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Insurance Program Manager Jobs in Stuart, FL (NOW HIRING)

Carrier

Manager, Treasury

Palm Beach Gardens, FL · On-site

$96K - $192K/yr

Risk Financing/Insurance Program Management. * Cost Forecasting. * Manage RMIS ( Risk Management Information System ) systems and processes with utmost emphasis on data integrity, quality, and ...

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Insurance Program Manager information

See Stuart, FL salary details

$34K

$94.9K

$138.6K

How much do insurance program manager jobs pay per year?

As of Jun 10, 2026, the average yearly pay for insurance program manager in Stuart, FL is $94,856.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,200.00 and $117,000.00 per year, depending on experience, location, and employer.

What is the difference between Insurance Program Manager vs Insurance Underwriter?

AspectInsurance Program ManagerInsurance Underwriter
CredentialsTypically requires a bachelor’s degree in business, finance, or related field; professional certifications like CPCU or ARM are commonRequires a bachelor’s degree in finance, economics, or related field; certifications like CPCU or AINS are often preferred
Work EnvironmentManages insurance programs, collaborates with teams, and oversees policy developmentEvaluates risks, reviews applications, and determines policy terms and pricing
Employer & Industry UsageUsed in insurance companies, brokers, and agencies for program oversightFound in insurance companies, underwriting firms, and brokers for risk assessment

The Insurance Program Manager focuses on managing and coordinating insurance programs, ensuring they meet business goals. In contrast, the Insurance Underwriter evaluates individual risks to determine policy terms. Both roles require similar credentials and are integral to the insurance industry, but they differ in daily responsibilities and focus areas.

What are some common challenges faced by Insurance Program Managers, and how can they be addressed?

Insurance Program Managers often encounter challenges such as balancing regulatory compliance with client needs, coordinating between multiple stakeholders, and adapting to changes in industry regulations. To address these, it is important to stay current with regulatory updates, foster strong communication channels among internal teams and external partners, and develop robust project management practices. Building relationships with underwriters, brokers, and clients can also help streamline processes and resolve issues efficiently.

What are the key skills and qualifications needed to thrive as an Insurance Program Manager, and why are they important?

To thrive as an Insurance Program Manager, you need expertise in insurance products, risk assessment, and program management, typically supported by a bachelor's degree in business, finance, or a related field. Familiarity with insurance management software, regulatory compliance systems, and project management tools is often required, and certifications like CPCU or ARM are advantageous. Exceptional leadership, analytical thinking, and strong communication skills set top performers apart in this role. These skills and qualifications are crucial to effectively oversee insurance programs, ensure compliance, minimize risk, and deliver value to clients and stakeholders.

What jobs make $3,000 a month without a degree?

Insurance Program Managers typically require a degree and experience, but entry-level roles in sales, customer service, or administrative positions can sometimes pay around $3,000 monthly without a degree. Skilled trades such as electricians or HVAC technicians may also reach this income level with experience and certifications. These jobs often rely on on-the-job training, certifications, or apprenticeships rather than formal degrees.

What does an insurance program manager do?

An insurance program manager oversees the development, implementation, and management of insurance programs within an organization. They coordinate with underwriters, vendors, and internal teams to ensure compliance, manage budgets, and optimize risk coverage, often using project management skills and industry knowledge. The role typically requires strong communication, organizational skills, and relevant certifications such as CPCU or ARM.
What job categories do people searching Insurance Program Manager jobs in Stuart, FL look for? The top searched job categories for Insurance Program Manager jobs in Stuart, FL are:
What cities near Stuart, FL are hiring for Insurance Program Manager jobs? Cities near Stuart, FL with the most Insurance Program Manager job openings:
Insurance Program Manager jobs near you
Key Accounts Program Manager- Workers' Compensation - Transportation

Key Accounts Program Manager- Workers' Compensation - Transportation

Insurance Office of America

Jupiter, FL

Full-time

Medical, Retirement

Posted 5 days ago

Insurance Office Of America rating

8.6

Company rating: 8.6 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

73rd of 260 rated insurance

Job description

Description

Job Description:

