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Sr Mortgage Processor Jobs in Raleigh, NC (NOW HIRING)

... processing and exceptional service. Essential Responsibilities: This position is primarily ... Relays to Senior Management any industry changes or trends that may be of interest to them.

... processing and exceptional service. Essential Responsibilities: This position is primarily ... Relays to Senior Management any industry changes or trends that may be of interest to them.

... processing and exceptional service. Essential Responsibilities: This position is primarily ... Relays to Senior Management any industry changes or trends that may be of interest to them.

... processing and exceptional service. Essential Responsibilities: This position is primarily ... Relays to Senior Management any industry changes or trends that may be of interest to them.

... processing and exceptional service. Essential Responsibilities: This position is primarily ... Relays to Senior Management any industry changes or trends that may be of interest to them.

... processing and exceptional service. Essential Responsibilities: This position is primarily ... Relays to Senior Management any industry changes or trends that may be of interest to them.

... processing and exceptional service. Essential Responsibilities: This position is primarily ... Relays to Senior Management any industry changes or trends that may be of interest to them.

... include Business Process Models, User Stories, Use Cases, Business Rules, Non-Functional ... senior & executive management across the organization and be considered the highest-level ...

The Company also provides mortgage financing and title services for homebuyers through its mortgage ... Provide input to Senior Management. Provide input as required to the Licensing Department to ensure ...

Through well-developed relationships with Senior Management and ongoing business monitoring ... processes and controls to determine the adequacy of the design and operating effectiveness of ...

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Sr Mortgage Processor information

See Raleigh, NC salary details

$17

$24

$35

How much do sr mortgage processor jobs pay per hour?

As of Aug 10, 2026, the average hourly pay for sr mortgage processor in Raleigh, NC is $24.85, according to ZipRecruiter salary data. Most workers in this role earn between $19.86 and $28.99 per hour, depending on experience, location, and employer.

What is a Sr mortgage processor?

Sr Mortgage Processors are experienced professionals who manage and oversee the processing of mortgage loan applications from start to finish. They verify applicant information, ensure all required documentation is collected, review files for compliance with lending standards, and coordinate with underwriters, loan officers, and other parties to facilitate timely loan approval and closing. Senior Mortgage Processors often handle complex cases, mentor junior staff, and help resolve issues that arise during the loan process.

What is the difference between Sr Mortgage Processor vs Mortgage Processor?

AspectSr Mortgage ProcessorMortgage Processor
Required CredentialsHigh school diploma, mortgage licensing, experienceHigh school diploma, mortgage licensing, entry-level experience
Work EnvironmentBank or mortgage company, office settingBank or mortgage company, office setting
Job ResponsibilitiesReview complex loan files, coordinate with underwriters, ensure complianceGather documents, input data, initial loan review

The main difference between a Sr Mortgage Processor and a Mortgage Processor lies in experience and responsibility level. A Sr Mortgage Processor handles more complex files, coordinates with underwriters, and ensures compliance, often requiring more experience and expertise. In contrast, a Mortgage Processor typically performs more routine tasks like gathering documents and data entry. Both roles are essential in the mortgage industry and share similar work environments and credential requirements.

What are the key skills and qualifications needed to thrive as a Sr mortgage processor?

To thrive as a Sr Mortgage Processor, you need in-depth knowledge of mortgage loan processing, underwriting guidelines, and regulatory compliance, typically requiring several years of experience in the mortgage industry. Proficiency with loan origination software (LOS), automated underwriting systems (AUS), and document management platforms is essential. Strong attention to detail, organizational skills, and effective communication help ensure accuracy and smooth collaboration with clients and team members. These skills are crucial for efficiently managing complex loan files, minimizing errors, and delivering excellent customer service in a deadline-driven environment.

How does a Sr mortgage processor typically collaborate with loan officers and underwriters during the mortgage approval process?

As a Sr Mortgage Processor, you will act as a key liaison between loan officers, underwriters, and other stakeholders to ensure a smooth mortgage approval process. You will review and verify applicant financial documents, manage communication to resolve outstanding conditions, and ensure all required documentation is accurate and complete before submitting files to underwriting. Regular coordination meetings and prompt responses to inquiries from both loan officers and underwriters are common, making strong communication and organizational skills essential for success in this role.
What cities near Raleigh, NC are hiring for Sr Mortgage Processor jobs? Cities near Raleigh, NC with the most Sr Mortgage Processor job openings:
Infographic showing various Sr Mortgage Processor job openings in Raleigh, NC as of August 2026, with employment types broken down into 1% As Needed, 85% Full Time, 9% Part Time, and 5% Contract. Highlights an 84% Physical, 6% Hybrid, and 10% Remote job distribution, with an average salary of $51,690 per year, or $24.9 per hour.

