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Independent Contractor Loan Processor Jobs in Raleigh, NC

CLS Capital

Be Seen First

Loan Officer

Cary, NC · On-site

$35K - $150K/yr

CLS Capital provides comprehensive training on our processes and products to set you up for success ... independently and meet deadlines Proficiency using MS Office, specifically Outlook, Word and Excel ...

Banc of California

Loan Servicer

Durham, NC

As the largest independent bank headquartered in California, the bank offers a broad range of loan ... The bank also provides full-service payment processing solutions to its clients and serves the ...

Banc of California

Loan Servicer

Durham, NC · On-site

As the largest independent bank headquartered in California, the bank offers a broad range of loan ... The bank also provides full-service payment processing solutions to its clients and serves the ...

Liveops

Remote Customer Service Agent

Chapel Hill, NC · Remote

$13.25 - $17.75/hr

Independent Contractors are responsible for their own taxes and business expenses. Application & Certification Process * Complete an online application. * Pass a background check (non-refundable ...

Liveops

Remote Customer Service Agent

Wake Forest, NC · Remote

$13.25 - $17.75/hr

Independent Contractors are responsible for their own taxes and business expenses. Application & Certification Process * Complete an online application. * Pass a background check (non-refundable ...

Liveops

Remote Customer Service Agent

Cary, NC · Remote

$14.25 - $19.25/hr

Independent Contractors are responsible for their own taxes and business expenses. Application & Certification Process * Complete an online application. * Pass a background check (non-refundable ...

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All JobsIndependent Contractor Loan Processor JobsIndependent Contractor Loan Processor Jobs in Raleigh, NC

Independent Contractor Loan Processor information

See Raleigh, NC salary details

$13

$20

$29

How much do independent contractor loan processor jobs pay per hour?

As of Jul 25, 2026, the average hourly pay for independent contractor loan processor in Raleigh, NC is $20.71, according to ZipRecruiter salary data. Most workers in this role earn between $17.50 and $23.37 per hour, depending on experience, location, and employer.

What are some common challenges faced by independent contractor loan processors, and how can they be addressed?

Independent contractor loan processors often face challenges such as fluctuating workloads, maintaining consistent communication with multiple lenders, and ensuring compliance with varying guidelines. To address these, it's important to develop strong organizational skills, stay updated with industry regulations, and use reliable project management tools. Building strong relationships with loan officers, underwriters, and clients can also help streamline processes and reduce misunderstandings. Regularly attending industry webinars and networking can keep you informed about best practices and changes in loan processing requirements.

How much does a loan officer make on a $500,000 loan?

A loan officer typically earns a commission or fee based on the loan amount, often around 1% to 2%, which would be $5,000 to $10,000 for a $500,000 loan. Compensation can also include base salary and bonuses, depending on the employer and structure, but commissions are a common component for loan officers involved in processing such loans.

What are the key skills and qualifications needed to thrive as an Independent Contractor Loan Processor, and why are they important?

To thrive as an Independent Contractor Loan Processor, you need a strong understanding of loan processing procedures, mortgage regulations, and documentation requirements, often backed by experience in loan origination or processing. Familiarity with loan origination systems (LOS), document management software, and industry certifications such as NMLS are highly valuable. Exceptional attention to detail, time management, and effective communication with lenders, borrowers, and underwriters set top performers apart. These skills ensure accuracy, compliance, and efficiency in processing loans, leading to successful and timely loan closings.

Will MLO be replaced by AI?

An independent contractor loan processor typically handles loan documentation and data entry, tasks that AI can automate to some extent. While AI tools can assist with processing and verification, human oversight remains essential for complex decisions and customer interactions in loan processing roles.

Can you be an independent loan processor?

Yes, an independent loan processor can work as a freelance or contract worker, handling loan documentation and processing tasks without being employed by a specific lender. This role often requires knowledge of loan programs, strong organizational skills, and familiarity with processing software. Independent loan processors typically set their own schedules and may need relevant certifications or experience to succeed.

How much does a processor for a mortgage company make?

A mortgage loan processor typically earns between $40,000 and $60,000 annually, with experienced processors or those in high-cost areas earning up to $70,000 or more. Compensation can vary based on experience, location, and whether they work as independent contractors or employees, often with additional bonuses or commissions for efficiency and accuracy.

What is the difference between Independent Contractor Loan Processor vs W-2 Loan Processor?

AspectIndependent Contractor Loan ProcessorW-2 Loan Processor
CredentialsTypically requires industry certifications, loan processing experienceSame certifications often required, with employer-provided training
Work EnvironmentFreelance or self-employed, remote or flexible locationsEmployed by a company, usually in an office setting
Employer & Industry UsageHired directly by clients or through agencies, common in mortgage industryEmployed by banks or mortgage companies, industry standard

In summary, Independent Contractor Loan Processors work independently, often remotely, and handle projects on a freelance basis, while W-2 Loan Processors are employed full-time by lenders or banks. Both roles require similar skills and certifications but differ mainly in employment status and work setup.

What are Independent Contractor Loan Processors?

