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Insurance Innovation Jobs (NOW HIRING)

MeriCal, LLC

Innovation Scientist

Orange, CA · On-site

$115K - $130K/yr

For over 60 years, MeriCal has been at the forefront of innovation in the dietary supplement ... No-cost vision insurance (yes, you read that right!), employer-paid life insurance, paid company ...

DHL

Innovation Analyst

Westerville, OH · On-site

Supports the sector Innovation team agenda of business planning, organization development ... We offer competitive wages, excellent affordable insurance benefits (including health, dental ...

DPDHL

Innovation Analyst

Westerville, OH · On-site

Supports the sector Innovation team agenda of business planning, organization development ... We offer competitive wages, excellent affordable insurance benefits (including health, dental ...

Gallagher

Account Manager

Cambridge, MD · On-site

How you'll make an impact In this role, you'll be at the forefront of cyber risk management and insurance innovation. You'll: * Develop and acquire new business revenue from both new and existing ...

Cyclotron, Inc.

Innovation Strategist

Chicago, IL · On-site +1

$125K - $144K/yr

Innovation & Strategy Location: Remote (US or Canada) Rate: $125,000-$145,000 USD (rates vary in ... We provide competitive health, dental, and vision insurance, and we cover 100% of employee medical ...

Cyclotron, Inc.

Innovation Strategist

Chicago, IL · Remote

$125K - $144K/yr

Innovation & Strategy Location: Remote (US or Canada) Rate: $125,000-$145,000 USD (rates vary in ... We provide competitive health, dental, and vision insurance, and we cover 100% of employee medical ...

NavSav Insurance

Insurance Leader

Douglasville, GA · On-site

Our people bring ambition, passion, and innovation to every dimension of our company. Every member ... The ideal Insurance Leader would be enthusiastic about this position and the part that our agents ...

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Showing results 41-60

All JobsInsurance Innovation Jobs

Insurance Innovation information

See salary details

$23.5K

$59.1K

$97.5K

How much do insurance innovation jobs pay per year?

As of Aug 12, 2026, the average yearly pay for insurance innovation in the United States is $59,095.00, according to ZipRecruiter salary data. Most workers in this role earn between $40,500.00 and $77,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in Insurance Innovation, and why are they important?

To excel in Insurance Innovation, professionals typically need a strong background in insurance principles, data analysis, and business strategy, often supported by a degree in business, finance, or actuarial science. Familiarity with insurtech platforms, analytics tools, and certifications such as CPCU or AINS is highly beneficial. Creative problem-solving, adaptability, and effective communication are crucial soft skills for driving change and collaborating across departments. These skills enable professionals to identify emerging trends, design innovative products, and maintain a competitive edge in a rapidly evolving industry.

What is insurance innovation?

Insurance innovation refers to the development and implementation of new ideas, technologies, or business models within the insurance industry. This can include digital transformation, the use of artificial intelligence, new insurance products, improved customer experiences, or novel approaches to risk assessment and claims processing. The goal of insurance innovation is to make insurance more efficient, accessible, and responsive to changing customer needs. Insurtech companies are a major driver of innovation, often leveraging technology to disrupt traditional insurance practices. Ultimately, innovation helps insurers stay competitive and better serve their clients.

How does the Insurance Innovation role typically collaborate with other departments to drive new product development?

Professionals in Insurance Innovation frequently work cross-functionally, partnering with underwriting, IT, marketing, and actuarial teams to bring new insurance products to market. They act as a bridge between customer needs and technical feasibility, ensuring that innovative solutions are both viable and compliant. Regular brainstorming sessions, pilot program coordination, and feedback loops with stakeholders are common, making strong communication and project management skills essential for success in this collaborative environment.

What is the difference between Insurance Innovation vs Insurance Underwriter?

AspectInsurance InnovationInsurance Underwriter
Required CredentialsTypically a background in business, technology, or data analysis; certifications like Certified Innovation Professional are commonDegree in finance, economics, or related field; professional certifications like CPCU or FCAS often required
Work EnvironmentCollaborative, often in tech-driven or R&D teams within insurance companiesAnalytical, detail-oriented, working in underwriting departments or risk assessment teams
Employer & Industry UsageUsed across insurance companies focusing on product development and process improvementCore role in insurance companies managing risk assessment and policy approval

Insurance Innovation focuses on developing new insurance products, leveraging technology, and improving processes, often requiring a background in business or tech. Insurance Underwriters evaluate risks and determine policy terms, requiring strong analytical skills and industry-specific credentials. While both roles are vital in the insurance industry, they serve different functions—Innovation drives growth and modernization, whereas Underwriting manages risk and policy issuance.

