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Commission Loan Processor Jobs in Raleigh, NC (NOW HIRING)

NVR, Inc.

Mortgage Loan Officer

Raleigh, NC · On-site

You will assume full responsibility to guide new home purchasers through the loan process from loan ... We offer a competitive base salary with excellent commission potential in this role. View more ...

NVR Inc

Mortgage Loan Officer

Raleigh, NC

You will assume full responsibility to guide new home purchasers through the loan process from loan ... We offer a competitive base salary with excellent commission potential in this role. View more ...

CLS Capital

Be Seen First

Loan Officer

Cary, NC · On-site

$35K - $150K/yr

CLS Capital provides comprehensive training on our processes and products to set you up for success ... and commission structure. Ideal candidates will be entrepreneurial-minded self-starters with a ...

Obsidian Financial Services

Be Seen First

Licensed Mortgage Loan Officer

Raleigh, NC · Remote

$70K - $300K/yr

This is a 100% commission-based role ideal for Loan Officers who: * Have an existing book of ... Submit complete and accurate loan files to processing * Attend weekly loan and product training ...

Commercial Realty

Mortgage Originator

Raleigh, NC · Remote

Collect preliminary borrower documentation and submit complete loan files to processing. * Maintain ... Commission Only * Unlimited earning potential with no commission cap. * Performance-based ...

Smith Douglas Homes

New Home Sales Specialist

Apex, NC · On-site

In this role, you will be an employee of Smith Douglas Homes earning a base pay plus commission. We ... Monitor the mortgage loan process and provide timely assistance to stake holders * Communicate ...

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All JobsLoan Processor JobsCommission Loan Processor JobsCommission Loan Processor Jobs in Raleigh, NC

Commission Loan Processor information

See Raleigh, NC salary details

$13

$20

$29

How much do commission loan processor jobs pay per hour?

As of Jul 20, 2026, the average hourly pay for commission loan processor in Raleigh, NC is $20.71, according to ZipRecruiter salary data. Most workers in this role earn between $17.50 and $23.37 per hour, depending on experience, location, and employer.

What is the difference between Commission Loan Processor vs Underwriter?

AspectCommission Loan ProcessorUnderwriter
CredentialsLoan processing certifications, knowledge of loan documentsFinance or banking certifications, underwriting licenses
Work EnvironmentLoan offices, financial institutionsLoan departments, financial institutions
Industry UsageMortgage and loan companiesMortgage lenders, banks
Primary RoleGathering and verifying loan documents, preparing filesAssessing risk, approving or denying loans

The main difference is that a Commission Loan Processor focuses on preparing and verifying loan documents to facilitate loan approval, while an Underwriter evaluates the risk and makes the final decision on loan approval. Both roles are essential in the loan process but serve different functions within the lending industry.

What are some common challenges Commission Loan Processors face when managing multiple loan files simultaneously?

Commission Loan Processors often juggle several loan applications at once, which can make time management and prioritization crucial. Keeping track of documentation, deadlines, and client communications for each file can be challenging, especially during busy periods. Staying organized and using loan processing software effectively helps ensure that no detail is overlooked and that all files are moving forward on schedule. Collaborating closely with loan officers, underwriters, and clients is key to maintaining efficiency and delivering excellent service.

What is a Commission Loan Processor?

A Commission Loan Processor is a professional who manages and processes loan applications, typically within the mortgage or lending industry, and is compensated based on commissions rather than a fixed salary. Their responsibilities include collecting and verifying financial documents, ensuring applications meet lender requirements, and coordinating communication between applicants, underwriters, and lenders. Success in this role often depends on efficiency, accuracy, and the volume of loans processed, as their earnings are directly tied to the number and quality of loans they successfully process.

How much commission do loan officers make on a $500,000 loan?

Commission for loan officers on a $500,000 loan typically ranges from 0.5% to 1% of the loan amount, resulting in $2,500 to $5,000 in commission. The exact amount depends on the lender, the loan type, and the officer's commission structure, which often includes base salary plus commission. Loan officers need strong sales skills and knowledge of lending products to maximize earnings.

Do loan processors get paid commission?

Loan processors typically do not receive commission as part of their compensation; they are usually paid an hourly wage or salary. Their role involves reviewing and processing loan applications, and compensation structures are generally fixed rather than performance-based. Some companies may offer bonuses or incentives, but commission is uncommon for this position.

What are the key skills and qualifications needed to thrive as a Commission Loan Processor, and why are they important?

