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High Net Worth Underwriter Jobs (NOW HIRING)

The Company is an equal employment opportunity employer. #LI-AV1 #LI-HYBRID The Ultra High Net Worth Underwriter at Berkley One plays a pivotal role in evaluating and underwriting large account risks ...

The Company is an equal employment opportunity employer. #LI-AV1 #LI-HYBRID Responsibilities The Ultra High Net Worth Underwriter at Berkley One plays a pivotal role in evaluating and underwriting ...

The Company is an equal employment opportunity employer. #LI-AV1 #LI-HYBRID Responsibilities The Ultra High Net Worth Underwriter at Berkley One plays a pivotal role in evaluating and underwriting ...

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High Net Worth Underwriter information

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$32.5K

$78.9K

$139.5K

How much do high net worth underwriter jobs pay per year?

As of Aug 6, 2026, the average yearly pay for high net worth underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is a high net worth underwriter?

A High Net Worth Underwriter assesses and evaluates insurance applications for affluent clients who require specialized coverage for valuable assets, such as luxury homes, fine art, yachts, and high-end vehicles. They analyze risk factors, determine policy terms, and ensure proper coverage aligns with the client's unique financial profile. This role requires expertise in high-value underwriting, risk assessment, and strong relationship management skills to serve high-net-worth individuals effectively.

What are the key skills and qualifications needed to thrive as a high net worth underwriter?

To thrive as a High Net Worth Underwriter, you need deep expertise in risk assessment, financial analysis, and insurance products tailored to affluent clients, typically supported by a bachelor’s degree in finance or a related field. Familiarity with underwriting software such as Applied Epic, RMS, and holding certifications like CPCU or CIC is often expected. Exceptional interpersonal skills, attention to detail, and discretion are valuable for building trust with clients and collaborating effectively with brokers and internal teams. These skills enable accurate risk evaluation, client satisfaction, and successful management of complex, high-value insurance portfolios.

What are some common challenges faced by high net worth underwriters in their daily work?

High Net Worth Underwriters often encounter unique challenges, such as handling highly customized insurance policies for clients with complex financial profiles and assets. Balancing the need for thorough risk assessment with the personalized service expectations of affluent clients requires strong analytical skills and keen attention to detail. Additionally, staying current with evolving regulations and market trends is critical due to the unique exposures present in high-value accounts. Since the role often involves close collaboration with wealth advisors, brokers, and clients’ representatives, excellent communication and relationship-management skills are essential for success.

More about High Net Worth Underwriter jobs
What cities are hiring for High Net Worth Underwriter jobs? Cities with the most High Net Worth Underwriter job openings:
What are the most commonly searched types of High Net Worth Underwriter jobs? The most popular types of High Net Worth Underwriter jobs are:
What states have the most High Net Worth Underwriter jobs? States with the most job openings for High Net Worth Underwriter jobs include:
What job categories do people searching High Net Worth Underwriter jobs look for? The top searched job categories for High Net Worth Underwriter jobs are:
Infographic showing various High Net Worth Underwriter job openings in the United States as of August 2026, with employment types broken down into 9% Internship, 82% Full Time, and 9% Part Time. Highlights an 100% In-person job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Ultra High Net Worth Underwriter

Berkley

Manhattan, NY • Hybrid

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 16 days ago


Job description

Berkley One is a modern insurance provider for a modern generation of affluence. We serve clients who live dynamic, adventurous lives and expect their insurance experience to match. Our mission is to deliver highly personalized risk and claims management through a blend of expert independent agents, cutting-edge digital tools, and the strength of the W.R. Berkley brand.

Why Join Us?
At Berkley One, you’ll be part of a forward-thinking team that’s reimagining personal insurance. We’re building solutions that are as sophisticated and agile as the clients we serve—individuals and families who value innovation, simplicity, and exceptional service. You’ll collaborate with passionate professionals, leverage modern technology, and help shape the future of our industry.

What We Value

  • A client-first mindset with a passion for delivering exceptional experiences
  • Curiosity, creativity, and a drive to challenge the status quo
  • Collaboration across disciplines to build smarter, more intuitive solutions
  • Integrity, expertise, and a commitment to excellence

Join us in creating a new standard in personal insurance—where protection meets possibility.

