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Insurance Adjuster Jobs in Iowa (NOW HIRING)

CBCS

Workers Compensation Claims Adjuster

Dubuque, IA · On-site +1

$62K - $80K/yr

Workers Compensation Claims Adjuster Location: Work from Home Who says you can't have it all ... Most Benefits start Day 1 * Medical, Dental, Vision Insurance * Flex Spending or HSA * 401(k) with ...

CSAA

Commercial Senior Auto Claims Adjuster- Remote

Nevada, IA · Remote

$62K - $80K/yr

  • Retirement

Job Title Commercial Senior Auto Claims Adjuster- Remote Requisition Number R7890 Commercial Senior ... Our mission is to reinvent commercial insurance in the mobility space to offer our partners ...

Douglas Guardian

Field Inventory Specialist

Iowa City, IA · On-site

$22.50/hr

Insurance Adjuster * Mortgage Inspector * Inventory Control Specialist Douglas Guardian LLC provides equal employment opportunity (EEO) to all applicants for employment without regard to race, color ...

Douglas Guardian

Field Inventory Specialist

Denver, IA · On-site

$22.50/hr

Insurance Adjuster * Mortgage Inspector * Inventory Control Specialist Douglas Guardian LLC provides equal employment opportunity (EEO) to all applicants for employment without regard to race, color ...

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All JobsInsurance Adjuster JobsInsurance Adjuster Jobs in Iowa

Insurance Adjuster information

See Iowa salary details

$18.3K

$70.1K

$103.8K

How much do insurance adjuster jobs pay per year?

As of Aug 13, 2026, the average yearly pay for insurance adjuster in Iowa is $70,144.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,100.00 and $93,900.00 per year, depending on experience, location, and employer.

Can I be an insurance adjuster without a degree?

Insurance adjusters typically do not need a college degree to start working, but they often require relevant training, licensing, and sometimes certification. Many employers prioritize experience, knowledge of insurance policies, and strong communication skills over formal education. Licensing requirements vary by state and usually involve passing an exam and background checks.

How does an insurance adjuster typically collaborate with policyholders and third parties during a claim investigation?

Insurance adjusters regularly interact with policyholders, witnesses, contractors, and sometimes legal professionals to gather information and assess the validity of a claim. They conduct interviews, inspect damaged property, and review documentation such as police reports or medical records. Clear communication and empathy are essential, as adjusters must explain processes and negotiate settlements, all while maintaining professionalism and impartiality. Collaboration with various parties helps ensure a thorough and fair claims process, which is central to the adjuster's role.

What is the difference between Insurance Adjuster vs Claims Examiner?

AspectInsurance AdjusterClaims Examiner
Required CredentialsHigh school diploma or equivalent; licensing often required; certifications like AIC beneficialHigh school diploma or equivalent; some states require licensing; certifications like CPCU advantageous
Work EnvironmentField and office settings; investigate claims on-site or remotelyPrimarily office-based; review and process claims submitted electronically or via paper
Employer & Industry UsageInsurance companies, public adjusting firms, independent agenciesInsurance companies, third-party administrators, government agencies

While both roles handle insurance claims, Insurance Adjusters investigate and settle claims directly with policyholders, often working in the field. Claims Examiners primarily review and process claims in an office setting, ensuring accuracy and compliance. Understanding these differences helps job seekers identify the right career path within the insurance industry.

What is an insurance adjuster?

An Insurance Adjuster, also known as a Claims Adjuster is a professional who assesses insurance claims of all kinds. They help decide if there should be a payout for each claim and, according to the policy and the circumstances, how much should be paid. Insurance Adjusters make this determination by speaking with the one who filed the claim, assessing any damages, speaking with witnesses, and reading reports filed by officials. The Adjuster will typically come in-person to speak with you and take pictures of the damage before writing the report.

What are the key skills and qualifications needed to thrive as an insurance adjuster?