To excel as a Commission Loan Processor, you need a solid understanding of loan origination, financial documentation, and regulatory compliance, often supported by experience in mortgage or banking environments. Familiarity with loan processing software such as Encompass, Calyx Point, or Ellie Mae, and sometimes relevant certifications, is typically required. Exceptional organizational skills, attention to detail, and effective communication are crucial for managing multiple applications and collaborating with clients and lenders. These skills and qualities ensure timely, accurate loan processing and a positive client experience, directly impacting commission-based earnings.

Is it hard to become a loan processor?

Becoming a commission loan processor typically requires strong organizational skills, attention to detail, and familiarity with loan processing software. While some positions may require prior experience or a relevant certification, many employers offer on-the-job training, making it accessible for those with basic administrative skills.

Will MLO be replaced by AI?

A Commission Loan Processor (MLO) is responsible for managing mortgage loan documentation and processing. While AI tools can automate some repetitive tasks, the role requires judgment, communication, and compliance knowledge that are not easily replaced by AI. Therefore, AI is likely to assist rather than fully replace MLOs in the near future.
What are the most commonly searched types of Loan Processor jobs in Raleigh, NC? The most popular types of Loan Processor jobs in Raleigh, NC are:
What are popular job titles related to Commission Loan Processor jobs in Raleigh, NC? For Commission Loan Processor jobs in Raleigh, NC, the most frequently searched job titles are:
What job categories do people searching Commission Loan Processor jobs in Raleigh, NC look for? The top searched job categories for Commission Loan Processor jobs in Raleigh, NC are:
What cities near Raleigh, NC are hiring for Commission Loan Processor jobs? Cities near Raleigh, NC with the most Commission Loan Processor job openings:
Commission Loan Processor jobs near you
Mortgage Loan Officer

Mortgage Loan Officer

NVR, Inc.

Raleigh, NC • On-site

Full-time

Re-posted 9 days ago

NVR rating

8.2

Company rating: 8.2 out of 10

Based on 42 frontline employees who took The Breakroom Quiz

13th of 80 rated construction

Job description

If you're a bright, energetic individual who is customer-focused and dedicated to the success of your team, we'd love to talk to you!
As a Loan Officer for NVR Mortgage, you will work directly with our homebuying customers from Ryan Homes, NVHomes and Heartland Homes. You will impact the lives of our customers while working in an environment of respect, empowerment, and professional development. You will assume full responsibility to guide new home purchasers through the loan process from loan application to approval and settlement. You will prequalify prospective buyers, review financing options, and assist in repairing credit-challenged purchasers as needed. You also serve as the primary point of contact for homebuyers with NVR Mortgage throughout the home buying process.
This position is based on-site in our community model homes and our NVR mortgage offices.
Primary Responsibilities
  • Remain knowledgeable on all available loan programs offered by NVRM, as well as broker offerings, to compete with lenders to earn each customer's business
  • Originate high quality loan applications and submit to the processing department along with all supporting documentation
  • Positively impact the customer experience, while maintaining weekly contact with all borrowers, brokers, NVR Mortgage staff, and NVR Homebuilding partners to answer questions regarding specific loans, share loan status, and build relationships
  • Develop and maintain strong partnerships with the NVR Homebuilding Sales team to support the monthly sales goals of each community
  • Educate sales team members on industry changes and new product offerings
  • Provide excellent service to the builder and homebuyer while meeting yearly performance goals

Qualifications
  • Must meet National and State licensing requirements
  • At least 2 years of professional experience in conventional and government loans
  • Strong knowledge of FNMA, FHA, and State housing loans
  • Strong selling, exemplary customer service, and vocational skills
  • Four-year degree preferred

Life at NVR
As the parent company of Ryan Homes, NVHomes and Heartland Homes, NVR is a Top 5 US homebuilder and Fortune 500 company that has been helping families build their happily ever after since 1948. We are committed to your success and we will give you the tools, training, and industry knowledge you need to excel and thrive. All of our roles at NVR, whether you are in the field or in the office, allow you to make a major impact in the lives of those who are looking to achieve home ownership. Our management team is tenured and talented (nearly 80% of them promoted from within), so you will have mentors who share their knowledge, provide career guidance and encourage your success.
We offer a competitive base salary with excellent commission potential in this role. View more about our exceptional culture and comprehensive benefits at www.nvrcareers.com.
We are an Equal Opportunity Employer.
Drug Testing and Credit Check are required.
Applicants must be legally entitled to work in the United States, as NVR does not provide visa sponsorships.

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