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Insurance Program Manager Jobs in Miami, FL (NOW HIRING)

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Insurance Program Manager information

See Miami, FL salary details

$36.8K

$102.8K

$150.2K

How much do insurance program manager jobs pay per year?

As of Jun 26, 2026, the average yearly pay for insurance program manager in Miami, FL is $102,780.00, according to ZipRecruiter salary data. Most workers in this role earn between $76,000.00 and $126,700.00 per year, depending on experience, location, and employer.

What is the difference between Insurance Program Manager vs Insurance Underwriter?

AspectInsurance Program ManagerInsurance Underwriter
CredentialsTypically requires a bachelor’s degree in business, finance, or related field; professional certifications like CPCU or ARM are commonRequires a bachelor’s degree in finance, economics, or related field; certifications like CPCU or AINS are often preferred
Work EnvironmentManages insurance programs, collaborates with teams, and oversees policy developmentEvaluates risks, reviews applications, and determines policy terms and pricing
Employer & Industry UsageUsed in insurance companies, brokers, and agencies for program oversightFound in insurance companies, underwriting firms, and brokers for risk assessment

The Insurance Program Manager focuses on managing and coordinating insurance programs, ensuring they meet business goals. In contrast, the Insurance Underwriter evaluates individual risks to determine policy terms. Both roles require similar credentials and are integral to the insurance industry, but they differ in daily responsibilities and focus areas.

What is the highest paid position in insurance?

In the insurance industry, executive roles such as Chief Executive Officer (CEO), Chief Underwriting Officer, and Chief Risk Officer tend to be the highest paid positions, often earning multi-million dollar compensation packages. These roles require extensive experience, leadership skills, and often advanced certifications or degrees, and they oversee company strategy, underwriting, and risk management.

What are some common challenges faced by Insurance Program Managers, and how can they be addressed?

Insurance Program Managers often encounter challenges such as balancing regulatory compliance with client needs, coordinating between multiple stakeholders, and adapting to changes in industry regulations. To address these, it is important to stay current with regulatory updates, foster strong communication channels among internal teams and external partners, and develop robust project management practices. Building relationships with underwriters, brokers, and clients can also help streamline processes and resolve issues efficiently.

What are the key skills and qualifications needed to thrive as an Insurance Program Manager, and why are they important?

To thrive as an Insurance Program Manager, you need expertise in insurance products, risk assessment, and program management, typically supported by a bachelor's degree in business, finance, or a related field. Familiarity with insurance management software, regulatory compliance systems, and project management tools is often required, and certifications like CPCU or ARM are advantageous. Exceptional leadership, analytical thinking, and strong communication skills set top performers apart in this role. These skills and qualifications are crucial to effectively oversee insurance programs, ensure compliance, minimize risk, and deliver value to clients and stakeholders.

What jobs pay 2000 a day?

Jobs that can pay around $2,000 a day typically include high-level executive roles, specialized consulting, investment banking, or certain legal positions, often requiring advanced skills, certifications, or extensive experience. These roles may involve long hours, high responsibility, and a strong professional network. Income levels vary based on industry, location, and individual performance.

What does an insurance program manager do?

An insurance program manager oversees the development, implementation, and management of insurance programs within an organization. They coordinate with underwriters, vendors, and internal teams to ensure compliance, manage budgets, and optimize risk coverage, often using project management tools and industry certifications. Their role involves strategic planning, policy analysis, and ensuring the program meets organizational goals.

What is the average salary for a programme manager?

The average salary for an Insurance Program Manager typically ranges from $80,000 to $130,000 annually, depending on experience, location, and the size of the organization. Certification in project management and strong leadership skills can influence earning potential.
What are popular job titles related to Insurance Program Manager jobs in Miami, FL? For Insurance Program Manager jobs in Miami, FL, the most frequently searched job titles are:
What job categories do people searching Insurance Program Manager jobs in Miami, FL look for? The top searched job categories for Insurance Program Manager jobs in Miami, FL are:
What cities near Miami, FL are hiring for Insurance Program Manager jobs? Cities near Miami, FL with the most Insurance Program Manager job openings:
Insurance Program Manager jobs near you
Infographic showing various Insurance Program Manager job openings in Miami, FL as of June 2026, with employment types broken down into 1% As Needed, 69% Full Time, 23% Part Time, 1% Temporary, and 6% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $102,780 per year, or $49.4 per hour.
Key Accounts Program Manager- Workers' Compensation - Transportation

