2

Remote Insurance Adjuster Jobs in Iowa (NOW HIRING)

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Remote Insurance Agent

Davenport, IA · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Remote Insurance Agent

Des Moines, IA · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Remote Insurance Agent

Cedar Rapids, IA · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

next page

Showing results 1-20

Remote Insurance Adjuster information

See Iowa salary details

$18.3K

$70.1K

$103.8K

How much do remote insurance adjuster jobs pay per year?

As of Jul 24, 2026, the average yearly pay for remote insurance adjuster in Iowa is $70,144.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,100.00 and $93,900.00 per year, depending on experience, location, and employer.

What Does a Remote Insurance Adjuster Do?

A remote insurance adjuster investigates and analyzes insurance claims to determine eligibility for an insurance payout. In this career, you work from home, though some claims adjusters need to travel to customers’ locations to perform inspection or analysis duties. You can usually communicate with clients over the phone and research policy terms and incident information on the internet. As an insurance adjuster, you can work in different areas, such as life insurance, health insurance, auto insurance, and property or business insurance. In addition to making an assessment of each claim, your responsibilities also include negotiating with clients to settle the claim.

How much do remote adjusters make?

Remote insurance adjusters typically earn between $45,000 and $75,000 annually, with experienced professionals or those handling complex claims earning higher salaries. Compensation can vary based on experience, certifications, and the volume of claims processed.

How to become a remote adjuster?

To become a remote insurance adjuster, you typically need to complete relevant training or certification, such as the Property and Casualty Adjuster license, which varies by state. Strong communication skills, knowledge of insurance policies, and proficiency with claims management software are also important, along with the ability to work independently in a remote environment.

Is claim adjusting a dying field?

Claim adjusting is a stable profession with ongoing demand, especially as insurance companies require adjusters to evaluate claims efficiently. The field is evolving with technology, such as the use of claims management software and virtual inspections, but overall, it remains a viable career option for remote insurance adjusters. Continuous skill development and industry certifications can enhance job prospects in this field.

What companies hire remote claims adjusters?

Many insurance companies and third-party claims adjusting firms hire remote insurance adjusters, including large carriers like State Farm, Allstate, and Progressive, as well as independent adjusting firms. These roles often require knowledge of insurance policies, claims processing, and sometimes certifications such as the AIC or CPCU. Remote adjusters typically work from home using claims management software and may need to pass background checks and meet licensing requirements depending on the state.

What does a Remote Insurance Adjuster do?

A Remote Insurance Adjuster is responsible for investigating insurance claims, assessing damages, and determining the appropriate settlement amounts—all while working from a remote location. They review policy details, communicate with claimants, gather evidence, and sometimes conduct virtual inspections using phone calls, video conferencing, or digital tools. Remote adjusters typically handle claims for auto, property, or casualty insurance. Their role is crucial in ensuring that claims are processed accurately and efficiently, even without in-person contact.

How does a Remote Insurance Adjuster typically collaborate with team members and clients despite working off-site?

Remote Insurance Adjusters rely heavily on digital communication tools to maintain strong collaboration with colleagues, supervisors, and clients. They often use video conferencing, secure email, and specialized claims management platforms to share information, discuss case details, and provide updates. While physical meetings are rare, regular virtual check-ins and team meetings help ensure everyone is aligned and supported. This remote setup requires strong self-motivation and clear communication skills, but it also offers the flexibility to manage your workflow more independently.

What is the difference between Remote Insurance Adjuster vs Remote Claims Examiner?

AspectRemote Insurance AdjusterRemote Claims Examiner
Required CredentialsLicenses, certifications (e.g., AIC, CPCU)Certifications in claims or insurance (e.g., CPCU, ARM)
Work EnvironmentHome-based, insurance companies, adjusting claimsHome-based, insurance companies, reviewing claims
Employer & IndustryInsurance carriers, third-party administratorsInsurance carriers, third-party administrators
Common Search & ComparisonYesYes

The Remote Insurance Adjuster and Remote Claims Examiner roles both work within the insurance industry, often from home, and require relevant certifications. Adjusters focus on investigating and settling claims, while Claims Examiners review and process claims for accuracy. Both roles are essential for efficient claims management and often overlap in skills and work environment.

What are the key skills and qualifications needed to thrive as a Remote Insurance Adjuster, and why are they important?

