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Insurance Appraiser Jobs in Utah (NOW HIRING)

Rush Enterprises

Body Shop Estimator

Salt Lake City, UT · On-site

$85K/yr

Department estimates must be verified to match insurance appraiser estimates, any discrepancies must be resolved prior to dispatching job to the shop or shop foreman. * Service existing accounts and ...

NIGHTOWL CONSULTING LLC

$40K - $55K/yr

Order appraisal through approved AMCs * Pull flood certifications * Run DataVerify (or equivalent) reports * Validate property address via USPS * HOA/condo and insurance documentation * Obtain Master ...

NightOwl Consulting

$40K - $55K/yr

Order appraisal through approved AMCs * Pull flood certifications * Run DataVerify (or equivalent) reports * Validate property address via USPS * HOA/condo and insurance documentation * Obtain Master ...

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All JobsInsurance Appraiser JobsInsurance Appraiser Jobs in Utah

Insurance Appraiser information

See Utah salary details

$36K

$45.5K

$53.3K

How much do insurance appraiser jobs pay per year?

As of Jul 26, 2026, the average yearly pay for insurance appraiser in Utah is $45,518.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,000.00 and $50,100.00 per year, depending on experience, location, and employer.

What does it take to be an insurance appraiser?

To become an insurance appraiser, candidates typically need a high school diploma or equivalent, with some roles requiring a college degree in fields like insurance, finance, or engineering. Relevant skills include attention to detail, strong analytical abilities, and knowledge of insurance policies and valuation methods; licensing or certification, such as the State Certified Appraiser designation, may also be required depending on the jurisdiction and specialization.

Is it hard to get a job as an appraiser?

Getting a job as an insurance appraiser can be competitive and often requires relevant experience, industry certifications, and knowledge of valuation methods. Entry-level positions may be easier to obtain with proper training, but advancing in the field typically involves gaining experience and specialized credentials.

What are the key skills and qualifications needed to thrive as an Insurance Appraiser, and why are they important?

To thrive as an Insurance Appraiser, you need expertise in property or automotive damage assessment, a solid understanding of insurance policies, and typically a relevant bachelor's degree or equivalent experience. Familiarity with estimating software like CCC One, Audatex, or Mitchell, as well as state-specific appraiser licensing or certification, is often required. Strong analytical thinking, negotiation skills, and attention to detail help you deliver accurate, fair appraisals and communicate findings clearly. These skills are crucial for minimizing claim errors, ensuring customer satisfaction, and supporting the integrity of the claims process.

What is the difference between Insurance Appraiser vs Claims Adjuster?

AspectInsurance AppraiserClaims Adjuster
CredentialsInsurance licenses, certifications in appraisal or valuationInsurance licenses, claims handling certifications
Work EnvironmentIndependent evaluations, field inspections, office workField inspections, office assessments, customer interactions
Employer & IndustryInsurance companies, independent appraisal firmsInsurance companies, third-party claims services
Search & Comparison IntentUnderstanding valuation roles, appraisal processesClaims processing, settlement procedures

Insurance Appraisers focus on evaluating property damage and determining repair or replacement costs, often working independently or with appraisal firms. Claims Adjusters handle the overall claims process, investigating damages, negotiating settlements, and working directly with policyholders. While both roles require insurance licenses and involve damage assessment, their primary responsibilities and work environments differ.

What does an Insurance Appraiser do?

An Insurance Appraiser evaluates the value of damaged property, vehicles, or other insured items to determine the amount an insurance company should pay for a claim. They inspect the damaged property, review police or incident reports, consult with repair shops or contractors, and use specialized software to estimate repair or replacement costs. Insurance Appraisers play a key role in ensuring that claims are settled fairly and accurately according to the policy terms.

How do Insurance Appraisers typically interact with clients, repair shops, and insurance adjusters during the claims process?

Insurance Appraisers work closely with clients, repair shops, and insurance adjusters to assess vehicle or property damage and determine appropriate claim values. Daily responsibilities often involve inspecting damaged items, documenting findings, and communicating estimates to both clients and repair professionals. Effective collaboration ensures that repairs are accurate and costs are reasonable, while also addressing any questions or concerns from policyholders. Building strong relationships and maintaining clear, professional communication are key to resolving claims efficiently and fairly.

What Does an Insurance Appraiser Do?

An insurance appraiser assesses the value of an item to estimate the amount of appropriate coverage. Many individuals work in the auto insurance industry where they inspect a vehicle after an accident to determine the extent of the damage. In this career, you also confirm if a policy covers the costs of the claims. Your other responsibilities differ with the type of insurer. The work is full-time with much of it spent on-site or at automotive repair shops. Evening and weekend hours are commonplace. License requirements vary with the state. Staying current with the technology is imperative for accurate estimates no matter the field in which you work.

Is insurance appraising a good career?

Insurance appraisers evaluate property and vehicle damage to determine insurance claims payouts, requiring attention to detail and knowledge of valuation methods. The profession offers steady employment, opportunities for certification, and a typical work schedule, making it a stable career choice for those interested in claims assessment and valuation. Advancement can lead to supervisory roles or specialized fields within insurance adjusting.

