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Independent Contractor Loan Processor Jobs in Raleigh, NC

Collect preliminary borrower documentation and submit complete loan files to processing. * Maintain ... Compensation * 1099 Independent Contractor * Commission Only * Unlimited earning potential with no ...

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Negotiating skills and techniques for the onboarding exit process * Completion of forms and ... A signed Independent contract from us * Made and kept appointments with business owners * We offer ...

Ability to work independently, complete tasks, and exercise independent judgement in the absence of ... Processes payroll for Transportation staff and ensures accuracy for time sheets and leave request ...

Ability to work independently, complete tasks, and exercise independent judgement in the absence of ... Processes payroll for Transportation staff and ensures accuracy for time sheets and leave request ...

Ability to work independently, complete tasks, and exercise independent judgement in the absence of ... Processes payroll for Transportation staff and ensures accuracy for time sheets and leave request ...

Ability to work independently, complete tasks, and exercise independent judgement in the absence of ... Processes payroll for Transportation staff and ensures accuracy for time sheets and leave request ...

Ability to work independently, complete tasks, and exercise independent judgement in the absence of ... Processes payroll for Transportation staff and ensures accuracy for time sheets and leave request ...

Ability to work independently, complete tasks, and exercise independent judgement in the absence of ... Processes payroll for Transportation staff and ensures accuracy for time sheets and leave request ...

Ability to work independently, complete tasks, and exercise independent judgement in the absence of ... Processes payroll for Transportation staff and ensures accuracy for time sheets and leave request ...

Ability to work independently, complete tasks, and exercise independent judgement in the absence of ... Processes payroll for Transportation staff and ensures accuracy for time sheets and leave request ...

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Independent Contractor Loan Processor information

See Raleigh, NC salary details

$13

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$29

How much do independent contractor loan processor jobs pay per hour?

As of Jul 24, 2026, the average hourly pay for independent contractor loan processor in Raleigh, NC is $20.71, according to ZipRecruiter salary data. Most workers in this role earn between $17.50 and $23.37 per hour, depending on experience, location, and employer.

What are some common challenges faced by independent contractor loan processors, and how can they be addressed?

Independent contractor loan processors often face challenges such as fluctuating workloads, maintaining consistent communication with multiple lenders, and ensuring compliance with varying guidelines. To address these, it's important to develop strong organizational skills, stay updated with industry regulations, and use reliable project management tools. Building strong relationships with loan officers, underwriters, and clients can also help streamline processes and reduce misunderstandings. Regularly attending industry webinars and networking can keep you informed about best practices and changes in loan processing requirements.

How much does a loan officer make on a $500,000 loan?

A loan officer typically earns a commission or fee based on the loan amount, often around 1% to 2%, which would be $5,000 to $10,000 for a $500,000 loan. Compensation can also include base salary and bonuses, depending on the employer and structure, but commissions are a common component for loan officers involved in processing such loans.

What are the key skills and qualifications needed to thrive as an Independent Contractor Loan Processor, and why are they important?

To thrive as an Independent Contractor Loan Processor, you need a strong understanding of loan processing procedures, mortgage regulations, and documentation requirements, often backed by experience in loan origination or processing. Familiarity with loan origination systems (LOS), document management software, and industry certifications such as NMLS are highly valuable. Exceptional attention to detail, time management, and effective communication with lenders, borrowers, and underwriters set top performers apart. These skills ensure accuracy, compliance, and efficiency in processing loans, leading to successful and timely loan closings.

Will MLO be replaced by AI?

An independent contractor loan processor typically handles loan documentation and data entry, tasks that AI can automate to some extent. While AI tools can assist with processing and verification, human oversight remains essential for complex decisions and customer interactions in loan processing roles.

Can you be an independent loan processor?

Yes, an independent loan processor can work as a freelance or contract worker, handling loan documentation and processing tasks without being employed by a specific lender. This role often requires knowledge of loan programs, strong organizational skills, and familiarity with processing software. Independent loan processors typically set their own schedules and may need relevant certifications or experience to succeed.

How much does a processor for a mortgage company make?

A mortgage loan processor typically earns between $40,000 and $60,000 annually, with experienced processors or those in high-cost areas earning up to $70,000 or more. Compensation can vary based on experience, location, and whether they work as independent contractors or employees, often with additional bonuses or commissions for efficiency and accuracy.

What is the difference between Independent Contractor Loan Processor vs W-2 Loan Processor?

AspectIndependent Contractor Loan ProcessorW-2 Loan Processor
CredentialsTypically requires industry certifications, loan processing experienceSame certifications often required, with employer-provided training
Work EnvironmentFreelance or self-employed, remote or flexible locationsEmployed by a company, usually in an office setting
Employer & Industry UsageHired directly by clients or through agencies, common in mortgage industryEmployed by banks or mortgage companies, industry standard

In summary, Independent Contractor Loan Processors work independently, often remotely, and handle projects on a freelance basis, while W-2 Loan Processors are employed full-time by lenders or banks. Both roles require similar skills and certifications but differ mainly in employment status and work setup.

What are Independent Contractor Loan Processors?

