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Insurance finance leaders today face disruption from artificial intelligence, market volatility, and regulatory change, such as IFRS 17 and LDTI. As an FP&A Senior Consultant focused on the insurance industry, you will help insurance carriers strengthen financial planning, forecasting, and analytics capabilities so they can make more informed business decisions. This role supports finance transformation efforts for life and annuity (L&A), property and casualty (P&C), specialty and reinsurance organizations by combining process improvement, data enhancement, and technology innovation to deliver timely, actionable insights across the enterprise.

Recruiting for this role ends on 12/24/26

Work you'll do

As an FP&A Senior Consultant within the Insurance Finance Transformation team, you will be responsible for:

Leading financial planning, forecasting, budgeting, and reporting transformation projects for insurance carriers' finance organizations

Driving finance transformation initiatives across planning, analytics, management reporting, and decision support processes for L&A, P&C, specialty and reinsurance carriers

Developing financial models, scenario analyses, and performance insights (including loss ratio, combined ratio, expense ratio, and reserve/premium trend analysis against external and macroeconomic impacts) to support strategic and operational decisions

Collaborating with actuarial, investments, underwriting, claims, and other client stakeholders to assess current-state finance processes and design scalable future-state solutions

Supporting the implementation and adoption of data, automation, and artificial intelligence capabilities within FP&A processes

Supporting alignment between statutory (NAIC), US GAAP, IFRS and capital (e.g., RBC, BSCR, etc.) reporting requirements within FP&A planning and forecasting processes 

Designing and facilitating client workshops (from preparation through execution) to drive design decisions and advance stakeholder thinking on future-state processes

Managing work plans and timelines across multiple concurrent workstreams to drive deliverables to closure

A successful candidate would possess these skills:

Ability to work independently and collaborate as part of a team

Effective written and verbal communication skills

Present to key internal and client stakeholders, including meeting facilitation activities 

Meticulous attention to detail and quality of work product

Deep understanding of an insurance carrier income statement, balance sheet, liquidity and capital financial statements and analytics

Deep understanding of insurance-specific financial concepts, including loss reserves, reinsurance ceding, premium recognition, and combined ratio

Familiarity with regulatory reporting requirements of an insurance company, including NAIC statutory reporting and IFRS 17/LDTI

Familiarity with actuarial concepts and terminology, and ability to collaborate effectively with actuarial teams

SQL, Python, or Alteryx based data prep/automation 

Ability to build and sustain professional relationships

Ability to lead projects or workstreams including project management activities (e.g., status tracking, RAID documentation, key design decisioning)

Ability to manage and prioritize multiple tasks in a fast-paced and dynamic environment

Strong interpersonal skills and professional demeanor

Ability to meet deadlines

Ability to mentor and provide clear guidance to others

The team

Deloitte's Finance Transformation offering helps insurance finance and global business services leaders navigate an increasingly challenging environment marked by disruptive tech like AI, market uncertainty, and regulatory change, including IFRS 17, LDTI, and evolving statutory requirements, and recognize the opportunity to better serve the enterprise, shareholders, customers, and regulators.

Within that offering, our Insurance Business Finance team helps insurance carriers drive strategic value through financial planning, forecasting, and analytics capabilities, with a focus on earnings improvement, expense management, and capital and reserve planning. By leveraging next-gen processes, scalable data platforms, and AI, our team delivers accurate, timely, and actionable insights to life, annuity, P&C, and reinsurance clients.

Qualifications

Required:

Bachelor's degree in finance, accounting, economics, business administration, or a quantitative field

5+ years of experience in financial planning and analysis, corporate finance, finance transformation, or business finance

3+ years of experience within the insurance industry, ideally in FP&A, actuarial finance, capital management, investor relations or corporate finance

2+ years of experience building financial models, forecasts, budgets, and variance analyses

2+ years of experience with enterprise resource planning systems, enterprise performance management tools, or data visualization tools

2+ years of experience leading workstreams, project teams, or finance transformation initiatives

Ability to travel 50%, on average, based on the work you do and the clients and industries/sectors you serve.

Limited immigration sponsorship may be available.

Preferred:

Master of Business Administration (MBA) or master's degree in finance, accounting, economics, or analytics

Certified Public Accountant (CPA), Chartered Financial Analyst (CFA), or Certified Management Accountant (CMA)

Experience with Anaplan, Oracle Enterprise Performance Management (EPM), SAP Analytics Cloud, OneStream, Tableau, or Power BI

Experience designing planning, forecasting, management reporting, or driver-based planning processes for insurance carriers

Experience applying automation, advanced analytics, or artificial intelligence in finance workflows

Experience with insurance-specific KPIs such as loss ratio, combined ratio, expense ratio, RBC ratio and persistency

Experience in consulting or professional services environments supporting insurance industry finance organizations

The wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; and other business and organizational needs. The disclosed range estimate has not been adjusted for the applicable geographic differential associated with the location at which the position may be filled. At Deloitte, it is not typical for an individual to be hired at or near the top of the range for their role and compensation decisions are dependent on the facts and circumstances of each case. A reasonable estimate of the current range is $116,200 to $229,100.

You may also be eligible to participate in a discretionary annual incentive program, subject to the rules governing the program, whereby an award, if any, depends on various factors, including, without limitation, individual and organizational performance.

