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Remote Reverse Mortgage Loan Processor Jobs in Raleigh, NC

Commercial Realty

Mortgage Originator

Raleigh, NC · Remote

This position is 100% remote, 1099 commission-only, and offers unlimited earning potential. No ... Collect preliminary borrower documentation and submit complete loan files to processing. * Maintain ...

Commercial Realty

Mortgage Originator

Raleigh, NC · Remote

This position is 100% remote, 1099 commission-only, and offers unlimited earning potential. No ... Collect preliminary borrower documentation and submit complete loan files to processing. * Maintain ...

First Citizens Bank

Senior Loan Closer - CDF

Raleigh, NC · On-site +1

$77K - $100K/yr

Overview This is a remote role that will only be hired in the following states: MA or NC The Senior ... This role will spearhead the implementation and roll-out of process improvement efforts, ensuring ...

First Citizens Bank

Senior Loan Closer - CDF

Raleigh, NC · On-site +1

$77K - $100K/yr

Overview This is a remote role that will only be hired in the following states: MA or NC The Senior ... This role will spearhead the implementation and roll-out of process improvement efforts, ensuring ...

Symmetry

Remote Sales Part time Full time

Raleigh, NC · Remote

... process - we will help) to work for one of the U.S's fastest-growing companies. We offer the ... Individuals coming from positions as Licensed Insurance Agent, Real Estate Agent, Mortgage Loan ...

Symmetry

Remote Sales Part time Full time

Raleigh, NC · On-site +1

... process - we will help) to work for one of the U.S's fastest-growing companies. We offer the ... Individuals coming from positions as Licensed Insurance Agent, Real Estate Agent, Mortgage Loan ...

Vylla Home

Real Estate Agent

Raleigh, NC · Remote

$85K - $185K/yr

... process, creating extraordinary experiences for both our customers and sales agents. As part of the ... full-lifecycle mortgage loan servicing assistance to borrowers and investors, delivering ...

Vylla Home

Real Estate Agent

Raleigh, NC · Remote

$85K - $185K/yr

... process, creating extraordinary experiences for both our customers and sales agents. As part of the ... full-lifecycle mortgage loan servicing assistance to borrowers and investors, delivering ...

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All JobsReverse Mortgage Loan Processor JobsRemote Reverse Mortgage Loan Processor JobsRemote Reverse Mortgage Loan Processor Jobs in Raleigh, NC

Remote Reverse Mortgage Loan Processor information

See Raleigh, NC salary details

$27.7K

$49.5K

$91.9K

How much do remote reverse mortgage loan processor jobs pay per year?

As of Aug 22, 2026, the average yearly pay for remote reverse mortgage loan processor in Raleigh, NC is $49,481.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,900.00 and $53,500.00 per year, depending on experience, location, and employer.

What is a remote reverse mortgage loan processor?

Remote Reverse Mortgage Loan Processors are professionals who handle the documentation and administrative tasks required to process reverse mortgage loans, working from a remote location rather than a physical office. Their responsibilities include reviewing loan applications, verifying borrower information, ensuring compliance with lending regulations, and coordinating with borrowers, underwriters, and other parties involved in the loan process. By working remotely, they leverage technology to securely manage sensitive information and communicate efficiently. This role requires strong organizational skills, attention to detail, and knowledge of reverse mortgage products and guidelines.

What are the key skills and qualifications needed to thrive as a remote reverse mortgage loan processor?

To thrive as a Remote Reverse Mortgage Loan Processor, you need a solid understanding of mortgage lending practices, loan processing procedures, and compliance regulations, typically supported by prior mortgage experience or relevant certifications. Familiarity with loan origination systems (LOS), document management software, and secure digital communication tools is essential. Exceptional organizational skills, attention to detail, and strong written communication help you efficiently manage files and interact with borrowers and team members remotely. These skills ensure accurate, timely loan processing and regulatory compliance, which are critical for successful loan closings and client satisfaction.

What are some common challenges faced by remote reverse mortgage loan processors, and how can they be managed effectively?

Remote reverse mortgage loan processors often encounter challenges such as maintaining clear communication with borrowers and team members, managing high volumes of sensitive documentation, and ensuring compliance with strict regulatory guidelines. To manage these effectively, it's important to utilize secure document management systems, establish regular check-ins with colleagues and clients, and stay updated on industry regulations. Building strong organizational skills and leveraging digital collaboration tools can also help streamline workflows and reduce errors.

What is the difference between Remote Reverse Mortgage Loan Processor vs Remote Mortgage Underwriter?

AspectRemote Reverse Mortgage Loan ProcessorRemote Mortgage Underwriter
CredentialsLoan processing certifications, FHA/VA/USDA knowledgeMortgage underwriting certifications, AUS knowledge
Work EnvironmentLoan processing teams, remote officeUnderwriting teams, remote or office-based
Industry UsageMortgage lenders, brokers, reverse mortgage companiesMortgage lenders, banks, financial institutions

The Remote Reverse Mortgage Loan Processor focuses on gathering documents and preparing files for approval, while the Remote Mortgage Underwriter evaluates risk and makes final approval decisions. Both roles require mortgage industry knowledge and certifications, often working remotely within the same industry environment.