Independent Contractor Loan Processors are professionals who work on a contract basis to handle and process mortgage loan applications for lenders, brokers, or real estate companies. Unlike in-house loan processors, they are not direct employees but operate as self-employed individuals or through their own businesses. Their responsibilities include verifying loan documents, communicating with borrowers, and ensuring that all required paperwork is completed accurately and on time. This role offers flexibility and the ability to work with multiple clients, but it also requires strong organizational skills and industry knowledge. Many independent contractor loan processors work remotely and manage their own schedules.
What are the most commonly searched types of Loan Processor jobs in Raleigh, NC? The most popular types of Loan Processor jobs in Raleigh, NC are:
What are popular job titles related to Independent Contractor Loan Processor jobs in Raleigh, NC? For Independent Contractor Loan Processor jobs in Raleigh, NC, the most frequently searched job titles are:
What job categories do people searching Independent Contractor Loan Processor jobs in Raleigh, NC look for? The top searched job categories for Independent Contractor Loan Processor jobs in Raleigh, NC are:
What cities near Raleigh, NC are hiring for Independent Contractor Loan Processor jobs? Cities near Raleigh, NC with the most Independent Contractor Loan Processor job openings:
Independent Contractor Loan Processor jobs near you
Infographic showing various Independent Contractor Loan Processor job openings in Raleigh, NC as of July 2026, with employment types broken down into 1% Locum Tenens, 75% Full Time, 9% Part Time, and 15% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $43,069 per year, or $20.7 per hour.
Business Processing Technician

Business Processing Technician

Wake County Public School System

Cary, NC • On-site, Remote

Full-time

Posted 29 days ago

Wake County Public School System rating

5.5

Company rating: 5.5 out of 10

Based on 36 frontline employees who took The Breakroom Quiz

478th of 584 rated elementary and secondary schools

Job description

Overview
POSITION TITLE (Oracle title)
PROCESSING TECHNICIAN
WORKING TITLE
Business Office Processing Technician
SCHOOL/DEPARTMENT
Transportation
LOCATION
Crossroads III, Cary, NC/Other Locations
PAY GRADE
Noncertified Grade 23
FLSA STATUS
Nonexempt
ELIGIBILITY FOR EMPLOYMENT CONTRACT
No
WORK WEEK SCHEDULE
Monday-Friday Position is available for a Hybrid Telework workweek
POSITION PURPOSE:
Processes payroll for Transportation staff and ensures accuracy for time sheets and leave request forms. Responds to inquiries from employees, administrators, and other departments regarding leave and pay. Performs budget and accounting work by keeping accurate and current budget records; compiles data from multiple sources to analyze and report Transportation related costs.
MINIMUM QUALIFICATIONS:
KNOWLEDGE, SKILLS, AND ABILITIES (KSAs)
  • Considerable knowledge of Microsoft Office, specifically Microsoft Word, and Excel, Power Point; Google Apps;
  • Excellent personal computer skills to include performing data entry and calculations;
  • Excellent customer service skills;
  • Effective time management skills;
  • Critical thinking and problem solving skills;
  • Ability to complete complex tasks and minimize errors with attention to detail;
  • Ability to coordinate and complete multiple tasks with deadlines including all applicable departmental and payroll deadlines;
  • Ability to work independently, complete tasks, and exercise independent judgement in the absence of clear directives;
  • Ability to communicate clearly and concisely both in oral and written form using a variety of communication techniques and tools to ensure the appropriate flow of information, collaborative efforts, and feedback;
  • Ability to establish and maintain effective working relationships with school system staff, external agencies, attorneys, parents, and the public.

EDUCATION, TRAINING, AND EXPERIENCE
  • High school diploma or equivalent;
  • Three years of experience in a business field.

CERTIFICATION AND LICENSE REQUIREMENTS
None
PREFERRED QUALIFICATIONS:
  • Associates degree in Accounting or equivalent;
  • Experience working in payroll, auditing, data analysis, or business reporting;
  • Experience using Oracle business applications.

ESSENTIAL DUTIES AND RESPONSIBILITIES:
  1. Processes payroll for Transportation staff and ensures accuracy for time sheets and leave request forms.
  2. Performs budget and accounting work by keeping accurate and current budget records; compiles data from multiple sources to analyze and report transportation related costs.
  3. Ensures complete and accurate data capture and reporting; builds reports and tracks information using Microsoft Office specifically for payroll processing, GPS system time reporting and other transportation related activities to improve efficiency.
  4. Oversees and manages office supply inventory and orders supplies, as necessary.
  5. Performs a variety of general office duties to support the activities of the Transportation department including receiving telephone calls, maintaining and updating records, preparing documents, and providing effective customer service.
  6. Attends and participates in team meetings and activities.
  7. Performs other related duties, as assigned.

WORK ENVIRONMENT/PHYSICAL REQUIREMENTS
This role routinely uses standard office equipment such as computers, scanners, and copiers. The position, at times, must be able to come into direct contact with school system staff, staff members of external funding agencies, and the community. Work is considered light physical work, requiring the exertion of up to ten pounds of force.
EFFECTIVE DATE: 4/2024
DISCLAIMER: The above statements are intended to describe the general purpose and responsibilities assigned to this position. They are not intended to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and skills required by the employees assigned to this position. This description may be revised by HR and approved at any time.

What Wake County Public School System employees say

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About Wake County Public Schools

Sourced by ZipRecruiter

Wake County Public Schools (WCPSS) is a well-regarded educational institution based in Cary, NC, United States. As the largest school district in North Carolina and the 15th largest in the U.S, it operates within the education industry providing primary and secondary education to students in Wake County. The district oversees a wide array of schools, including traditional calendars, year-round calendars, modified calendars, and magnets. Founded in 1976, the WCPSS has consistently strived to meet the individual needs of all students by providing a safe, supportive, and rigorous learning environment.

Industry

Education

Company size

201 - 500 Employees

Headquarters location

Cary, NC, US

Year founded

1976

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