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Hourly 1099 Adjuster Jobs (NOW HIRING)

CCMS and Associates

1099 Field Adjuster - Waco, TX

Waco, TX · On-site

$57K - $76K/yr

We are answering a call to action to expand our roster - join us as a 1099 Residential or Commercial Field Adjuster! Requirements: • Minimum 1 year first-party commercial and/or residential ...

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How much do hourly 1099 adjuster jobs pay per year?

As of Aug 28, 2026, the average yearly pay for hourly 1099 adjuster in the United States is $76,039.00, according to ZipRecruiter salary data. Most workers in this role earn between $66,000.00 and $85,500.00 per year, depending on experience, location, and employer.

What is an hourly 1099 adjuster?

An Hourly 1099 Adjuster is an independent contractor who evaluates insurance claims and is paid by the hour, rather than as a salaried employee. The '1099' refers to the IRS form used to report income for independent contractors in the United States. These adjusters may work for multiple clients or insurance companies and are responsible for their own taxes and benefits. Their primary role is to investigate claims, assess damages, and help determine the settlement amount for policyholders.

What are the key skills and qualifications needed to thrive as an hourly 1099 adjuster?

To thrive as an Hourly 1099 Adjuster, you need a solid understanding of insurance policies, claims investigation, and damage assessment, often requiring a state adjuster license or relevant certifications. Familiarity with claims management software, estimating tools like Xactimate, and digital documentation systems is typically expected. Excellent communication, negotiation skills, and attention to detail help build trust with clients and ensure accurate claims handling. These abilities are crucial for efficiently managing claims, reducing errors, and maintaining compliance in a fast-paced, independent work environment.

How does working as an hourly 1099 adjuster differ from a salaried or W-2 adjuster in terms of daily workflow and team collaboration?

As an hourly 1099 adjuster, you are considered an independent contractor, which often means you have more control over your schedule and caseload but less direct supervision compared to salaried or W-2 adjusters. You may work remotely or travel to different sites, depending on assignments, and will typically collaborate with claims managers, insurance carriers, and sometimes policyholders through digital platforms or phone calls. While you’ll have access to support from the contracting firm or carrier, you’re generally expected to manage your own workflow and meet deadlines independently. This role requires strong self-motivation and organization, but it can offer flexibility and a variety of assignments that contribute to diverse experience in the field.

What cities are hiring for Hourly 1099 Adjuster jobs?

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What are the most commonly searched types of 1099 Adjuster jobs?

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What states have the most Hourly 1099 Adjuster jobs?

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Hourly 1099 Adjuster jobs near you

1099 Field Adjuster - Charleston, SC

CCMS and Associates

Charleston, SC • On-site

$60K - $80K/yr

Contractor

Re-posted 7 days ago

Job description

Join CCMS & Associates!
We are answering a call to action to expand our roster - join us as a 1099 Residential or Commercial Field Adjuster!
Requirements:
• Minimum 1 year first-party commercial and/or residential property adjusting experience
• Maintain own current estimating software - Xactimate preferred (Cotality a plus)
• Working computer with internet access and Microsoft Word
• Strong time management and customer service skills
• Experience in preparing Statement of Loss, Proof of Loss, and denial letters
• South Carolina state adjusters license
• Valid drivers license
Responsibilities:
• Complete residential and commercial field property inspections utilizing Xactimate software
• Investigate claims by obtaining recorded statements from insureds, claimants, or witnesses and by interviewing fire, police, or other governmental officials as well as inspecting claimed damages
• Recommend claim reserves based on investigation, through well-supported reserve report
• Obtain and interpret official reports
• Review applicable coverage forms and endorsements, provide a thorough analysis of coverage and any coverage issues in a well-documented initial captioned report to the client
• Maintain acceptable product quality through compliance with established best practices
Knowledge and Skills:
• In-depth knowledge of property and liability insurance coverage and industry standards
• Ability to prepare full-captioned reports by collecting and summarizing required information
• Strong verbal and written communications skills
• Prompt, reliable, friendly, and professional
Preferred but Not Required:
• College degree
• AIC, IICRC, HAAG or other professional designations
All candidates must pass a full background check (void in states where prohibited)

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