Key Accounts Program Manager- Workers' Compensation - Transportation

Insurance Office of America

Hialeah, FL • On-site

Full-time

Medical, Retirement

Posted 20 days ago

Insurance Office Of America rating

8.6

Company rating: 8.6 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

71st of 262 rated insurance

Job description

Job Description:

Title:Key AccountsProgramManager- Commercial Lines

Work Mode:Remote, Florida Residents Only| Location/Supporting:Longwood, FL| Book Focus:Key Accounts, Large/Complex Commercial Risks
Please note: If this position is posted as either fully remote and/or hybrid, in accordance with company policy, individuals residing within a 50-mile radius of a branch location may be required to work onsite in a hybrid capacity as there may be occasions when on-site presence is necessary to meet specific business needs. Additionally, our remote work policy includes having a dedicated, distraction-free workspace.Remote work is not a substitute for childcare, elder care, or other personal responsibilities during working hours.To view our branch locations, please visit: ioausa.com/locations

About the Role:TheKey Accounts Program Manager (PM)is responsible foroverseeing underwriting, service, and strategic management of complex commercial insurance programs and key accounts. This role ensures profitable growth through disciplined underwriting, strongcarrierrelationships, and alignment of program strategies with client and organizationalobjectives. The PM serves as a primary liaison between carriers, brokers, clients, and internal teams while driving performance, operational excellence, and longterm account success.


Key Responsibilities:

  • Portfolio Strategy & Oversight:Direct underwriting and service strategy for key accounts, ensuring alignment with underwriting guidelines, authority levels, and clientobjectives.

  • Profitability & Growth Management:Monitor portfolio performance, including revenue, retention, and profitability, using datadriven analysis to guide strategic decisions.

  • Risk Evaluation & Approval:Evaluate and approve complex, highexposureor large account risks, ensuring soundselectionand pricing discipline.

  • Loss & Performance Analysis:Track loss trends, claims activity, andportfloiometrics toidentifyopportunities for corrective action or optimization.

  • Carrier Relationship Management:Maintainstrong working relationships with carrier partners, ensuring compliance with authority agreements, underwriting standards, and service expectations.

  • Program Design & Enhancement:Collaborate with internal and external stakeholders tooptimizeprogram structure, coverage design, and pricing strategies.

  • Regulatory & Program Compliance:Ensure programscomply withregulatory requirements, contractual obligations, and internal policies.

  • Audit & ReportingManagement:Audit & Reporting Management: Oversee audits, carrier reviews, and reporting deliverables, ensuring accuracy, timeliness, and consistency.

  • Broker & Client Engagement:Build strong relationships with brokers and key clients,providingstrategic guidance and supporting longterm account growth.

  • Business Development Support:Provide technical underwriting and programexpertiseto support new business initiatives and expansion opportunities.

  • Escalation Management:Serve as a subject matter expert for complex underwriting, service, or client issues requiring escalation.

  • Team Leadership & Development:Lead and mentor underwriting and service staff supporting key accounts, fostering accountability and professional growth.

  • OperationalAlignment:Monitor workflows and service delivery, partnering with claims, loss control, and finance teams to ensure coordinated execution.

  • Process Improvement & Systems Support:Identifyand support enhancements to systems, reporting tools, and operational processes to drive efficiency and effectiveness.

  • Champion IOA Values:Demonstrateintegrity and leadership.


Ideal CandidateQualifications:

  • Bachelor's degree in Business, Finance, Risk Management, or a related field, or equivalent industry experience

  • 7+ years of workers' compensation underwriting experience with strong technical depth

  • 3+ years of leadership or management experiencewithin a brokerage,MGA/MGU,orcarrierenvironment

  • Strongexpertisein underwriting principles, risk evaluation, and pricing strategies for complex accounts

  • Working knowledge of claims trends, loss drivers, and regulatory requirements

  • Proven ability to manage client relationships and influence strategic outcomes

  • Excellent communication, collaboration, and carrier relationship management skills

  • Analytical, detailoriented leader with the ability to manage multiple priorities in a fastpaced environment

What We Offer:

  • Competitive salaries and bonus potential

  • Company-paid health insurance

  • Paid holidays, vacations, and sick time

  • 401K with employer match

  • Professional growth and career progression opportunities

  • Respectful culture and work/family life balance

  • Community service commitment

  • Supportive teammates and a rewarding work environment


What to Expect(Application Process):

  • 30-Minute Phone Screen, Online Assessments, and Interview(s).

Salary Range

The expected pay range for this position is 95-135K annually, depending on experience, relevant skills, and geographic location.

Insurance Office of America is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

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