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Remote Insurance Adjuster Jobs in Iowa (NOW HIRING)

HMG Careers

Remote Insurance Agent

Waterloo, IA · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Insurance Agent

Davenport, IA · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Empire State Careers

Remote Insurance Agent

Davenport, IA · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Insurance Agent

Cedar Rapids, IA · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Insurance Agent

Des Moines, IA · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Insurance Agent

Sioux City, IA · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Insurance Agent

Burlington, IA · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Empire State Careers

Remote Insurance Agent

Des Moines, IA · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

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Showing results 1-20

All JobsInsurance Adjuster JobsRemote Insurance Adjuster JobsRemote Insurance Adjuster Jobs in Iowa

Remote Insurance Adjuster information

See Iowa salary details

$18.3K

$70.1K

$103.8K

How much do remote insurance adjuster jobs pay per year?

As of Sep 5, 2026, the average yearly pay for remote insurance adjuster in Iowa is $70,144.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,100.00 and $93,900.00 per year, depending on experience, location, and employer.

What does a remote insurance adjuster do?

A remote insurance adjuster investigates and analyzes insurance claims to determine eligibility for an insurance payout. In this career, you work from home, though some claims adjusters need to travel to customers’ locations to perform inspection or analysis duties. You can usually communicate with clients over the phone and research policy terms and incident information on the internet. As an insurance adjuster, you can work in different areas, such as life insurance, health insurance, auto insurance, and property or business insurance. In addition to making an assessment of each claim, your responsibilities also include negotiating with clients to settle the claim.

What does a remote insurance adjuster do?

A Remote Insurance Adjuster is responsible for investigating insurance claims, assessing damages, and determining the appropriate settlement amounts—all while working from a remote location. They review policy details, communicate with claimants, gather evidence, and sometimes conduct virtual inspections using phone calls, video conferencing, or digital tools. Remote adjusters typically handle claims for auto, property, or casualty insurance. Their role is crucial in ensuring that claims are processed accurately and efficiently, even without in-person contact.

What are the key skills and qualifications needed to thrive as a remote insurance adjuster?

To thrive as a Remote Insurance Adjuster, you need strong analytical skills, attention to detail, and a solid understanding of insurance policies, often supported by a relevant degree or adjuster license. Familiarity with claims management software, virtual inspection tools, and digital documentation systems is typically required. Excellent communication, negotiation, and self-motivation are crucial soft skills for handling clients and resolving claims independently. These abilities ensure efficient, accurate claim processing and high customer satisfaction in a remote work environment.

How does a remote insurance adjuster typically collaborate with team members and clients despite working off-site?

Remote Insurance Adjusters rely heavily on digital communication tools to maintain strong collaboration with colleagues, supervisors, and clients. They often use video conferencing, secure email, and specialized claims management platforms to share information, discuss case details, and provide updates. While physical meetings are rare, regular virtual check-ins and team meetings help ensure everyone is aligned and supported. This remote setup requires strong self-motivation and clear communication skills, but it also offers the flexibility to manage your workflow more independently.

What is the difference between Remote Insurance Adjuster vs Remote Claims Examiner?

AspectRemote Insurance AdjusterRemote Claims Examiner
Required CredentialsLicenses, certifications (e.g., AIC, CPCU)Certifications in claims or insurance (e.g., CPCU, ARM)
Work EnvironmentHome-based, insurance companies, adjusting claimsHome-based, insurance companies, reviewing claims
Employer & IndustryInsurance carriers, third-party administratorsInsurance carriers, third-party administrators
Common Search & ComparisonYesYes

The Remote Insurance Adjuster and Remote Claims Examiner roles both work within the insurance industry, often from home, and require relevant certifications. Adjusters focus on investigating and settling claims, while Claims Examiners review and process claims for accuracy. Both roles are essential for efficient claims management and often overlap in skills and work environment.

How much do remote insurance adjusters make?

Remote insurance adjusters typically earn between $45,000 and $75,000 annually, with experienced professionals or those handling complex claims earning higher salaries. Compensation can vary based on experience, location, and the employer, and many adjusters work independently or through staffing agencies using claims management software.

What kind of remote insurance adjuster makes the most money?

Senior remote insurance adjusters with extensive experience, specialized certifications, and expertise in complex claims tend to earn the highest salaries. Adjusters working in high-value or specialized areas such as catastrophe claims or commercial insurance generally have higher earning potential. Advanced skills in negotiation, claim evaluation, and familiarity with industry tools also contribute to higher compensation.
More about Remote Insurance Adjuster jobs

What are the most commonly searched types of Insurance Adjuster jobs in Iowa?

