1

Independent Insurance Adjuster Jobs in Iowa (NOW HIRING)

Educate prospective clients on our services and guide them through the insurance claims process ... Public Adjuster license Benefits What We Offer: * Extensive training and support to help you ...

Showing results 41-60

Independent Insurance Adjuster information

See Iowa salary details

$60.6K

$77.5K

$92K

How much do independent insurance adjuster jobs pay per year?

As of Sep 6, 2026, the average yearly pay for independent insurance adjuster in Iowa is $77,489.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,000.00 and $85,900.00 per year, depending on experience, location, and employer.

What is an independent insurance adjuster?

Independent insurance adjusters are professionals who investigate and evaluate insurance claims on behalf of insurance companies, but they are not direct employees of those companies. Instead, they typically work as contractors or through third-party adjusting firms and are called in to handle claims, especially during large-scale events like natural disasters or when specialized expertise is needed. Their responsibilities include assessing property damage, reviewing policy terms, interviewing claimants and witnesses, and preparing detailed reports to help insurers determine claim settlements. Independent adjusters often handle multiple clients and various types of insurance claims, such as property, casualty, or auto. Their role is crucial in ensuring fair and accurate claim resolutions.

What are some common challenges independent insurance adjusters face when managing multiple claims simultaneously?

Independent Insurance Adjusters often juggle several claims at once, which can make time management and organization crucial. Balancing field inspections, thorough documentation, and timely communication with policyholders and insurance companies are common challenges. Adjusters must prioritize tasks efficiently to meet deadlines and ensure accurate claim resolutions. Leveraging digital tools and maintaining clear records can help mitigate these challenges and support a smoother workflow.

What is the difference between Independent Insurance Adjuster vs Staff Insurance Adjuster?

AspectIndependent Insurance AdjusterStaff Insurance Adjuster
CredentialsTypically requires licensing and certifications; no employer-specific credentialsRequires licensing and often employer-specific training
Work EnvironmentFreelance, contract-based, often remote or on-site at claims locationsEmployed full-time by an insurance company, primarily office or claims site
Employer & Industry UsageHired by multiple insurance companies or independent firmsEmployed directly by an insurance company
Work ScopeHandles claims independently, often on a per-claim basisHandles claims as part of a team within the insurance company's structure

In summary, Independent Insurance Adjusters work independently or as contractors, handling claims for multiple insurers, while Staff Insurance Adjusters are employed full-time by insurance companies and work within their organizational structure. Both roles require licensing and involve claims assessment, but their work settings and employment types differ.

How to find work as an independent insurance adjuster?

To find work as an independent insurance adjuster, you should obtain relevant licensing and certifications, such as state-specific adjuster licenses, and build a network with insurance companies, claims management firms, and adjusting agencies. Many adjusters find opportunities through online job boards, industry associations, and by establishing relationships with insurance carriers. Having strong communication skills and knowledge of claims processing software can also improve job prospects.

Is being an independent insurance adjuster worth it?

Independent insurance adjusters evaluate insurance claims and often work on a contract basis, offering flexibility and the potential for higher earnings based on workload. However, income can vary widely, and the job requires strong analytical skills, industry knowledge, and the ability to manage irregular schedules and self-employment responsibilities.

Is it hard to become an independent insurance adjuster?

Becoming an independent insurance adjuster typically requires obtaining relevant licensing, which involves passing a state exam and completing pre-licensing education. Gaining experience in claims handling and developing strong communication skills can also be important, but the process varies by state and can take several months to complete.

What are the most commonly searched types of Independent Insurance Adjuster jobs in Iowa?

The most popular types of Independent Insurance Adjuster jobs in Iowa are:

What cities in Iowa are hiring for Independent Insurance Adjuster jobs?

Cities in Iowa with the most Independent Insurance Adjuster job openings:

What are popular job titles related to Independent Insurance Adjuster jobs in IA?

For Independent Insurance Adjuster jobs in IA, the most frequently searched job titles are:

Infographic showing various Independent Insurance Adjuster job openings in Iowa as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, 4% Contract, and 1% Nights. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $77,489 per year, or $37.3 per hour.

RCIS Crop Claims Field Adjuster I/II/Specialist (IA Virtual)

Zurich Insurance Company Ltd.

Des Moines, IA โ€ข On-site

$44K - $77K/yr

Full-time

Posted 10 days ago


Key responsibilities

  • Complete field inspections by reading maps and aerial photos, measuring fields and storage bins, and discussing crop loss findings with farmers.

  • Gather relevant facts regarding crop damage, record information, and transmit loss data to determine potential indemnities.

  • Perform claim reviews and audits on lower-level adjusters as assigned.


Job description

Zurich is currently looking for a RCIS Crop Claims Field Adjuster I or RCIS Crop Claims Field Adjuster II or RCIS Crop Claims Specialist to work out of the state of Iowa. This incumbent will work from a home-based office. This position is scheduled to work 40 hours per week. Approximately 50% of travel is expected to cover the territory. 