How do insurance appraisers get paid?

Insurance appraisers are typically paid either by the hour, a flat fee per appraisal, or a percentage of the claim amount. Compensation can vary based on experience, certification, and the complexity of the appraisal, and they often work as independent contractors or employees within insurance companies or appraisal firms.
More about Insurance Appraiser jobs
What are popular job titles related to Insurance Appraiser jobs in Utah? For Insurance Appraiser jobs in Utah, the most frequently searched job titles are:
What job categories do people searching Insurance Appraiser jobs in Utah look for? The top searched job categories for Insurance Appraiser jobs in Utah are:
What are popular job titles related to Insurance Appraiser jobs in UT? For Insurance Appraiser jobs in UT, the most frequently searched job titles are:
Insurance Appraiser jobs near you
Infographic showing various Insurance Appraiser job openings in Utah as of July 2026, with employment types broken down into 24% Locum Tenens, 7% Internship, 30% Full Time, 38% Nights, and 1% Summer. Highlights an 84% Physical, 3% Hybrid, and 13% Remote job distribution, with an average salary of $45,518 per year, or $21.9 per hour.
Auto Damage Appraiser

Auto Damage Appraiser

Bear River Mutual Insurance Company

Salt Lake City, UT • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 21 days ago

Job description

Description:

Bear River Mutual Insurance is seeking an experienced Auto Damage Appraiser to manage Personal Lines Auto claims. This role inspects and writes auto damage repair estimates, assists with virtual estimates, and reinspects vehicles to ensure quality repairs and accurate estimates from Direct Repair Facilities. Coordinates with Direct Repair Shop affiliates for quality and service standards. Selects and maintains approved repair shops, handles customer complaints related to repair shops, and upholds a professional company image.

Type: Full Time/ Exempt

Location: Murray, UT


Qualifications
  • Four-year college degree or relevant work experience preferred; high school diploma or GED required.
  • Minimum of three (3) years’ experience handling auto damage claims.
  • Knowledge of CCC computer software for Auto Appraisals
  • Strong analytical, evaluative, and interpretive skills.
  • Excellent written and verbal communication abilities.
  • Computer proficiency with the ability to learn new applications.
  • Must possess or be able to obtain applicable adjuster licenses.
Physical Requirements and Working Conditions

May include climbing, balancing, stooping, kneeling, crouching, crawling and reaching. Physical Strength: Medium Work; Exerting up to 50 pounds. Occasionally, and/or up to 20 lbs. frequently, and/or 10 lbs. constantly. Appraiser is subject to varying inside and/or outside temperatures, which may include extreme heat (temperatures above 100 degrees) or extreme cold (temperatures below 32 degrees). Work is performed both inside and outside, subject to weather. Some local travel.

Key Responsibilities
  • Use computerized estimating programs to inspect vehicles and prepare auto repair estimates, including documenting damages with photos and measurements. Assess which damages are related to the incident and determine total loss values.
  • Audit invoices and supporting documents from Direct Repair and Customer Choice shops.
  • Decide on the appropriate payment, serving as a liaison between the file handler and the body shop.
  • Authorize payments for repairs or total loss replacement values according to applicable policy coverage and prevailing laws.
  • Conduct and coordinate training for Direct Repair and Customer Choice Shop affiliates on customer service, processing protocols, and quality standards.
  • Perform on-site inspections and audits at Direct Repair Shop affiliates.
  • Supervise affiliate shops, collaborating with them to enhance customer service.
  • Provide management with recommendations about adding or removing shops as necessary.
  • Maintain statistical reports from Direct Repair and Customer Choice Shop affiliates to ensure company compliance and adherence to best practices.
  • Demonstrate understanding of and comply with the Utah Unfair Claims Practices Act.
What Makes This Role a Strong Fit

This role is best suited for adjusters who:

  • Take ownership of strategy, decisions, and claim outcomes.
  • Engage critically by questioning assumptions, analyzing risk, and providing clear guidance.
  • Communicate with insureds, claimants, body shops and other invested claim participants via phone, e-mail, text, and regular mail.
  • Work closely with cross-functional departments (i.e. Total Loss, Appraisal, Bodily Injury, Subrogation) to ensure seamless and quality claims handling.
About Bear River Mutual

Established in 1909, Bear River Mutual is Utah’s oldest and largest personal lines property and casualty insurance company and is headquartered in Murray, Utah. Our long-standing commitment to the Utah market and focus on high-level service have earned the loyalty of customers for more than 100 years.

We offer competitive compensation, comprehensive medical, dental and vision care plans, long-term disability coverage, group term and supplemental life insurance for all full-time employees, along with generous employer contributions to Heath Savings Accounts. Employees are eligible for performance-based bonuses twice per year.

To support long-term financial security, we offer a 401(k) plan with a competitive company match as well as a pension plan. We value work-life balance and offer generous paid time off and company-paid holidays. We also support ongoing learning and development through an education reimbursement program and discounts on Bear River Mutual personal insurance products.

Join our team and be a part of our continued success. Apply now to embark on an exciting career journey with Bear River Mutual!

Requirements: