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Home Based Unlicensed Insurance Agent Jobs in Springfield, MA

HMG Careers

Remote Life Insurance Agent

Hartford, CT · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers ... What We Offer * Remote, work-from-home career * Average first-year earnings of $69K through ...

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All JobsHome Based Unlicensed Insurance Agent JobsHome Based Unlicensed Insurance Agent Jobs in Springfield, MA

Home Based Unlicensed Insurance Agent information

See Springfield, MA salary details

$24.9K

$64.8K

$121.1K

How much do home based unlicensed insurance agent jobs pay per year?

As of Jul 20, 2026, the average yearly pay for home based unlicensed insurance agent in Springfield, MA is $64,794.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,300.00 and $76,700.00 per year, depending on experience, location, and employer.

What is the difference between Home Based Unlicensed Insurance Agent vs Home Based Licensed Insurance Agent?

AspectHome Based Unlicensed Insurance AgentHome Based Licensed Insurance Agent
CredentialsNo licensing requiredRequires state licensing and certifications
Work EnvironmentRemote, flexible, often independentRemote or office-based, client meetings may be in person
Employer & Industry UsageInsurance agencies, brokers, or independent agentsInsurance companies, agencies, brokers
Job FunctionsAssist with policy research, lead generation, administrative tasksSell policies, provide advice, handle claims

In summary, a Home Based Unlicensed Insurance Agent typically performs administrative and support tasks without licensing, while a Home Based Licensed Insurance Agent is authorized to sell policies and provide insurance advice. Licensing enables the latter to directly engage in sales and client consultations.

What are the key skills and qualifications needed to thrive as a Home Based Unlicensed Insurance Agent, and why are they important?

To excel as a Home Based Unlicensed Insurance Agent, you need strong sales acumen, customer service skills, and a solid understanding of insurance products, though formal licensing is not required for lead generation or administrative support roles. Familiarity with CRM software, online communication platforms, and insurance quoting tools is beneficial. Outstanding interpersonal skills, self-motivation, and effective time management are essential for building trust and managing a remote workload. These competencies are important for driving client engagement and meeting sales or support targets in a remote, regulated industry.

What is a Home Based Unlicensed Insurance Agent?

A Home Based Unlicensed Insurance Agent is someone who works remotely, typically from their own home, to assist licensed insurance agents or agencies with tasks that do not require an insurance license. These tasks can include administrative support, appointment setting, customer service, data entry, and providing general information about insurance products (without advising on coverage or selling policies). Unlicensed agents are not permitted to discuss specific insurance policies, provide coverage recommendations, or complete sales, as those activities require a valid insurance license. Their role is primarily to support the sales process and assist licensed agents in managing their workload.

Why do so many insurance agents quit?

Home-based unlicensed insurance agents often leave the profession due to inconsistent income, high competition, and the need for ongoing training and licensing. The job requires self-motivation, strong sales skills, and the ability to build a client base, which can be challenging without prior experience or support.

Can you be a licensed insurance agent from home?

A home-based unlicensed insurance agent can sell insurance products but cannot legally provide licensed advice or bind coverage without obtaining the necessary license. Licensing requirements vary by state and typically involve passing exams and completing training, after which agents can work remotely using digital tools and communication platforms.

What are some common challenges faced by home based unlicensed insurance agents, and how can they overcome them?

Home based unlicensed insurance agents often face challenges such as limited access to direct mentorship, staying motivated without in-person supervision, and managing time effectively. They may also encounter difficulties in building client trust without a physical office. To overcome these challenges, agents can leverage virtual training resources provided by their agency, set clear daily and weekly goals, participate in online networking forums, and maintain regular communication with their supervising licensed agent. Being proactive in seeking feedback and staying up to date on industry regulations is also essential for long-term success.

What can a non-licensed insurance agent do?

A non-licensed insurance agent can assist with administrative tasks, customer service, and sales support under the supervision of a licensed agent. They cannot sell, negotiate, or provide insurance advice or bind coverage until they obtain the necessary license and complete required training.

What type of insurance agents get paid the most?

In the insurance industry, highly paid agents often specialize in commercial or high-net-worth client policies, such as those for businesses or affluent individuals. Agents with advanced licenses, strong sales skills, and the ability to sell complex or high-value policies tend to earn higher commissions and income. Home-based unlicensed insurance agents typically earn less unless they develop specialized knowledge or transition into licensed roles with commission-based pay structures.
What are the most commonly searched types of Unlicensed Insurance Agent jobs in Springfield, MA? The most popular types of Unlicensed Insurance Agent jobs in Springfield, MA are:
What are popular job titles related to Home Based Unlicensed Insurance Agent jobs in Springfield, MA? For Home Based Unlicensed Insurance Agent jobs in Springfield, MA, the most frequently searched job titles are:
What job categories do people searching Home Based Unlicensed Insurance Agent jobs in Springfield, MA look for? The top searched job categories for Home Based Unlicensed Insurance Agent jobs in Springfield, MA are:
What cities near Springfield, MA are hiring for Home Based Unlicensed Insurance Agent jobs? Cities near Springfield, MA with the most Home Based Unlicensed Insurance Agent job openings:
Home Based Unlicensed Insurance Agent jobs near you