The ideal candidate will need to live and service within a 50-mile area of the following Iowa counties: Benton, Cedar, Clinton, Dubuque, Iowa, Johnson, Jones, Linn, and/or Scott.

RCIS provides insurance and superior services through leading agents to protect Americaโ€™s farmers and ranchers. Itโ€™s been an innovator in crop insurance since the crop insurance business was privatized by the federal government in 1980. Today itโ€™s one of the nationโ€™s largest crop insurance providers, offering risk management protection in all 50 states through a national network of about 4,000 professionally trained and licensed agents. This is a great opportunity to serve the agricultural community. 

As a Crop Adjuster, your primary responsibilities will include: 

  • With minimal supervision, completes field inspections and related responsibilities such as reading maps and aerial photos, measuring fields, storage bins, and discussing findings of crop loss with farmers on the most complex non-routine, problematic claims including controversial claims.

  • Ability to convey complex regulations and interpretations to claimants, agents, and industry people on claim situations.

  • Performs fact finding regarding crop damage, records information and transmits loss information to accurately determine potential indemnities.

  • Gather relevant facts, utilizing applicable law and establishing basic principles of negligence.

  • Complete claim reviews and audits on lower-level adjusters as assigned.

  • Ensure legal compliance by maintaining a strong working knowledge of regulatory and company policies and procedures.

  • Contribute to the team effort by accomplishing related results and participating on projects as needed.

The role will be filled at the RCIS Crop Claims Field Adjuster I or RCIS Crop Claims Field Adjuster II or RCIS Crop Claims Specialist level. The hiring manager will determine the appropriate level based upon the selected applicantโ€™s experience and skill set relative to the qualifications listed for this position.

Basic Qualifications:

 

RCIS Crop Claims Field Adjuster I

  • High School Diploma or Equivalent and 6 or more months of experience in the agricultural area

  • Crop Adjuster Proficiency Program Certification (CAPP) must be obtained with 180 days of hire date

  • Reliable personal transportation and travel within territory

  • Valid Driverโ€™s License

  • RCIS Crop Adjuster Physical Requirements: walk in agricultural fields up to 3 miles, climb agricultural storage bins up to 25 feet, lift 25 lbs. to 50 lbs., work outdoors in varying temperatures/weather conditions 

RCIS Crop Claims Field Adjuster II

  • High School Diploma or Equivalent and 2 or more years of experience in the crop insurance and claims adjusting area

  • Crop Adjuster Proficiency Program Certification (CAPP) required

  • Reliable personal transportation and travel within territory

  • RCIS Crop Adjuster Physical Requirements: walk in agricultural fields up to 3 miles, climb agricultural storage bins up to 25 feet, lift 25 lbs. to 50 lbs., work outdoors in varying temperatures/weather conditions 

RCIS Crop Claims Specialist

  • High School Diploma or Equivalent and 4 or more years of experience in the agricultural or the crop insurance industry

  •  AND

  • Crop Adjuster Proficiency Program Certification (CAPP) must be obtained with 180 days of hire date

  • Personal transportation and travel within assigned territory and travel outside of assigned are to assist with workload(s), participate on CAT team and/or provide remote assistance for the CROP Claims Care Center calls and/or CCP Claims

  • RCIS Crop Adjuster Physical Requirements: walk in agricultural fields up to 3 miles, climb agricultural storage bins up to 25 feet, lift 25 lbs. to 50 lbs., work outdoors in varying temperatures/weather conditions 

Preferred Qualifications:  

  • Experience with fruit crops, such as apples

  • Excellent verbal, written and interpersonal communication skills

  • Strong organization and prioritization skills

  • Experience as a Crop Claims Field Adjuster

  • Intermediate Microsoft Office skills

Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to applyโ€”your unique background matters to us.

The combined salary range for this position is $44,262.00 - $77,000.00. The proposed hourly rate for the RCIS Crop Claims Field Adjuster I is $21.28 - $29.32, with short-term incentive bonus eligibility set at 5%.โ€ฏThe proposed hourly rate for the RCIS Crop Claims Field Adjuster II is $23.43 - $32.20, with short-term incentive bonus eligibility set at 5%. The proposed salary range for the RCIS Crop Claims Specialist is $47,000.00 - $77,000.00, with short-term incentive bonus eligibility set at 10%.

We offer competitive pay and comprehensive benefits for employees and their families. [Learn more about Total Rewards here.]

 

Why Zurich?

At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environmentโ€”so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500ยฎ.

Join us for a brighter futureโ€”for yourself and our customers.

Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets.

Zurich complies with 18 U.S. Code ยง 1033.

 

Please note: Zurich does not accept unsolicited CVs from agencies. Preferred vendors should use our Recruiting Agency Portal.

Location(s): AM - Iowa Virtual Office
Remote Working: Yes
Schedule: Full Time
Employment Sponsorship Offered: No 
 
Linkedin Recruiter Tag: #LI-MM1 #LI-REMOTE