Senior Mortgage Loan Specialist

State Employees' Credit Union

Wake Forest, NC • On-site

Full-time

Re-posted 18 days ago


State Employees' Credit Union (North Carolina) rating

8.2

Company rating: 8.2 out of 10

Based on 23 frontline employees who took The Breakroom Quiz


Job description

If you are motivated and believe in the credit union philosophy of "People Helping People," join our team!
Purpose
The Senior Mortgage Loan Specialist must have a thorough knowledge of all aspects of real estate lending and servicing. The position requires advanced knowledge of income and secondary market standards and the ability to perform with a high level of accuracy. The senior level position is proficient in real estate subject matters and can assist Associate MLS and MLS with complex lending scenarios and decisions.
Duties
  • Receive and assist in the completion of real estate loan applications, while serving as the primary point of contact for applicants during the origination process via phone, digital delivery, email, and chat.
  • Independently assess and underwrite real estate loan applications including but not limited to applicant(s) credit worthiness, ability to repay, collateral valuation, and organizational risk with the ability/authority to extend credit or deny for real estate loan products within assigned tiered approval lending limits. Communicate approval or denial decisions to members in a clear and professional manner.
  • Evaluate and verify income documentation, including personal and business tax returns, to make informed approval or denial decisions.
  • Counsel potential home buyers and existing homeowners, while taking complete and accurate real estate loan related applications and obtaining required documentation to facilitate initial loan approval with assistance as needed.
  • Seek guidance for complex lending situations and approval authority from a District MLS or above.
  • Proactively stay updated on market trends, interest rates, and changes in lending policies and regulations to provide members with accurate and timely information.
  • Assist membership with servicing of existing mortgage and home equity loans.
  • Follow up with prequalified applicants and on other leads in a timely and effective manner.
  • Price and disclose loan applications by determining the interest rates and fees associated with a loan, based on factors such as borrower's creditworthiness, loan amount, term, and market conditions.
  • Coordinate member engagement with the Real Estate Lending Processing Center within Loan Administration.
  • Maintain a comprehensive knowledge of all real estate lending products, policies, procedures, and regulatory compliance.
  • Educate members on available services and make referrals for other Credit Union products and services based on their needs.
  • Ensures well documented, easy to review loan application history notes within the Loan Origination System.
  • Work with Lending Contact Center to provide assistance with mortgage lending calls when needed.
  • Support branch employees with all real estate related needs and ensuring employees have the information needed to be comfortable referring all potential applicants to discuss mortgage lending opportunities.
  • Work various contact and follow-up reports to cultivate member engagement throughout the home buying process and make SECU their lender of choice.
  • Assist as needed with community engagement by meeting with realtors and other third parties as well as attending community events to build and maintain mortgage loan volume.
  • Work with lending contact center to provide assistance with mortgage lending calls when needed.
  • Consumer unsecured lending as assigned.
  • Answer phone and perform other clerical duties as needed.
  • Complete additional tasks as assigned by management.
  • Requirements
  • Must have high school diploma or GED equivalent.
    • Preferred - Bachelor's degree, or CCUE Certification, or Associate of Arts degree or Associate of Science degree via the North Carolina Community College Transfer Program (NC-CTP).
  • All of the modules at the Assoc. MLS and MLS levels must have been completed prior to appointment to Sr. MLS:
    • Checking Accounts
    • Member Eligibility
    • Money Market Share Accounts
    • SECU Policies Overview
    • Share Accounts
    • Lending Overview
    • NCUA Coverage
    • Cooperative Principles
    • Online Services
    • We Are SECU!
    • SECU's Member-Facing Websites
    • Branch Security Measures
    • Account Titling & Designations
    • Funds Transfer
    • Member Identification
    • Check Acceptance
    • MARGO Platform
    • Account and Profile Maintenance
    • Advances
    • Safe Deposit Boxes
    • Wires
    • Credit Cards
    • Estate Basics
    • Financial Advisory Services (FAS) Overview
    • Life Stages & Events
  • Has demonstrated proficiency in all aspects of the Associate MLS and MLS roles.
  • Minimum of 5 years' mortgage lending experience strongly preferred.
  • Minimum tier 3 lending limits.
  • Demonstrated proficiency at current lending approval authority.
  • Must possess the highest level of integrity and objectivity.
  • Must possess excellent communication skills, both verbal and written.
  • Must be able to communicate with SECU personnel, VPs, SVPs, attorneys, members, appraisers, realtors, etc.
  • Must have strong networking and relationship development skills.
  • Meets compliance and regulatory standards.
  • Makes lending decisions consistent with SECU loan policies.
  • Has or is eligible to be registered as an active MLO with the NMLS.
  • Must be organized and meticulous.
  • Must be willing to engage in ongoing training and professional development.
  • Must have basic computer skills with an ability to learn more complex software for processing of applications and completing loan servicing.
  • Has completed all required quarterly training courses & other training assigned by management.
  • Consistently demonstrates SECU's Core Values.
  • Recommendation of VP/SVP and RELO VP/SVP required for advancement to this level.
  • Must be able to speak and write English fluently.
  • Must understand and be dedicated to the Credit Union philosophy and work ethic.
  • Must adhere to the work schedule and attendance policies established by the Credit Union.
  • Must complete the Credit Union's Core Module Program within 12 months of hire date as a condition of employment.
  • Job Environment
  • Office setting with physical proximity to other employees and members.
  • Some background noise from other employees, copy machine, and telephone.
  • Some local travel may be required.
  • Physical Demands
  • Must be able to comprehend and carry out job requirements.
  • Job requires a substantial amount of sitting and computer usage.
  • Use hands and fingers to press keys on a computer keyboard to enter or retrieve information.
  • Use hands and fingers to press telephone keypad and lift telephone receiver.
  • Answer and operate a telephone.
  • Lift up15 lbs.

SECU provides equal employment opportunity to all qualified persons regardless of race, color, religion, age, sex, sexual orientation, gender identity, national origin, genetic information, disability, veteran status, or other classification protected by law.
Disclaimer
State Employees' Credit Union reserves the right to fill this role at a higher/lower level based on business need.

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