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Independent Life Insurance Agent Jobs in Indiana

Kimbrell Agency

Life Insurance Agent

Indianapolis, IN · Remote

$50K - $100K/yr

No leader can give everything it takes to help an agent succeed when they're bringing on anyone who ... This role does require a Life and Health Insurance License, but don't worry--we'll help you obtain ...

HMG Careers

Remote Life Insurance Agent

Indianapolis, IN · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Life Insurance Agent

Fort Wayne, IN · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Life Insurance Agent

Evansville, IN · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Life Insurance Agent

Gary, IN · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Life Insurance Agent

Gary, IN · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Life Insurance Agent

South Bend, IN · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HealthMarkets, Inc.

Insurance Agent

South Bend, IN

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

HealthMarkets, Inc.

Insurance Agent

Indianapolis, IN

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

HealthMarkets, Inc.

Insurance Agent

Goshen, IN

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

HealthMarkets, Inc.

Insurance Agent

Valparaiso, IN

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

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Showing results 1-20

All JobsIndependent Life Insurance Agent JobsIndependent Life Insurance Agent Jobs in Indiana

Independent Life Insurance Agent information

See Indiana salary details

$17.1K

$84.7K

$138K

How much do independent life insurance agent jobs pay per year?

As of Jul 25, 2026, the average yearly pay for independent life insurance agent in Indiana is $84,659.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,700.00 and $116,100.00 per year, depending on experience, location, and employer.

Do independent insurance agents make good money?

Independent life insurance agents can earn a wide range of income, often based on commissions from policies sold. Successful agents with strong sales skills and a good client base can make a substantial income, but earnings vary depending on experience, effort, and market conditions.

What is the difference between Independent Life Insurance Agent vs Captive Life Insurance Agent?

AspectIndependent Life Insurance AgentCaptive Life Insurance Agent
CredentialsLicensing required; no specific certifications neededLicensing required; may need company-specific training
Work EnvironmentSelf-employed, flexible schedule, multiple carriersEmployed by a single insurance company, structured hours
Employer & Industry UsageIndependent, works with various insurersEmployed directly by one insurer
Sales ApproachOffers products from multiple companies, broader optionsPromotes only their company's products

In summary, Independent Life Insurance Agents operate independently, offering products from multiple insurers, providing flexibility and broader options. Captive Life Insurance Agents work exclusively for one insurer, with a structured environment focused on promoting their company's policies.

What are some common challenges faced by independent life insurance agents, and how can they be overcome?

Independent life insurance agents often face challenges such as building a steady client base, managing multiple carrier relationships, and staying motivated without direct supervision. To overcome these hurdles, agents typically invest in networking, utilize referral programs, and participate in ongoing industry training to stay informed about product offerings. Additionally, leveraging digital marketing and CRM tools can help streamline lead generation and client management, making it easier to grow and sustain a successful practice.

What is the highest paying insurance agent job?

The highest paying insurance agent roles are typically those specializing in high-net-worth clients or complex policies, such as private client or executive insurance agents. These positions often involve higher commissions and bonuses, especially for agents with extensive experience, specialized certifications, and a strong client network.

Can I get life insurance with lupus?

As an independent life insurance agent, you should know that individuals with lupus can qualify for life insurance, but approval and premiums depend on disease severity, treatment stability, and overall health. Insurers may require medical records and a detailed health assessment to determine eligibility. Proper documentation and working with insurers experienced in chronic conditions can improve chances of approval.

What are the key skills and qualifications needed to thrive as an Independent Life Insurance Agent, and why are they important?

To thrive as an Independent Life Insurance Agent, you need a thorough understanding of insurance products, sales strategies, and state licensing requirements. Familiarity with customer relationship management (CRM) software, online quoting tools, and insurance underwriting systems is typically required. Strong interpersonal skills, self-motivation, and effective communication are essential for building client trust and growing a book of business. These skills ensure agents can successfully match clients with suitable policies, navigate complex regulations, and maintain long-term client relationships.

What are independent life insurance agents?

Independent life insurance agents are professionals who sell life insurance policies from multiple insurance companies, rather than representing just one provider. This allows them to offer clients a wider range of policy options and help compare coverage and prices from different insurers. They act as intermediaries, using their expertise to recommend the best products for clients based on their needs, budget, and circumstances. Independent agents are typically paid through commissions from the insurance companies whose products they sell.

How to work as an independent life insurance agent?

To work as an independent life insurance agent, you typically need to obtain a state license by completing pre-licensing education and passing a licensing exam. Once licensed, you can sell policies independently, often working with multiple insurance carriers, and may need to build a client base through networking and marketing. Success also requires strong sales skills, product knowledge, and compliance with industry regulations.
What are popular job titles related to Independent Life Insurance Agent jobs in Indiana? For Independent Life Insurance Agent jobs in Indiana, the most frequently searched job titles are:
What job categories do people searching Independent Life Insurance Agent jobs in Indiana look for? The top searched job categories for Independent Life Insurance Agent jobs in Indiana are:
Independent Life Insurance Agent jobs near you
Infographic showing various Independent Life Insurance Agent job openings in Indiana as of July 2026, with employment types broken down into 100% Full Time. Highlights an 78% In-person, and 22% Remote job distribution, with an average salary of $84,659 per year, or $40.7 per hour.
Independent Life Insurance Agent/State-of-the-Art Training

Independent Life Insurance Agent/State-of-the-Art Training

Equis Financial

New Haven, IN • On-site, Remote

$94K - $123K/yr

Other

Life

Posted 5 hours ago

Job description

Job Brief: Everyone wants to ensure that their family is protected and provided for, no matter what happens. At Equis Financial, we have partnered with the top life insurance companies to provide our agents with a comprehensive portfolio of Mortgage Protection, Final Expense, Living Benefits, and Indexed Universal Life insurance products. With these products, our agents are able to offer competitive rates at any level of coverage, and are able to build and maintain a diverse book of business.
Responsibilities: An Equis agent provides middle-income America with protection for themselves, their families, and their home in the form of life insurance. Agents provide a multitude of different products to their clients through Equis' carrier partners. Equis agents are independent contractors, owning their own business, creating their own schedule, and writing their own paycheck.
Skills Required:
1. Good communication skills
2. Basic computer knowledge
3. Be willing to learn and attend training
4.. Care about helping others
5. Have the self discipline necessary to be your own boss
6. Have a positive can-do attitude

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