gender, disability, national or ethnic origin, family circumstances, life experiences, marital status, military status, sexual orientation and/or any other status protected by law.
Benefits:
We offer a comprehensive benefit package, which includes tuition reimbursement and a generous 401K match. Our rich history of outstanding results and growth allow us to focus our business plan on continued growth, new products, people development and internal career opportunities. If you enjoy working in a fast paced work environment with growth potential please apply online.
Additional information on Volunteer Benefits, Paid Vacation, Medical Benefits, Educational Incentives, Family Friendly Benefits and Investment Incentives can be found at https://www.phly.com/Careers/default.aspx

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