More about Insurance Innovation jobs
What states have the most Insurance Innovation jobs? States with the most job openings for Insurance Innovation jobs include:
What job categories do people searching Insurance Innovation jobs look for? The top searched job categories for Insurance Innovation jobs are:
Insurance Innovation jobs near you
Infographic showing various Insurance Innovation job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $59,095 per year, or $28.4 per hour.

Senior Director, Insurance Product Innovation & Emerging Solutions

Oscar Health

New York, NY • Remote

$178K - $234K/yr

Full-time

Re-posted 3 days ago

Oscar Health rating

6.9

Company rating: 6.9 out of 10

Based on 6 frontline employees who took The Breakroom Quiz

252nd of 304 rated insurance

Job description

Hi, we're Oscar. We're hiring a Senior Director, Insurance Product Innovation & Emerging Solutions to join our Insurance Product Development team.

Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.

About the role:

Lead the strategy for next-generation lifestyle-focused health solutions. These solutions include employer-subsidized, multicultural, disease-specific, and strategic partnership-focused products, such as those with provider, retail, and non-traditional channel-based partnerships.

You will be both a hands-on strategic product leader and people leader, accountable for building a high-performing team while directly leading product strategy and delivery. Translate enterprise priorities into scalable, market-ready health solutions that increase growth, retention, and long-term portfolio difference.

You will report into the Vice President, Insurance Product Innovation and Development.

Work Location: This is a remote / work-from-home role. You must reside in one of the following states: Arizona, California, Colorado, Florida, Georgia, Illinois, Massachusetts, Michigan, Nevada, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Texas, or Virginia. Note, this list of states is subject to change. #LI-Remote

Pay Transparency: The base pay for this role in the states of California, Connecticut, New Jersey, New York, and Washington is: $198,720- $260,820 per year. The base pay for this role in all other locations is:: $178,848- $234,738 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program company equity grants and annual performance bonuses.

Responsibilities:

  • Insurance Product & Portfolio Innovation Strategies
    • Define and lead the multi-year strategy for new lifestyle product solutions, including employer-subsidized, multicultural, disease specific, and ancillary offerings
    • Set priorities, investment focus, and roadmap (e.g., consumer journey, partnerships, etc.) across the product portfolio
    • Be the senior product owner, directly shaping programs
    Team Leadership & Capability Building
    • Build a team of product manager and strategists
    • Set clear goals, operating rhythm, and accountable for delivery and outcomes
    • Coach team members to operate as end-to-end product owners, not task executors
    • Establish a culture grounded in data analysis, ownership, urgency, and execution focus
    Strategic Partnerships & Lifestyle Ecosystem Development
    • Lead development of culturally aligned and linguistically tailored health solutions
    • Promote disease-specific product development, integrating clinical, network, and journey mapping leading to improved health outcomes for our members
    • Ensure health solutions and lifestyle products are scalable, compliant, and with care for community and market specific needs
    Cross-Functional Leadership & Enterprise Influence
    • Partner with product design, execution and intelligence teams to ensure products are fileable and operationally ready
    • Lead across product, actuarial, markets, network, growth, and strategy teams to implement
    • Promote agreement on priorities, trade-offs, and timelines to create winning products
    • Deliver clear, executive-level recommendations, influencing important decisions; while staying close to the work, stepping in where needed to accelerate quality outcomes
    Performance & Portfolio Management
    • Oversee performance outcomes across growth, retention, affordability, and margin in partnership with market and corporate leadership (e.g., finance, actuarial, network)
    • Make decisions to refine or sunset products, based on market portfolios
    • Compliance with all applicable laws and regulations
    • Other duties as assigned

Requirements:

  • Bachelor's degree
  • 12+ years experience in health insurance, product strategy (ACA, QHP focused), and insurance product development
  • 6+ years people leadership experience managing multi-level teams
  • Expertise in ACA individual and small group QHP markets
  • Demonstrated ownership of end-to-end product strategy and lifecycle execution
  • Experience launching new insurance products, partnerships, or market expansion.
  • Willingness to travel up to 25% of the time.

Bonus points:

  • MBA, MHA, or other advanced degree
  • Experience with employer-subsidized (e.g., small group, mid-group), ACA, and other non-traditional health insurance models
  • Experience developing multicultural, population specific, or disease-specific health insurance products

This is an authentic Oscar Health job opportunity. Learn more about how you can safeguard yourself from recruitment fraud here.

At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.

Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.

Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts.

Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant's disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known.

California Residents: For information about our collection, use, and disclosure of applicants' personal information as well as applicants' rights over their personal information, please see our Privacy Policy.

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