Independent Contractor Loan Processors are professionals who work on a contract basis to handle and process mortgage loan applications for lenders, brokers, or real estate companies. Unlike in-house loan processors, they are not direct employees but operate as self-employed individuals or through their own businesses. Their responsibilities include verifying loan documents, communicating with borrowers, and ensuring that all required paperwork is completed accurately and on time. This role offers flexibility and the ability to work with multiple clients, but it also requires strong organizational skills and industry knowledge. Many independent contractor loan processors work remotely and manage their own schedules.
What are the most commonly searched types of Loan Processor jobs in Raleigh, NC? The most popular types of Loan Processor jobs in Raleigh, NC are:
What are popular job titles related to Independent Contractor Loan Processor jobs in Raleigh, NC? For Independent Contractor Loan Processor jobs in Raleigh, NC, the most frequently searched job titles are:
What job categories do people searching Independent Contractor Loan Processor jobs in Raleigh, NC look for? The top searched job categories for Independent Contractor Loan Processor jobs in Raleigh, NC are:
What cities near Raleigh, NC are hiring for Independent Contractor Loan Processor jobs? Cities near Raleigh, NC with the most Independent Contractor Loan Processor job openings:
Infographic showing various Independent Contractor Loan Processor job openings in Raleigh, NC as of July 2026, with employment types broken down into 1% Locum Tenens, 75% Full Time, 9% Part Time, and 15% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $43,069 per year, or $20.7 per hour.

Owner Operator (Independent Contractor) - Eastern Fuel Transport | Raleigh, NC

JRP Energy

Raleigh, NC

Contractor

Medical, Retirement, PTO

Posted 28 days ago


Job description

Company Overview

For over 30 years, JRP has been a trusted provider of fuel, lubricants, propane, and energy solutions across the Mid-Atlantic and Southeast. We support commercial, government, retail, and residential customers through safe, reliable service and customized solutions. Headquartered in Ashland, Virginia, JRP is committed to operational excellence, customer service, safety, and building strong partnerships that help power the communities we serve

Position Summary

JRP is seeking professional Owner-Operators to provide safe and reliable petroleum transportation services throughout the Eastern United States. This opportunity is ideal for experienced fuel haulers looking to partner with an established company that offers consistent freight, operational support, and long-term business opportunities.

As an independent contractor, you will transport petroleum products from terminals to customer locations while maintaining compliance with all applicable DOT, FMCSA, and hazardous materials regulations.

Why Join JRP?

  • Consistent petroleum transportation opportunities
  • Established customer base and steady freight demand
  • Dispatch and operational support
  • Multiple terminal locations throughout the region
  • Long-term partnership opportunities
  • Safety-focused operating environment
  • Work with an established company serving customers for over 30 years
  • Independence to operate your business while partnering with a trusted fuel provider

Compensation

Contract-based compensation in accordance with the Independent Contractor Agreement.

Compensation details, settlement structure, and service rates will be discussed during the qualification process.

Key Responsibilities

  • Safely transport and deliver petroleum products to customer locations in accordance with all applicable regulations and company standards.
  • Conduct pre-trip, en-route, and post-trip inspections and maintain required inspection documentation.
  • Load and unload petroleum products at terminals and customer locations using approved procedures.
  • Verify shipping documents, bills of lading, and delivery information for accuracy.
  • Maintain required logs, mileage records, inspection reports, and other regulatory documentation.
  • Communicate with dispatch regarding delivery status, delays, equipment issues, and customer concerns.
  • Safely maneuver equipment in varying traffic, weather, and delivery conditions.
  • Operate hoses, valves, pumps, and related delivery equipment in accordance with safety requirements.
  • Report accidents, incidents, equipment failures, safety hazards, and delivery issues promptly.
  • Represent your business professionally while performing transportation services on behalf of JRP customers.

Qualifications

  • Valid Class A CDL with Tanker and Hazmat endorsements required
  • Minimum of 3 years of commercial driving experience.
  • Previous petroleum transportation experience preferred
  • Working knowledge of DOT regulations, hours-of-service requirements, vehicle inspections, and maintenance standards.
  • Ability to safely load, transport, and deliver hazardous materials.
  • Ability to read, write, complete required documentation, and perform basic mathematical calculations.
  • Must meet all DOT medical certification requirements.
  • Must successfully pass required DOT drug and alcohol testing programs.
  • Strong commitment to safety, compliance, and customer service.

Physical Requirements

  • Ability to safely operate a commercial vehicle and remain alert for periods of up to 11 hours.
  • Ability to operate vehicle controls, including manual transmission (if required) and foot pedals.
  • Ability to frequently enter and exit the truck cab using steps and handholds, and perform occasional bending, climbing, squatting, balancing, and reaching.
  • Ability to climb ladders and access equipment compartments as needed.
  • Ability to stand and walk for extended periods on various surfaces, including gravel, concrete, metal, and uneven terrain.
  • Ability to open and close cargo doors, inspect equipment, fuel vehicles, and check fluid levels.
  • Ability to maneuver fuel hoses and related equipment in a variety of customer and terminal environments.

Work Environment

  • Work is performed both outdoors and in a truck cab, with approximately 50% of time spent in each environment.
  • Regular exposure to varying weather conditions, temperature extremes, noise, vibration, and outdoor elements.
  • May be subject to irregular schedules, tight delivery timelines, long workdays, traffic delays, and changing operational demands.
  • Requires operating a commercial motor vehicle on public roadways in varying traffic and weather conditions.

Independent Contractor Notice

This opportunity is for independent owner-operators. Owner-operators are responsible for:

  • Providing and maintaining their own equipment, insurance, operating expenses, licensing, permits, and tax obligations as outlined in the Independent Contractor Agreement.
  • Owner-Operators are not eligible for employee benefits, including health insurance, retirement plans, paid time off, or other employee benefit programs.