To thrive as a Remote Insurance Adjuster, you need strong analytical skills, attention to detail, and a solid understanding of insurance policies, often supported by a relevant degree or adjuster license. Familiarity with claims management software, virtual inspection tools, and digital documentation systems is typically required. Excellent communication, negotiation, and self-motivation are crucial soft skills for handling clients and resolving claims independently. These abilities ensure efficient, accurate claim processing and high customer satisfaction in a remote work environment.
What are the most commonly searched types of Insurance Adjuster jobs in Iowa? The most popular types of Insurance Adjuster jobs in Iowa are:
What job categories do people searching Remote Insurance Adjuster jobs in Iowa look for? The top searched job categories for Remote Insurance Adjuster jobs in Iowa are:
Infographic showing various Remote Insurance Adjuster job openings in Iowa as of July 2026, with employment types broken down into 26% Locum Tenens, 8% Internship, 58% Full Time, 6% Part Time, 1% Contract, and 1% Summer. Highlights an 78% Physical, 9% Hybrid, and 13% Remote job distribution, with an average salary of $70,144 per year, or $33.7 per hour.
P&C Construction Liability Adjuster

P&C Construction Liability Adjuster

Midwest Family Mutual Insurance Company

Des Moines, IA • Remote

Other

Medical, Dental, Vision, Retirement, PTO

Posted 7 days ago


Job description

Description

General Liability - Construction Liability Adjuster

Job Type: Full-time/Remote


Midwest Family Mutual Insurance Company (MFM), headquartered in Urbandale, IA, has been a trusted insurance provider since 1891. As a super-regional mutual insurer, we deliver top-tier personal and commercial coverage across multiple states. We prioritize financial stability, customer service excellence, and innovation, fostering a collaborative and forward-thinking work environment. MFM is proud to be a full-time, work-from-home company, providing employees with the flexibility and support to thrive remotely.


Join our team as a General Liability Claims Adjuster, where your expertise, problem-solving skills, and dedication to fair claim resolution will make a real impact. This role demands strong analytical abilities, sound judgment, and top-tier customer service to support agents and policyholders.


Key Responsibilities

  • Investigate & Evaluate - Conduct in-depth claim investigations, gather recorded statements, and determine coverage
  • Reserve Management - Timely & Adequate reserving.
  • Document Management - Maintain organized, professional claim files, reports, and communications
  • Negotiate & Resolve - Strategically negotiate settlements to achieve fair, timely resolutions.
  • Stay Current - Keep up with evolving legal statutes, policy conditions, and industry trends.
  • Navigate Technology - Operate seamlessly within a paperless Claims Management System.
  • Engage in Legal Proceedings - Travel as needed for depositions, mediations, and trials.

Why Join MFM?

  • Comprehensive Benefits Package - Enjoy competitive health, dental, and vision insurance.
  • Retirement Planning - 401(k) with company match and a Defined Benefit Pension Plan to help secure your financial future.
  • Work-Life Balance - Generous paid time off and company holidays.
  • Professional Development - Opportunities for ongoing training and career growth.
  • Wellness Support - Employee assistance programs and wellness initiatives.
  • Technology Stipends - Support for home office setup and remote work tools.
  • Autonomy & Flexibility - Thrive in a fully remote, supportive work culture.
  • Growth & Development - Expand your skills in a dynamic claims environment.
  • Impactful Work - Make a real difference by ensuring fair and timely claim resolutions.
  • Innovative Culture - Be part of a company that values forward-thinking and continuous improvement.

Ready to take your career to the next level? Apply today and become part of a team that values expertise, collaboration, and innovation!

Requirements

Qualifications & Experience

  • 2+ years handling Commercial Liability Construction defects claims, inclusive of litigation experience.
  • Strong negotiation, analytical, and problem-solving skills.
  • Excellent written and verbal communication abilities.
  • Proficiency in Microsoft Word and Excel.
  • Highly organized with keen attention to detail.
  • Ability to work independently in a fully remote setting.
  • Experience with mediations, arbitrations, and settlement negotiations.
  • Strong collaboration with legal counsel and claims teams.

Work Conditions

  • Fully remote role - Work from home full-time.
  • Standard 40-hour workweek - Flexibility within structured hours.
  • Tech-driven environment - Frequent computer and phone use.
  • Some travel required - For legal proceedings and meetings.