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Insurance Investigator Jobs in Indiana (NOW HIRING)

Ethos Risk Services

Investigator

Beech Grove, IN · On-site

$25 - $35/hr

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and ...

Ethos Risk Services

Investigator

Beech Grove, IN

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and ...

Ethos Risk Services

Investigator

Beech Grove, IN · On-site

$28 - $38/hr

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and ...

Alpine Intel

Fire Investigator

Fort Wayne, IN · Remote

Welcome to National Fire Experts, a leader in the property insurance intelligence industry. We are currently seeking a Full-Time Fire Investigator to join our growing team in F ort Wayne , IN. The ...

Alpine Intel

Fire Investigator

Indianapolis, IN · Remote

Welcome to National Fire Experts, a leader in the property insurance intelligence industry. We are currently seeking a Part-Time Fire Investigator to join our growing team in Indianapolis , IN. The ...

Calculated Hire

Claims Investigator

Indianapolis, IN · On-site

Investigate unemployment insurance claims by gathering information from claimants, employers, and internal staff * Issue written eligibility determinations within federal timeliness and quality ...

The GEO Group

INVESTIGATOR

New Castle, IN · On-site

$21/hr

... Insurance • Vision Insurance • Life Insurance • Health Savings Account • Tuition ... Prepares Investigative Reports. Primary Duties and Responsibilities: * Conducts investigative ...

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All JobsInsurance Investigator JobsInsurance Investigator Jobs in Indiana

Insurance Investigator information

See Indiana salary details

$12

$24

$36

How much do insurance investigator jobs pay per hour?

As of Jul 18, 2026, the average hourly pay for insurance investigator in Indiana is $24.52, according to ZipRecruiter salary data. Most workers in this role earn between $20.82 and $30.19 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Investigator, and why are they important?

To thrive as an Insurance Investigator, you need strong analytical skills, attention to detail, and a background in criminal justice, law, or a related field, often supported by a relevant degree or certification. Familiarity with case management software, database research tools, and surveillance equipment is typically required. Excellent communication, critical thinking, and integrity are crucial soft skills for interviewing witnesses and writing clear, objective reports. These abilities ensure accurate fraud detection, effective investigations, and compliance with legal standards in the insurance industry.

What does an insurance investigator do?

An insurance investigator examines insurance claims to verify their validity and detect fraud. They gather evidence, interview witnesses, review documents, and may visit claim sites, often using investigative tools and techniques to assess the legitimacy of claims and support insurance companies' decisions.

How to become an insurance investigator?

To become an insurance investigator, candidates typically need a high school diploma or equivalent, with some roles preferring postsecondary education or relevant experience in law enforcement, insurance, or criminal justice. Developing skills in interviewing, report writing, and investigation techniques is essential, and obtaining certifications such as the Certified Insurance Fraud Investigator (CIFI) can enhance job prospects. The role often requires a background check and may involve working irregular hours or in the field.

What skills do insurance investigators need?

Insurance investigators need strong analytical skills, attention to detail, and good communication abilities to gather and evaluate evidence. They often use interview techniques, surveillance methods, and may require knowledge of insurance policies and legal procedures. Proficiency with computers and report writing is also important for documenting findings accurately.

What are some of the common challenges faced by Insurance Investigators, and how can they be managed effectively?

Insurance Investigators often encounter challenges such as dealing with uncooperative claimants, navigating complex regulations, and managing a heavy caseload. Building strong communication and interpersonal skills can help when interviewing witnesses or claimants. Staying organized and up-to-date with the latest industry regulations ensures compliance and efficiency. Collaborating closely with claims adjusters, law enforcement, and legal teams also helps in resolving complex cases and maintaining workflow balance.

What is the highest paying investigator job?

The highest paying investigator jobs are often senior or specialized roles such as corporate security investigators, fraud examiners, or private investigators with advanced certifications and extensive experience. These positions typically offer higher salaries due to the complexity of cases and required expertise, with some earning over $100,000 annually. Factors like industry, location, and level of specialization influence compensation levels for investigators.

What is the difference between Insurance Investigator vs Claims Adjuster?