Is a remote reverse mortgage loan processor a difficult job?

A remote reverse mortgage loan processor's job involves reviewing financial documents, verifying borrower information, and ensuring compliance with lending guidelines, which requires attention to detail and knowledge of mortgage processes. The role can be demanding due to tight deadlines and the need for accuracy but is manageable with proper training and experience. Strong organizational skills and familiarity with loan processing software are beneficial for success in this position.

What are popular job titles related to Remote Reverse Mortgage Loan Processor jobs in Raleigh, NC?

For Remote Reverse Mortgage Loan Processor jobs in Raleigh, NC, the most frequently searched job titles are:

What job categories do people searching Remote Reverse Mortgage Loan Processor jobs in Raleigh, NC look for?

The top searched job categories for Remote Reverse Mortgage Loan Processor jobs in Raleigh, NC are:

What cities near Raleigh, NC are hiring for Remote Reverse Mortgage Loan Processor jobs?

Cities near Raleigh, NC with the most Remote Reverse Mortgage Loan Processor job openings:

Remote Reverse Mortgage Loan Processor jobs near you

Licensed Mortgage Loan Officer

Obsidian Financial Services

Raleigh, NC • Remote

$70K - $300K/yr

Full-time

PTO

Re-posted 2 days ago

Job description

We are actively hiring Experienced Mortgage Loan Officers who are self-motivated, results-driven, and ready to grow their production. Our Loan Officers Benefit from Our Unique Programs such as our FHA VOE and Earned Equity Programs that supercharge your pipeline and our unique payment model allow you to close fast and make more!

Speak with one of our experienced AE's to see our pricing!

This is a 100% commission-based role ideal for Loan Officers who:

  • Have an existing book of business
  • Want higher payouts and faster closings
  • Prefer a flexible, work-from-home environment

Bilingual candidates (Spanish preferred) are strongly encouraged to apply to better serve diverse borrower communities.

Responsibilities

  • Originate and close residential mortgage loans (purchase, refinance, and specialty products)
  • Utilize your existing referral network and book of business to generate consistent loan volume
  • Analyze borrower financials, including income calculation, credit review, and documentation
  • Structure loans across multiple programs including:
    • Conventional
    • FHA / VA / USDA
    • Non-QM
    • Down Payment Assistance (DPA) programs
  • Maintain consistent communication with clients, agents, and internal teams
  • Submit complete and accurate loan files to processing
  • Attend weekly loan and product training sessions
  • Stay up to date with mortgage guidelines, compliance, and market trends
  • Deliver exceptional customer service from application through closing

Minimum Qualifications

  • Active NMLS License (Required)
  • Active State Mortgage License(s) (in applicable states)
  • Minimum 2+ years of experience as a Mortgage Loan Originator / Loan Officer
  • Proven book of business or referral network
  • Strong knowledge of:
    • Income calculation (W-2, self-employed, tax returns)
    • Loan structuring and underwriting basics
    • Credit analysis
  • Strong sales, communication, and relationship-building skills
  • Ability to work independently in a remote environment

Preferred Qualifications

  • Bilingual (Spanish preferred; other languages a plus)
  • Experience with Non-QM loan products
  • Established relationships with real estate agents, builders, or financial professionals
  • Experience using LOS, CRM systems, and digital marketing tools
  • Strong pipeline management and closing ability

Licensing & Certifications

  • NMLS Unique Identifier (Required)
  • State Mortgage Loan Originator Licenses (Required)
  • Compliance with SAFE Act requirements
  • Ongoing NMLS Continuing Education (CE) compliance
  • Familiarity with agency guidelines such as Fannie Mae and Ginnie Mae

Compensation

  • 100% Commission-Based – Uncapped Earnings
  • Unique Front and Back Compensation Plan
  • Competitive payout structure designed for high producers
  • No cap on income—earn based on your production and performance

What We Offer

  • Wide range of loan programs + DPA options
  • Fannie Mae / Ginnie Mae approved lender with no overlays
  • Ability to broker Non-QM loans Dedicated in-house Processing & Underwriting
  • Advanced LOS system, CRM, and marketing software
  • Scenario Desk for deal structuring support
  • Mentorship from experienced Regional Managers
  • Weekly training to keep you competitive
  • Fully remote work environment with flexible schedule

Why Loan Officers Choose Obsidian

  • Faster closings with fewer conditions
  • Strong backend support so you can focus on production
  • Flexibility to run your business your way
  • Access to more loan solutions = higher approval rates

Company Description

At Obsidian Mortgage, we are redefining the mortgage experience through professionalism, speed, and innovation. As a fully delegated lender licensed in 36 states, we empower our Loan Officers with the tools, support, and flexibility needed to succeed in today’s competitive market.

We provide a remote-first environment, cutting-edge technology, and a strong internal support system so you can focus on what matters most—closing deals and building relationships.