To thrive as an Insurance Adjuster, you need strong analytical skills, attention to detail, and knowledge of insurance policies, typically supported by a relevant degree or claims certification. Familiarity with claims management software, estimating tools like Xactimate, and industry regulations is essential. Excellent communication, negotiation, and customer service skills help you manage stressful situations and resolve claims efficiently. These abilities ensure accurate claim assessments, fair resolutions, and strong client relationships in a complex and time-sensitive environment.
More about Insurance Adjuster jobs
What are the most commonly searched types of Insurance Adjuster jobs in Iowa? The most popular types of Insurance Adjuster jobs in Iowa are:
What are popular job titles related to Insurance Adjuster jobs in Iowa? For Insurance Adjuster jobs in Iowa, the most frequently searched job titles are:
What job categories do people searching Insurance Adjuster jobs in Iowa look for? The top searched job categories for Insurance Adjuster jobs in Iowa are:
What cities in Iowa are hiring for Insurance Adjuster jobs? Cities in Iowa with the most Insurance Adjuster job openings:
What are popular job titles related to Insurance Adjuster jobs in IA? For Insurance Adjuster jobs in IA, the most frequently searched job titles are:
Insurance Adjuster jobs near you
Infographic showing various Insurance Adjuster job openings in Iowa as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 22% Part Time, and 4% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $70,144 per year, or $33.7 per hour.

PROPERTY CLAIMS ADJUSTER - INSPECTOR

Grinnell Mutual Reinsurance

Fort Dodge, IA • On-site

$50K - $101K/yr

Other

Medical, Life, Retirement

Re-posted 19 days ago

Job description

Overview
The primary location for this position is in or near Fort Dodge, Iowa.
This position is based out of your home with a company-provided vehicle for travel to the claim sites. Grinnell Mutual employees and their family members enjoy a comprehensive health benefits package that reduces premiums for commitment to a healthy lifestyle, along with a full suite of disability and life insurance and a 401(k) program with a company match. Property Claims Adjusters receive a one-time home office reimbursement up to $1,000 to set up their remote home office and monthly internet expenses paid by the company. Grinnell Mutual offers a flexible work environment and paid holidays where the office is closed. Please note that candidates must be eligible to work in the U.S. without Grinnell Mutual sponsorship.
This position may be filled at the level equal to the individual's qualifications and experience. The Reinsurance Adjusting Program provides in-depth training to all new employees. Training programs are tailored to the individual's experience level and needs so whether you are just starting out in your claims career or are an experienced adjuster you will be prepared to go out into the field and adjust claims.
The Property Claims Adjuster-Inspector adjusts property claims as part of Reinsurance Adjuster Program for assigned mutuals. Determines coverage by consulting policy in force and endorsements, evaluates loss by completing on-site investigations, and settles claims according to Grinnell Mutual Claims procedures.
Responsibilities
  • Investigates property claims for both farm and home owners through on-site investigation and interviews with claimant, insured, and witnesses to determine the extent of damage.

  • Determines proper policy coverages, and where necessary, investigates, evaluates, negotiates and equitably settles all assigned claims cases in accordance with company policies and procedures at values commensurate with damages sustained. Sets reserves based on estimated loss for claim.

  • Organizes and manages time effectively to ensure the prompt and successful resolution of all assigned cases, maintaining high standards of professionalism to deliver exceptional service.

  • Prepares and submits initial and follow-up reports of findings and action taken on each assigned claim in conformity with established procedures. Documents file with activity, contacts, offers, and demands related to claim. May be asked to assist or prepare file for subrogation, suit, or trial.

  • Works with law enforcement to verify items stolen and confirm payment/ownership if recovery is made following claim payment, file written request for restitution in all arrests including vandalism claims.

  • Cultivates and maintains strong relationship with Agents and Mutual Managers, serving as a liaison between the customer and Grinnell Mutual.Supports the evaluation of mutuals for future business oppurtunities and conveys feedback from the Mutual to the supervisor.

  • Conducts on-site field inspections determining building values, making recommendations of risk acceptability, identifying hazards, and recommending appropriate corresponding corrective action.