Insurance finance leaders today face disruption from artificial intelligence, market volatility, and regulatory change, such as IFRS 17 and LDTI. As an FP&A Senior Consultant focused on the insurance industry, you will help insurance carriers strengthen financial planning, forecasting, and analytics capabilities so they can make more informed business decisions. This role supports finance transformation efforts for life and annuity (L&A), property and casualty (P&C), specialty and reinsurance organizations by combining process improvement, data enhancement, and technology innovation to deliver timely, actionable insights across the enterprise.

Recruiting for this role ends on 12/24/26

Work you'll do

As an FP&A Senior Consultant within the Insurance Finance Transformation team, you will be responsible for:

Leading financial planning, forecasting, budgeting, and reporting transformation projects for insurance carriers' finance organizations

Driving finance transformation initiatives across planning, analytics, management reporting, and decision support processes for L&A, P&C, specialty and reinsurance carriers

Developing financial models, scenario analyses, and performance insights (including loss ratio, combined ratio, expense ratio, and reserve/premium trend analysis against external and macroeconomic impacts) to support strategic and operational decisions

Collaborating with actuarial, investments, underwriting, claims, and other client stakeholders to assess current-state finance processes and design scalable future-state solutions

Supporting the implementation and adoption of data, automation, and artificial intelligence capabilities within FP&A processes

Supporting alignment between statutory (NAIC), US GAAP, IFRS and capital (e.g., RBC, BSCR, etc.) reporting requirements within FP&A planning and forecasting processes 

Designing and facilitating client workshops (from preparation through execution) to drive design decisions and advance stakeholder thinking on future-state processes

Managing work plans and timelines across multiple concurrent workstreams to drive deliverables to closure

A successful candidate would possess these skills:

Ability to work independently and collaborate as part of a team

Effective written and verbal communication skills

Present to key internal and client stakeholders, including meeting facilitation activities 

Meticulous attention to detail and quality of work product

Deep understanding of an insurance carrier income statement, balance sheet, liquidity and capital financial statements and analytics

Deep understanding of insurance-specific financial concepts, including loss reserves, reinsurance ceding, premium recognition, and combined ratio

Familiarity with regulatory reporting requirements of an insurance company, including NAIC statutory reporting and IFRS 17/LDTI

Familiarity with actuarial concepts and terminology, and ability to collaborate effectively with actuarial teams

SQL, Python, or Alteryx based data prep/automation 

Ability to build and sustain professional relationships

Ability to lead projects or workstreams including project management activities (e.g., status tracking, RAID documentation, key design decisioning)

Ability to manage and prioritize multiple tasks in a fast-paced and dynamic environment

Strong interpersonal skills and professional demeanor

Ability to meet deadlines

Ability to mentor and provide clear guidance to others

The team

Deloitte's Finance Transformation offering helps insurance finance and global business services leaders navigate an increasingly challenging environment marked by disruptive tech like AI, market uncertainty, and regulatory change, including IFRS 17, LDTI, and evolving statutory requirements, and recognize the opportunity to better serve the enterprise, shareholders, customers, and regulators.

Within that offering, our Insurance Business Finance team helps insurance carriers drive strategic value through financial planning, forecasting, and analytics capabilities, with a focus on earnings improvement, expense management, and capital and reserve planning. By leveraging next-gen processes, scalable data platforms, and AI, our team delivers accurate, timely, and actionable insights to life, annuity, P&C, and reinsurance clients.

Qualifications

Required:

Bachelor's degree in finance, accounting, economics, business administration, or a quantitative field

5+ years of experience in financial planning and analysis, corporate finance, finance transformation, or business finance

3+ years of experience within the insurance industry, ideally in FP&A, actuarial finance, capital management, investor relations or corporate finance

2+ years of experience building financial models, forecasts, budgets, and variance analyses

2+ years of experience with enterprise resource planning systems, enterprise performance management tools, or data visualization tools

2+ years of experience leading workstreams, project teams, or finance transformation initiatives

Ability to travel 50%, on average, based on the work you do and the clients and industries/sectors you serve.

Limited immigration sponsorship may be available.

Preferred:

Master of Business Administration (MBA) or master's degree in finance, accounting, economics, or analytics

Certified Public Accountant (CPA), Chartered Financial Analyst (CFA), or Certified Management Accountant (CMA)

Experience with Anaplan, Oracle Enterprise Performance Management (EPM), SAP Analytics Cloud, OneStream, Tableau, or Power BI

Experience designing planning, forecasting, management reporting, or driver-based planning processes for insurance carriers

Experience applying automation, advanced analytics, or artificial intelligence in finance workflows

Experience with insurance-specific KPIs such as loss ratio, combined ratio, expense ratio, RBC ratio and persistency

Experience in consulting or professional services environments supporting insurance industry finance organizations

The wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; and other business and organizational needs. The disclosed range estimate has not been adjusted for the applicable geographic differential associated with the location at which the position may be filled. At Deloitte, it is not typical for an individual to be hired at or near the top of the range for their role and compensation decisions are dependent on the facts and circumstances of each case. A reasonable estimate of the current range is $116,200 to $229,100.

You may also be eligible to participate in a discretionary annual incentive program, subject to the rules governing the program, whereby an award, if any, depends on various factors, including, without limitation, individual and organizational performance.