The Company is an equal employment opportunity employer. #LI-AV1           #LI-HYBRID


The Ultra High Net Worth Underwriter at Berkley One plays a pivotal role in evaluating and underwriting large account risks, with a strong emphasis on profitable growth and relationship management. This position involves significant decision-making authority and collaboration across multiple teams to ensure high-quality underwriting outcomes.

This role will be based in one of our offices:

  • Morristown, NJ  #familyoffice #premierUW #HNW #
  • Phoenix, AZ
  • Chicago, IL

We offer a hybrid work schedule with 4 days in the office; and 1 day remote where it makes sense to do so. 

What you can expect:

  • Culture of innovation, teamwork, supportive colleagues and leaders willing to invest in talent
  • Internal mobility opportunities 
  • Visibility to senior leaders and partnership with cross functional teams
  • Opportunity to impact change
  • Benefits – competitive compensation, paid time off, comprehensive wellness benefits and programs, employer funded health savings account, profit sharing, 401k, paid parental leave, employee stock purchase plan, tuition assistance and professional continuing education

We'll count on you for:

  • Underwriting: Focus on underwriting large account new business daily and mining the renewal portfolio, leveraging expertise and sound judgment to select and price risks that align with Berkley One’s profitability goals.
  • Risk Management Collaboration: Partner with risk management to assess exposures and recommend solutions that enhance the overall quality of the risk.
  • Innovation and Process Improvement: Contribute to continuous improvement by identifying opportunities for innovation in underwriting practices and organizational priorities.
  • Agent Relationship Management: Build and maintain strong relationships with a designated group of agents. Act as a trusted advisor by understanding their needs, coaching on solutions, and fostering loyalty to the Berkley One brand.
  • Appetite Consultation: Educate agents on Berkley One’s risk appetite and guide them in applying this knowledge to appropriate risk selection.
  • Technology Utilization: Use advanced underwriting tools and analytics to monitor portfolio quality and inform individual underwriting decisions.
  • Cross-Functional Collaboration: Work closely with Distribution and Marketing teams to co-develop strategies that drive business growth and enhance market presence.
  • Other work as assigned

What you need to have:

  • Bachelor’s degree (BA or BS) or equivalent professional experience
  • Industry Experience: Minimum 5 years of underwriting experience in high-net-worth personal lines.
  • Underwriting Expertise: You have deep technical underwriting competency and love to work on large accounts.
  • Customer-Centric Mindset: Deep empathy for both insureds and agents, with a passion for delivering an exceptional brand experience and advocating for customer needs.
  • Strong Communicator: Exceptional verbal and written communication skills, with the ability to adapt your style to suit different audiences and situations.
  • Curious and Innovative: Naturally inquisitive, always seeking to understand how things work and how they can be improved.
  • Analytical Thinker: Enjoys diving into account details to craft underwriting solutions that align with guidelines, profitability goals, and client needs.
  • Flexible and Mobile: Willingness to travel as needed, including overnight trips, and to work flexible hours to support clients across time zones.
  • Tech-Savvy: Demonstrates exceptional proficiency with technology and underwriting tools.

What makes you stand out:

  • Composed and Organized: Maintains calm under pressure, demonstrates integrity, and follows through on commitments with precision and professionalism.
  • Collaborative Challenger: Comfortable questioning the status quo while working effectively with colleagues across all levels of the organization.
  • Accountable and Engaged: Brings a strong sense of ownership, a spirit of adventure, and a positive, team-oriented attitude.
  • Service-Oriented: Known for responsiveness and a “find a way to yes” approach, while maintaining strong relationships—even when saying no.

We do not accept any unsolicited resumes from external recruiting agencies or firms.
The company offers a competitive compensation plan and robust benefits package for full time regular employees which for this role include:
Base Salary Range: $100,000 - $180,000
Eligible to participate in annual discretionary bonus.
Benefits: Health, Dental, Vision, Life, Disability, Wellness, Paid Time Off, 401(k) and Profit-Sharing plans.
The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment.
Sponsorship not Offered for this Role