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Insurance Desk Adjuster Jobs (NOW HIRING)

Sparks Group has partnered with a leading insurance services organization to identify experienced Desk Adjusters - CAT Support to assist with high-volume property claims following catastrophe (CAT ...

Inland Marine Desk Adjuster (Remote - Temporary W-2) We're seeking an experienced Inland Marine Desk Adjuster to support our team in a temporary W-2 role. If you have a strong background in inland ...

Inland Marine Desk Adjuster (Remote - Temporary W-2) We're seeking an experienced Inland Marine Desk Adjuster to support our team in a temporary W-2 role. If you have a strong background in inland ...

The Desk Adjuster is responsible for the examination, evaluation, and resolution of property and casualty insurance claims. This role involves working with policyholders, claimants, agents, and other ...

We are seeking an experienced and detail-oriented Temporary Desk Adjuster to join our growing team ... Prior experience in claims, insurance, administrative support, or related field * Strong policy ...

Desk Adjuster

Lakewood, CO · On-site

$50K/yr

The Desk Adjuster manages the full lifecycle of assigned claims, serving as both the subject matter expert and primary point of contact for the insured. This includes claim review and prior history ...

The Desk Adjuster manages the full lifecycle of assigned claims, serving as both the subject matter expert and primary point of contact for the insured. This includes claim review and prior history ...

Temporary Desk Adjuster

Dallas, TX · Remote

$67K - $87K/yr

We are seeking an experienced and detail-oriented Temporary Desk Adjuster to join our growing team ... Prior experience in claims, insurance, administrative support, or related field * Strong policy ...

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Insurance Desk Adjuster information

See salary details

$19.5K

$74.7K

$110.5K

How much do insurance desk adjuster jobs pay per year?

As of Jul 30, 2026, the average yearly pay for insurance desk adjuster in the United States is $74,680.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $100,000.00 per year, depending on experience, location, and employer.

Do desk adjusters get paid for denying claims?

Insurance desk adjusters are typically paid a salary or hourly wage regardless of whether they approve or deny claims. Their compensation is not directly linked to claim outcomes but depends on their role, experience, and the employer's pay structure. Denying claims is part of their job to ensure accurate and fair assessments based on policy terms and evidence.

What is the difference between Insurance Desk Adjuster vs Insurance Field Adjuster?

AspectInsurance Desk AdjusterInsurance Field Adjuster
Work EnvironmentOffice-based, handling claims remotely or at claims centersOn-site, visiting accident sites or homes
Required CredentialsLicensing, insurance adjuster certification often requiredSimilar licensing and certifications as desk adjusters
Job FocusReviewing claims, negotiating settlements, documentationInspecting damages, assessing claims on-site
Employer UsageInsurance companies, claims centersInsurance companies, independent adjusting firms

The main difference between an Insurance Desk Adjuster and an Insurance Field Adjuster lies in their work environment and focus. Desk adjusters work primarily in offices, handling claims remotely, while field adjusters visit sites to assess damages. Both roles often require similar credentials and are employed within insurance companies or adjusting firms.

What are some common challenges Insurance Desk Adjusters face when handling multiple claims simultaneously?

Insurance Desk Adjusters often manage a high volume of claims, which requires strong organizational and time management skills. A common challenge is prioritizing urgent cases while ensuring all documentation and communications are accurate and timely. Adjusters must also navigate complex policy details and occasionally deal with difficult conversations with policyholders, all while maintaining compliance with company and regulatory standards. Collaboration with field adjusters, underwriters, and other departments is essential to efficiently resolve claims and provide excellent customer service.

What are the key skills and qualifications needed to thrive as an Insurance Desk Adjuster, and why are they important?

To thrive as an Insurance Desk Adjuster, you need a solid understanding of insurance policies, claims processes, and investigative techniques, often supported by a relevant degree or industry certifications like adjuster licensing. Familiarity with claims management software, policy databases, and digital documentation tools is typically required. Strong analytical thinking, attention to detail, and clear communication help you effectively assess claims and negotiate settlements. These skills are crucial for ensuring accurate claims resolutions, regulatory compliance, and excellent customer service.

What are Insurance Desk Adjusters?