Title: Key Accounts Program Manager – Commercial Lines 

Work Mode: Remote, Florida Residents Only | Location/Supporting: Longwood, FL | Book Focus: Key Accounts, Large/Complex Commercial Risks 
Please note: If this position is posted as either fully remote and/or hybrid, in accordance with company policy, individuals residing within a 50-mile radius of a branch location may be required to work onsite in a hybrid capacity as there may be occasions when on-site presence is necessary to meet specific business needs. Additionally, our remote work policy includes having a dedicated, distraction-free workspace. Remote work is not a substitute for childcare, elder care, or other personal responsibilities during working hours. To view our branch locations, please visit: ioausa.com/locations 
 

About the Role: The Key Accounts Program Manager (PM) is responsible for overseeing underwriting, service, and strategic management of complex commercial insurance programs and key accounts. This role ensures profitable growth through disciplined underwriting, strong carrier relationships, and alignment of program strategies with client and organizational objectives. The PM serves as a primary liaison between carriers, brokers, clients, and internal teams while driving performance, operational excellence, and long‑term account success. 

 
Key Responsibilities: 

  • Portfolio Strategy & Oversight: Direct underwriting and service strategy for key accounts, ensuring alignment with underwriting guidelines, authority levels, and client objectives. 

  • Profitability & Growth Management: Monitor portfolio performance, including revenue, retention, and profitability, using data‑driven analysis to guide strategic decisions. 

  • Risk Evaluation & Approval: Evaluate and approve complex, high‑exposure or large account risks, ensuring sound selection and pricing discipline. 

  • Loss & Performance Analysis: Track loss trends, claims activity, and portfloio metrics to identify opportunities for corrective action or optimization. 

  • Carrier Relationship Management: Maintain strong working relationships with carrier partners, ensuring compliance with authority agreements, underwriting standards, and service expectations. 

  • Program Design & Enhancement: Collaborate with internal and external stakeholders to optimize program structure, coverage design, and pricing strategies. 

  • Regulatory & Program Compliance: Ensure programs comply with regulatory requirements, contractual obligations, and internal policies. 

  • Audit & Reporting Management: Audit & Reporting Management: Oversee audits, carrier reviews, and reporting deliverables, ensuring accuracy, timeliness, and consistency. 

  • Broker & Client Engagement: Build strong relationships with brokers and key clients, providing strategic guidance and supporting long‑term account growth. 

  • Business Development Support: Provide technical underwriting and program expertise to support new business initiatives and expansion opportunities. 

  • Escalation Management: Serve as a subject matter expert for complex underwriting, service, or client issues requiring escalation. 

  • Team Leadership & Development: Lead and mentor underwriting and service staff supporting key accounts, fostering accountability and professional growth. 

  • Operational Alignment: Monitor workflows and service delivery, partnering with claims, loss control, and finance teams to ensure coordinated execution. 

  • Process Improvement & Systems Support: Identify and support enhancements to systems, reporting tools, and operational processes to drive efficiency and effectiveness. 

  • Champion IOA Values: Demonstrate integrity and leadership. 

 
Ideal Candidate Qualifications: 

  • Bachelor’s degree in Business, Finance, Risk Management, or a related field, or equivalent industry experience 

  • 7+ years of workers’ compensation underwriting experience with strong technical depth 

  • 3+ years of leadership or management experience within a brokerage, MGA/MGU, or carrier environment 

  • Strong expertise in underwriting principles, risk evaluation, and pricing strategies for complex accounts 

  • Working knowledge of claims trends, loss drivers, and regulatory requirements 

  • Proven ability to manage client relationships and influence strategic outcomes 

  • Excellent communication, collaboration, and carrier relationship management skills 

  • Analytical, detail‑oriented leader with the ability to manage multiple priorities in a fast‑paced environment 

What We Offer: 

  • Competitive salaries and bonus potential 

  • Company-paid health insurance 

  • Paid holidays, vacations, and sick time 

  • 401K with employer match 

  • Professional growth and career progression opportunities 

  • Respectful culture and work/family life balance 

  • Community service commitment 

  • Supportive teammates and a rewarding work environment 

 
What to Expect (Application Process): 

  • 30-Minute Phone Screen, Online Assessments, and Interview(s). 

Salary Range

The expected pay range for this position is 95-135K annually, depending on experience, relevant skills, and geographic location.

Insurance Office of America is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

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