Insurance Agent with Training

Northwester Mutual - Greater Springfield

Springfield, MA

Full-time

Re-posted 11 days ago

Job description

At Northwestern Mutual - Greater Springfield, we take pride in fostering a culture of recognition, collaboration, and purpose-driven growth. Our team is committed to building strong financial foundations for our clients while creating meaningful career paths for professionals transitioning into the financial representative role. We value a mission-centered approach focused on integrity, service, and long-term impact, and our culture reflects a shared dedication to both professional excellence and personal development. Beyond the office, we are deeply engaged in our community, proudly supporting organizations such as Junior Achievement of Western Massachusetts and Habitat for Humanity of Western Massachusetts through volunteer efforts and charitable initiatives that make a lasting difference.

Our office is located at: One Monarch Place, Suite 2100, Springfield, MA 01144

A Glance at Northwestern Mutual (NM):

Northwestern Mutual is a FORTUNE 500® company that provides a wide range of financial services to more than 5 million people. As a mutual company, we answer to our policyowners—not Wall Street. We began in Wisconsin in 1857, and today we’re one of America’s top companies - as was recognized by FORTUNE ® as one of the “World’s Most Admired” companies in 2024 - with a unique culture deeply dedicated to helping people achieve financial security.

Meet Our Team:

Corey Caron – Managing Director:

  • Time with NM: Since 2001.

  • Prior Experience: Corey joined Northwestern Mutual in 2001 as a College Intern while attending Western New England University. After graduating, he transitioned into a full-time Financial Advisor role and has gained experience across multiple areas of the business, including Investment Compliance. Today, as Managing Director, he focuses on recruiting, developing, and mentoring new Financial Advisors in the Downtown Springfield and Downtown Hartford offices.

  • Passionate About: Corey is dedicated to developing the next generation of financial professionals and fostering a strong, growth-oriented culture within his offices. He resides in Suffield, CT with his wife, Erin, and their three children.

Kim Cavalieri – Financial Advisor:

  • Time with NM: Since 2008.

  • Prior Experience: Kimberly began her career with Northwestern Mutual in the fall of 2008 and quickly built a thriving financial practice. She has been consistently recognized as a top producer and leading Financial Advisor while maintaining the highest ethical standards. She is a 4 Under 40 recipient through NAIFA, has been a member of Million Dollar Round Table (MDRT) for over a decade, and was named Female Advisor of the Year by her network office in 2020.

  • Passionate About: As a native of New England, Kimberly started her career in Western Massachusetts and then settled back home in Connecticut, in 2013. Outside of work, she enjoys working out, photography, reading, and most importantly, spending time with her family. She and her partner have two dogs (Harley and Oliver) and a cat (Jack).

Danielle DeLorge, Growth & Development Director & Financial Advisor:

  • Time with NM: Since 2016

  • Previous experience: Began her career with Northwestern Mutual as a college intern in June 2016 before transitioning into a full-time role and becoming an integral member of the leadership team. 

  • Passionate about: Building long-lasting client relationships rooted in empathy and integrity, spending time with her husband and their two golden retrievers, enjoying outdoor activities, family gatherings, and maintaining a healthy balance between professional success and meaningful personal connections.

About the Role: As an Insurance Agent at Northwestern Mutual, you will be part of a team that helps individuals and businesses achieve their financial goals through personalized insurance solutions and financial planning. Your role involves building long-term relationships with clients, understanding their unique needs, and providing tailored financial solutions.

Key Responsibilities:

  • Client Consultation: Engage with clients to understand their financial goals, aspirations, and concerns.

  • Financial Planning: Develop comprehensive financial plans that include investments, insurance, and retirement.

  • Insurance Solutions: Recommend and implement insurance strategies to protect clients' assets and income.

  • Ongoing Support: Monitor clients' financial plans and provide regular updates, adjusting strategies as needed to meet changing circumstances.

  • Networking: Build and maintain a network of clients through referrals, community involvement, and professional associations.

Qualifications:

  • Education: A bachelor's degree.

  • Experience: Previous experience in financial services, insurance, or business development is beneficial but not required.

  • Skills: Strong interpersonal and communication skills, analytical thinking, and the ability to build trust and rapport with clients.

  • Licenses: Obtain necessary licenses, such as Series 6, 63, and state insurance licenses (training and sponsorship available).

Benefits:

  • Professional Development: Access to ongoing training and development programs, including sponsorship for advanced certifications.

  • Income Potential: Competitive compensation structure including performance incentives, with no ceiling.

  • Support and Mentorship: Comprehensive support from a dedicated planning team, marketing resources, and experienced mentors.

  • Work-Life Balance: Flexibility to create a schedule that fits your lifestyle and goals.

  • Retirement Benefits: Company-funded pension and contributions to PFGF—our version of a profit-sharing retirement plan designed to support your long-term financial future.

  • Impact: Make a lasting impact by guiding individuals and families in your community towards financial security and success.


Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company (NM) and its subsidiaries in Milwaukee, WI. Corey Caron is a Managing Director for NM and is not in legal partnership with NM, or its subsidiaries.

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