AspectInsurance InvestigatorClaims Adjuster
Required CredentialsLicenses, sometimes certifications in investigation or insuranceLicenses, certifications in claims handling or insurance
Work EnvironmentField investigations, interviews, surveillanceOffice-based, claims assessment, site visits
Employer & Industry UsageInsurance companies, private investigation firmsInsurance companies, third-party administrators
Common Search & ComparisonYesNo

Insurance Investigators focus on uncovering fraud and verifying claims through investigations, often working in the field. Claims Adjusters evaluate and settle insurance claims, primarily working in offices or on-site. While both roles require insurance knowledge and sometimes similar certifications, their daily tasks and work environments differ significantly.

What Do Insurance Investigators Do?

An insurance investigator works for an insurance company looking into insurance claims, usually when the claim may be fraudulent. As an insurance claims investigator, you gather information from the insurance adjuster, law enforcement, witnesses, and the claimant. You also make investigative inquiries to determine if the claim is valid or fraudulent. Your job is to document all evidence and present the case to your employer so that the insurance company is protected from false claims.

More about Insurance Investigator jobs
What are the most commonly searched types of Insurance Investigator jobs in Indiana? The most popular types of Insurance Investigator jobs in Indiana are:
What are popular job titles related to Insurance Investigator jobs in Indiana? For Insurance Investigator jobs in Indiana, the most frequently searched job titles are:
What job categories do people searching Insurance Investigator jobs in Indiana look for? The top searched job categories for Insurance Investigator jobs in Indiana are:
What cities in Indiana are hiring for Insurance Investigator jobs? Cities in Indiana with the most Insurance Investigator job openings:
What are popular job titles related to Insurance Investigator jobs in IN? For Insurance Investigator jobs in IN, the most frequently searched job titles are:
Insurance Investigator jobs near you
Investigator

Investigator

Ethos Risk Services

Beech Grove, IN • On-site

$25 - $35/hr

Full-time

Re-posted 29 days ago

Job description

ABOUT US: Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and actionable insights that translate into better decision-making for our clients.
JOB SUMMARY:
Our dynamic Ethos team is seeking an Experienced Field Investigator to conduct surveillance and investigative activities to identify potential fraudulent insurance claims. This role involves performing both stationary and mobile surveillance, obtaining video and photographic evidence, and preparing thorough, detailed reports for clients.
KEY RESPONSIBILITIES:
  • Case Preparation: Prepare for surveillance assignment by reviewing Ethos' preliminary reports and case information.
  • Field Surveillance: Perform covert surveillance from your vehicle by tracking and capturing high-quality video evidence of surveillance targets.
  • Report Writing: Draft detailed and court-ready investigative reports summarizing activity and key findings.
  • Documentation: Finalize case file by submitting case reports and uploading video footage via personal laptop at the end of the day.
  • Communication: Work closely with the field supervisor and operations teams, receiving regular guidance and mentorship.

REQUIREMENTS:
  • Previous Experience: Demonstrated proficiency in covert surveillance techniques, capturing high-quality video footage, and preparing thorough, well-organized investigative reports.
  • Driver's License: Valid driver's license and proof of automobile insurance.
  • Personal Vehicle: A well-maintained vehicle that is always reliable (preferably with tinted windows).
  • Surveillance Equipment: A handheld camcorder with high-quality zoom and a covert camera device. Use of stabilization equipment (gimbals, tripods, etc.) is strongly encouraged.
  • Technology: A reliable laptop, cell phone, and internet service are needed for communication and administrative tasks.
  • Private Investigator License: Active Private Investigator license or willingness to obtain one (where required by state).

WORKING CONDITIONS:
  • While we aim to keep assignments within a 2-hour drive of your residence, occasional further travel and overnight stays (covered by the company) may be required
  • Most surveillance cases start at 6:00AM. End time can vary depending on activity and a typical workday can vary from 3-12 hours.
  • Weekends/holidays are common workdays as claimants are more likely to be active.
  • This is an independent role often requiring long hours alone in your vehicle, regardless of weather conditions.
  • Must remain alert with no external distractions, ready to use videography equipment to document subjects.

Ethos Risk Services is an equal opportunity employer that does not discriminate on the basis of religious creed, sex, national origin, race, veteran status, disability, age, marital status, color or sexual orientation or any other characteristic.
A background check will be conducted, in accordance to the local state law and regulations.

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