The most popular types of Insurance Adjuster jobs in Iowa are:

What are popular job titles related to Remote Insurance Adjuster jobs in Iowa?

For Remote Insurance Adjuster jobs in Iowa, the most frequently searched job titles are:

What job categories do people searching Remote Insurance Adjuster jobs in Iowa look for?

The top searched job categories for Remote Insurance Adjuster jobs in Iowa are:

Remote Insurance Adjuster jobs near you
Infographic showing various Remote Insurance Adjuster job openings in Iowa as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution, with an average salary of $70,144 per year, or $33.7 per hour.

Commercial Auto Bodily Injury Adjuster - Casualty Insurance

Midwest Family Mutual Insurance Company

Urbandale, IA • On-site, Remote

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 9 days ago

Job description

Job Type
Full-time
Description
Midwest Family Mutual Insurance Company (MFM), headquartered in Urbandale, IA, has been a trusted insurance provider since 1891. As a super-regional mutual insurer, we deliver top-tier personal and commercial coverage across multiple states. We prioritize financial stability, customer service excellence, and innovation, fostering a collaborative and forward-thinking work environment. MFM is proud to be a full-time, work-from-home company, providing employees with the flexibility and support to thrive remotely.
Join our team as a Commercial Auto Bodily Injury Claims Adjuster, where your expertise, problem-solving skills, and dedication to fair claim resolution will make a real impact.
Position Overview
The Commercial Auto Bodily Injury Claims Adjuster is responsible for the end-to-end management of complex liability claims, requiring a high level of analytical thinking, sound judgment, and professional discretion. This role involves conducting thorough investigations, evaluating coverage and liability, and driving timely, fair claim resolutions while maintaining accurate reserves and comprehensive documentation.
The adjuster serves as a key point of contact for agents, policyholders, and legal partners, delivering responsive, high-quality service throughout the claims lifecycle. Success in this position requires strong negotiation skills, attention to detail, and the ability to navigate evolving legal and regulatory environments. The role also demands proficiency in a paperless claims system and a willingness to participate in legal proceedings, including travel for mediations, depositions, and trials as needed.
Key Responsibilities
  • Investigate & Evaluate - Conduct in-depth claim investigations, gather recorded statements, and determine coverage
  • Reserve Management - Timely & Adequate reserving.
  • Document Management - Maintain organized, professional claim files, reports, and communications
  • Negotiate & Resolve - Strategically negotiate settlements to achieve fair, timely resolutions.
  • Stay Current - Keep up with evolving legal statutes, policy conditions, and industry trends.
  • Navigate Technology - Operate seamlessly within a paperless Claims Management System.
  • Engage in Legal Proceedings - Travel as needed for depositions, mediations, and trials.

Requirements
  • 2+ years handling Commercial Automobile or Motor Carrier Liability claims, inclusive of litigation experience.
  • Strong negotiation, analytical, and problem-solving skills.
  • Excellent written and verbal communication abilities.
  • Proficiency in Microsoft Word and Excel.
  • Highly organized with keen attention to detail.
  • Ability to work independently in a fully remote setting.
  • Experience with mediations, arbitrations, and settlement negotiations.
  • Strong collaboration with legal counsel and claims teams.
  • Multi-State adjusting experience is preferred.
  • Insurance education and/or designations a plus.
  • Strong working knowledge of Microsoft Office products, good keyboarding and technology skills.

Work Conditions
  • Fully remote role - Work from home full-time.
  • Standard 40-hour workweek - Flexibility within structured hours.
  • Tech-driven environment - Frequent computer and phone use.
  • Some travel required - For legal proceedings and meetings.

Why Join MFM?
  • Comprehensive Benefits Package - Enjoy competitive health, dental, and vision insurance.
  • Retirement Benefits - 401(k) with company match and a Defined Benefit Pension Plan to help secure your financial future.
  • Work-Life Balance - Generous paid time off and company holidays.
  • Professional Development - Opportunities for ongoing training and career growth.
  • Wellness Support - Employee assistance programs and wellness initiatives.
  • Technology Stipends - Support for home office setup and remote work tools.
  • Autonomy & Flexibility - Thrive in a fully remote, supportive work culture.
  • Growth & Development

Apply