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$39K

$65.2K

$80K

How much do health insurance sales rep jobs pay per year?

As of May 31, 2026, the average yearly pay for health insurance sales rep in the United States is $65,193.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,500.00 and $74,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Health Insurance Sales Rep, and why are they important?

To succeed as a Health Insurance Sales Rep, you generally need a solid understanding of health insurance products, strong sales acumen, and a relevant state insurance license. Familiarity with customer relationship management (CRM) systems, quoting software, and compliance tools is typically required. Outstanding interpersonal skills, active listening, and the ability to build trust help differentiate top performers in this role. These abilities are essential for effectively educating clients, complying with regulations, and consistently achieving sales targets.

What are some common challenges faced by Health Insurance Sales Reps, and how can they be managed?

Health Insurance Sales Reps often encounter challenges such as navigating complex policy details, addressing diverse client needs, and keeping up with frequently changing regulations. Building product knowledge and staying updated on industry changes are crucial for success. Additionally, developing strong communication skills and cultivating a consultative approach can help reps build trust with clients and overcome objections. Many teams offer ongoing training and mentorship to help new hires adapt and thrive in this dynamic environment.

What does a Health Insurance Sales Rep do?

A Health Insurance Sales Representative helps individuals, families, and businesses select suitable health insurance plans based on their needs and budgets. They educate clients about different policy options, explain coverage details, and assist with the application process. Additionally, they may handle renewals, answer questions about policies, and provide ongoing customer support. Their goal is to ensure clients have the right coverage and understand their benefits.

What is the difference between Health Insurance Sales Rep vs Insurance Agent?

AspectHealth Insurance Sales RepInsurance Agent
CredentialsLicensing required for health insuranceLicensing required for various insurance types
Work EnvironmentTypically works for insurance companies or brokersWorks independently or for agencies, selling multiple policies
Industry UsageCommonly employed in health insurance sectorUsed across all insurance sectors including health, auto, home
Sales FocusFocuses on health insurance productsDeals with multiple insurance products, including health

While both roles involve selling insurance policies, a Health Insurance Sales Rep specializes in health insurance products and typically works directly for insurance providers. An Insurance Agent may sell various types of insurance, including health, auto, and home, often representing multiple companies. The choice depends on the specific insurance products and work environment you prefer.

More about Health Insurance Sales Rep jobs
What job categories do people searching Health Insurance Sales Rep jobs look for? The top searched job categories for Health Insurance Sales Rep jobs are:
Infographic showing various Health Insurance Sales Rep job openings in the United States as of May 2026, with employment types broken down into 76% Full Time, 20% Part Time, and 4% Contract. Highlights an 50% Physical, and 50% Hybrid job distribution, with an average salary of $65,193 per year, or $31.3 per hour.
Insurance Sales Representative

Insurance Sales Representative

Farmers Insurance

Pueblo, CO • On-site

Full-time, Part-time

PTO

Posted 7 days ago

Farmers Insurance rating

7.8

Company rating: 7.8 out of 10

Based on 307 frontline employees who took The Breakroom Quiz

163rd of 259 rated insurance

Job description

Joel Salinas Farmers Insurance Agency in Pueblo, CO is hiring Insurance Sales Representatives to join our growing team!

Our insurance agency is located in Pueblo, and we're up to big things! We provide Auto, Home, Business, and Life insurance to help protect our clients, and their assets. If you want to be a part of a winning and competitive culture, then this may be the career for you! We have Full-time and Part-time opportunities available.

Benefits for the Insurance Sales Representative:

  • Very competitive base salary
  • Very competitive commission structure
  • Bonus incentive based on individual/agency performance
  • Paid time off - personal time and holidays
  • Career growth/advancement development
  • Training/coaching provided

Qualifications for the Insurance Sales Representative:

  • Sales experience or a client-facing background is a plus
  • Insurance experience is preferred, but not required
  • Proven track record of trustworthiness, dependability and ethical behavior
  • Must be coachable
  • Excellent communication skills: written, verbal, and listening
  • Must have strong interpersonal communication skills
  • Must be motivated and determined

Responsibilities for the Insurance Sales Representative:

  • Develop insurance quotes, make sales presentations, and close sales
  • Communicating with our hot leads
  • Establish client relationships and follow up with clients, as needed
  • Understanding prospect's needs and identifying sales opportunities
  • Creating and maintaining a database of current and potential customers
  • Explaining and demonstrating the benefits of our services
  • Staying informed about competing products and services
  • Ability to achieve high sales targets
  • Having a ton of fun while being part of a competitive team

Our Culture:

Customer and employee success and satisfaction are our top two priorities. The two go hand-in-hand, and as they build each other up, they create an external and internal army of brand ambassadors.

Compensation:

We believe in paying exceptionally well for outstanding performance. Our compensation plan is unmatched in the marketplace and truly allows our team members to make an incredible income.

Career Growth Plan:

We are constantly searching for new leaders within our company. All of our team members have a duty to better themselves, and everyone has an opportunity to advance within our organization.

Here are the frequently asked questions and answers that we get about our career opportunity:

What kind of training will I receive?
We invest in our team members to help them succeed and achieve their personal, professional, and financial goals. You will receive the award-winning product and sales training.

Is prior insurance sales experience required?
No! You don’t need to know anything about insurance or insurance sales to apply. We provide all of the product and sales training that you’ll need to be successful!

What is the culture like in your company?
We have a competitive culture where we expect a lot from ourselves and each other; however, we support one another to ensure that we all succeed and have an enjoyable work environment.

What would my career growth plan look like?
All team members in our organization have the opportunity to go through our Employee Maturity Program and advance within our organization and take on leadership roles.

Is this a commission-only position?
Absolutely not! Our compensation plan is unmatched in the marketplace. We offer a base salary with uncapped commission and attractive bonuses.

If you're looking to be part of something remarkable, and if this career opportunity sounds like something you would like to be a part of, then apply today!

Requirements

  • Possess a genuine willingness to learn, be intuitive and resourceful, and be coachable.
  • Possess an upbeat, positive, and enthusiastic attitude.
  • confident, self-starter who works well independently.
  • A Property & Casualty license is preferred but will train good individuals.
  • Cold call and perform other lead generation activities.

Benefits

  • Base Salary with Commissions
  • Bonus Opportunities
  • Paid Time Off (PTO)
  • Career Development & Growth
  • Hands-On Training

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