Insurance Desk Adjusters are professionals who handle insurance claims from an office rather than visiting claim sites in person. They review documentation, assess damages, communicate with policyholders, and determine claim settlements using phone, email, and computer systems. Their work often involves analyzing reports, photographs, and other evidence to evaluate the validity of claims and ensure fair resolutions. Desk adjusters are commonly employed by insurance companies to manage a high volume of claims efficiently, especially for straightforward cases.

What is the highest paid insurance adjuster?

Senior or specialized insurance desk adjusters with extensive experience, advanced certifications, or working in high-value claims can earn salaries exceeding $100,000 annually. Factors such as location, employer, and the complexity of claims influence top earnings in this role.

Is claim adjusting a dying field?

Claim adjusting is a stable profession within the insurance industry, with demand driven by ongoing insurance claims and regulatory requirements. While technology such as claims management software and automation tools are changing some processes, the need for human adjusters remains essential for complex claims, investigations, and customer interactions.

What is an insurance desk adjuster?

An insurance desk adjuster is a claims professional who evaluates insurance claims, investigates damages, and determines coverage and settlement amounts. They typically work in an office environment, use claims management software, and may require licensing or certifications depending on the region.
More about Insurance Desk Adjuster jobs
What cities are hiring for Insurance Desk Adjuster jobs? Cities with the most Insurance Desk Adjuster job openings:
What states have the most Insurance Desk Adjuster jobs? States with the most job openings for Insurance Desk Adjuster jobs include:
Infographic showing various Insurance Desk Adjuster job openings in the United States as of July 2026, with employment types broken down into 2% Internship, 95% Full Time, 1% Part Time, and 2% Contract. Highlights an 79% Physical, 8% Hybrid, and 13% Remote job distribution, with an average salary of $74,680 per year, or $35.9 per hour.

Desk Adjuster

Sparks Group

Fort Lauderdale, FL • Remote

Contractor

Medical, Life, Retirement

Posted 23 days ago


Job description

Job Summary/Company: Sparks Group has partnered with a leading insurance services organization to identify experienced Desk Adjusters – CAT Support to assist with high-volume property claims following catastrophe (CAT) events in Texas. This remote opportunity is ideal for licensed adjusters who thrive in fast-paced environments, can manage large claim volumes with accuracy and empathy, and are available to mobilize quickly during catastrophic weather events. Assignments are activated based on CAT events and vary in duration depending on the severity of the incident.
Responsibilities:
  • Manage a high-volume caseload of catastrophe-related residential property claims from first notice of loss through final settlement.
  • Review claim documentation, policy coverage, and damage estimates to ensure accurate claim handling and timely resolution.
  • Communicate professionally and empathetically with policyholders, contractors, field adjusters, and other stakeholders throughout the claims process.
  • Coordinate with field adjusters and third-party vendors to obtain inspections, estimates, and supporting documentation.
  • Maintain detailed claim documentation within claims management systems while ensuring compliance with client guidelines and Texas Department of Insurance (TDI) regulations.
  • Meet established productivity, quality, and turnaround time (TAT) metrics in a fast-paced environment.
  • Complete all required training, compliance updates, and catastrophe deployment readiness requirements.
  • Adapt to changing claim volumes and work extended or flexible hours during active CAT events as needed.

Qualifications/Background Profile:
  • Active Texas All-Lines Adjuster License required.
  • 1–2+ years of property claims adjusting experience, including desk adjusting.
  • Catastrophe (CAT) claims handling experience strongly preferred.
  • Experience reviewing property coverage, damage estimates, and claim documentation.
  • Working knowledge of claims management systems and estimating software such as Xactimate.
  • Strong organizational skills with the ability to prioritize and manage a high-volume workload.
  • Excellent written and verbal communication skills with a customer-focused approach.
  • Ability to work independently in a fully remote environment with minimal supervision.

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This job is Fully Remote.

We offer several comprehensive benefits package including health and life insurance, paid and unpaid time off, and retirement and savings plans to qualifying employees.

Download the Sparks Group mobile app from Apple App Store or Google Play.

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Sparks Group is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, pregnancy, citizenship, family status, genetic information, disability, or protect veteran status.