  • Recommends proper building insurance to value based on inspection. Works with underwriting to determine insurability and providing documentation on the condition of the property through photographs and diagrams.

  • Authorizes and/or approves all claims payments within the delegated authority or within the maximum limits as outlined in company policies and procedures. Setting and maintaining reserves through resolution of the claim.

  • Accountable for managing the settlement process of all assigned files from start to close.

  • Performs other duties as assigned.

Qualifications
  • Bachelor's degree (B.A.) from a four-year accredited college or university and a minimum of two years property (home and farm owners) adjusting experience; or equivalent combination of education and experience.

  • AIC or CPCU designations preferred.

  • Prefer experience with Xactimate or similar computer based adjusting tool.

  • Possesses excellent interpersonal, active listening, and customer service skills to efficiently resolve claims. This includes being knowledgeable, patient, resilient under pressure, persistent, empathetic, and decisive.

  • Ability to professionally communicate claim information and respond to inquiries in both one-on-one and group settings, whether over the phone, in person, or through written correspondence.

  • Demonstrates strong written communication skills, using proper grammar and professionalism in business correspondence and reports directed to the file or the mutual.

  • Skilled in applying logical thinking and sound judgement, drawing on experience and factual information to make informed decsisions on claims. Follows established procedures to assess coverage, determine negligence, and evaluate damages

  • Ability to organize work, determine priorities, and meet deadlines while incurring frequent interruptions.

  • Demonstrates the ability to collaborate effectively with colleagues and supervisors, while interacting with customers and the general public in a tactful and courteous manner.

  • Ability to maintain a valid driver's license and travel from the office located in the employee's home to Grinnell Mutual customer offices or claim sites. Daytime travel approximately 60 to 80% of the time. Occasional overnight travel is required approximately 10% of time depending on region size and/or number of claims incurred in concentrated area.

  • Regular and predictable attendance is required to effectively meet the customers needs.

  • Must be able to maintain confidentiality of sensitive or proprietary information.

  • Demonstrated ability to adhere to all Grinnell Mutual policies.

  • Demonstrated ability to incorporate Grinnell Mutual core values in all areas work.

Compensation
The salary range for the position is $50,997.68 - $101,766.79. The salary offered will be commensurate with the selected candidate's experience, skills, and qualifications. For a list of benefits, click here.
Working conditions and physical efforts
Working conditions and physical efforts
  • To perform this job successfully, an individual must be able to perform each essential function satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

  • The Property Claims Adjuster works with many types of people while representing Grinnell Mutual and its Mutuals. This can be stimulating yet fast paced especially during high claims volume periods and when working with individuals facing a personal loss.

  • The position is physically located in the employee's remote home office. The position requires an individual to drive on a frequent basis.

  • While performing the duties of this job, the employee is frequently required to stand; walk; sit; use hands to finger, handle, or feel; reach with hands and arms; climb or balance; stoop, kneel, crouch, or crawl; talk or hear; and taste or smell.

  • The employee must be able to climb ladder, work on rooftops, and maneuver ladder as needed. The employee must regularly lift and/or move up to 10 pounds, frequently lift and/or move up to 35 pounds, and occasionally lift and/or move up to 50 pounds.

  • Specific visual abilities required by this job include distance vision, peripheral vision, depth perception, and ability to adjust focus.

  • This role often involves working in outdoor weather conditions, with occasional exposure to extreme cold and heat.

  • The incumbent occasionally works with all levels of employees in the home office including management, in-house counsel, property appraisers, special investigators, underwriters, finance, and support units.

  • The incumbent has frequent contact with external customers including mutual managers, insureds, claimants, agents, witnesses, body shops, counsel, medical professionals, and local authorities.

This job description is not intended to describe, in detail, the multitude of tasks that may be assigned, but rather to give the employee a general sense of responsibilities and expectations of his/her position. As the nature of the business demands change, so too may the job duties and responsibilities.

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