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Independent Property Adjuster Jobs (NOW HIRING)

Capstone ISG

Field Property Adjuster

Baltimore, MD · On-site

Capstone ISG is one of the nation's fastest growing Independent Adjustment firms. As we continue to ... Our Field Property Adjuster specializes in investigating and adjusting residential and commercial ...

Capstone ISG Inc

Field Property Adjuster

Baltimore, MD · On-site

Capstone ISG is one of the nation's fastest growing Independent Adjustment firms. As we continue to ... Our Field Property Adjuster specializes in investigating and adjusting residential and commercial ...

Capstone ISG Inc

Field Property Adjuster

Wilmington, DE · On-site

We are seeking a detail-oriented Property Claims Adjuster to independently manage residential and commercial property claims throughout the investigation, evaluation, and resolution process. This ...

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How much do independent property adjuster jobs pay per year?

As of Aug 15, 2026, the average yearly pay for independent property adjuster in the United States is $71,265.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $86,500.00 per year, depending on experience, location, and employer.

What are some common challenges faced by independent property adjusters when handling multiple claims simultaneously?

Independent Property Adjusters often juggle several claims at once, which can be challenging due to varying deadlines, complexity of cases, and the need to travel between inspection sites. Effective time management and strong organizational skills are essential to prioritize tasks, communicate promptly with clients and insurers, and keep thorough documentation for each claim. Adjusters also need to adapt quickly to changing circumstances, such as sudden weather events that can lead to a surge in claims volume.

Is being an independent property adjuster worth it?

Independent property adjusters evaluate insurance claims, often working on a contract basis and handling claims remotely or in the field. The role offers flexibility and the potential for high earnings, but it requires strong communication skills, industry knowledge, and the ability to manage variable workloads and schedules.

What is an independent property adjuster?

An Independent Property Adjuster is a professional who investigates and evaluates insurance claims on behalf of insurance companies, but works as an independent contractor rather than as a direct employee of a single insurer. They assess property damage, determine the extent of the insurer's liability, and help resolve claims by negotiating settlements between the insurance company and the policyholder. Independent adjusters may work on a variety of claims, from residential and commercial property damage to catastrophe claims following natural disasters. Their flexibility allows them to work for multiple insurance companies, often traveling to areas where their expertise is needed most.

What are the key skills and qualifications needed to thrive as an independent property adjuster?

To thrive as an Independent Property Adjuster, you need in-depth knowledge of property insurance policies, strong investigative skills, and typically a state adjuster license. Familiarity with claims management software, digital estimating tools like Xactimate, and industry certifications such as those from the National Association of Independent Insurance Adjusters are highly valued. Excellent communication, negotiation, and time management skills help adjusters build trust with clients and efficiently manage multiple claims. These abilities are crucial for accurate claim resolution, client satisfaction, and maintaining compliance within a competitive field.

Is it hard to become an independent property adjuster?

Becoming an independent property adjuster typically requires relevant experience in insurance claims, knowledge of construction and repair estimates, and often a state license or certification. The process involves completing training, passing exams, and building a network of clients, which can take several months to years depending on individual circumstances.
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What states have the most Independent Property Adjuster jobs?

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Independent Property Adjuster jobs near you
Infographic showing various Independent Property Adjuster job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 17% Part Time, and 8% Contract. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $71,265 per year, or $34.3 per hour.

Independent Property Field Adjuster

Ryze Claim Solutions

Lewiston, ID • On-site

Contractor

Re-posted 2 days ago

Job description

Overview
We are seeking experienced Independent Field Adjusters to investigate and evaluate daily property claims on behalf of our clients. This role involves delivering timely, accurate, fair, and professional service while managing a high volume of claims independently. Contractors are expected to uphold the highest standards of service and professionalism, representing both the client and company with integrity.
Essential Responsibilities
  • Promptly and effectively manage all assigned claims with minimal oversight.
  • Make claim decisions within delegated authority per company and carrier policies.
  • Accurately interpret policy coverages and apply appropriate claims practices.
  • Establish and communicate reserves in alignment with carrier expectations.
  • Maintain up-to-date knowledge of insurance policies, guidelines, and industry practices.
  • Understand local construction methods, pricing, and repair standards.
  • Submit supplemental reports as needed (e.g., severe incident reports, ITV reports).
  • Provide exceptional customer service to all insureds, clients, and stakeholders.
  • Maintain high standards of professional conduct throughout all assignments.
  • Perform additional responsibilities as assigned.

Qualifications
  • High school diploma or equivalent required; associate's or bachelor's degree preferred
  • Minimum 2 years of experience handling property claims
  • Minimum 2 years of experience using Xactimate and Symbility estimating software
  • Strong understanding of insurance policies, practices, and procedures
  • General construction knowledge strongly preferred

Important: This is a 1099 Independent Contractor Opportunity
This opportunity is classified as an independent contractor role under the IRS and applicable state laws, including New York. By applying, you acknowledge and agree to the following:
  • You will not be classified as an employee of Ryze Claim Solutions, and no employer-employee relationship exists.
  • You are responsible for your own taxes, insurance, and business expenses.
  • You control the manner, timing, and method of completing your work, consistent with client expectations.
  • You may provide services to other clients or entities, subject to applicable confidentiality or non-compete terms.

To qualify as a 1099 contractor under the ABC test:
  • (A) You must be free from company control and direction in how work is performed.
  • (B) The work must be performed outside the usual course of our business.
  • (C) You must be customarily engaged in an independently established trade or business.

If you do not meet all three criteria, you may not be eligible for this engagement

Apply