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Head Of Credit Risk Jobs in Minnesota (NOW HIRING)

Credit Analyst

Mankato, MN · Hybrid

$56K - $84K/yr

Are you looking to join a team that has shaped United Prairie Bank to be a Top Workplace of choice ... credit risk, as well as determining the appropriate credit risk rating on new and existing ...

Credit Analyst

Mankato, MN · On-site

$27.34 - $40.45/hr

Are you looking to join a team that has shaped United Prairie Bank to be a Top Workplace of choice ... credit risk, as well as determining the appropriate credit risk rating on new and existing ...

Credit Portfolio Manager

Minneapolis, MN · On-site

$91K - $111K/yr

... risk and responding to prospect or customer credit questions and making independent calls on assigned portfolio of relationships. Secondarily, provides customer service, participates in joint sales ...

Head of AI Solutions This role operates across innovation, execution, governance, and ... Maintain strong regulatory, risk, ethical, and Responsible AI practices, proactively addressing ...

Head of AI Delivery

Minneapolis, MN · On-site

$221K/yr

Summary The Head of AI Solutions leads enterprise AI solution delivery, translating strategy and ... Maintain strong regulatory, risk, ethical, and Responsible AI practices, proactively addressing ...

Thorough knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis * Thorough knowledge of SBA lending programs, including SBA 7(a) and 504 loan structures ...

Showing results 41-60

Head Of Credit Risk information

See Minnesota salary details

$84.7K

$155.1K

$234.6K

How much do head of credit risk jobs pay per year?

As of Aug 18, 2026, the average yearly pay for head of credit risk in Minnesota is $155,053.00, according to ZipRecruiter salary data. Most workers in this role earn between $130,800.00 and $173,800.00 per year, depending on experience, location, and employer.

What are some common challenges faced by a head of credit risk, and how can they be addressed?

A Head of Credit Risk often encounters challenges such as adapting to rapidly changing market conditions, ensuring robust risk assessment models, and maintaining regulatory compliance. Balancing risk minimization with business growth targets requires strong analytical skills and cross-department collaboration. Regularly updating risk policies, leveraging advanced analytics, and fostering open communication with lending, compliance, and IT teams helps address these challenges effectively. Staying proactive and fostering a culture of continuous improvement are also key to success in this leadership role.

What are the key skills and qualifications needed to thrive as a head of credit risk, and why are they important?

To thrive as a Head of Credit Risk, a deep understanding of credit risk analysis, portfolio management, and regulatory requirements is essential, often supported by a degree in finance, economics, or a related field. Expertise with risk assessment tools, credit risk modeling software, and familiarity with regulatory systems like Basel Accords are typically required. Strong leadership, analytical thinking, and effective communication are vital soft skills for managing teams and influencing strategic decisions. These skills ensure robust risk management practices, regulatory compliance, and the financial stability of the organization.

What is the difference between Head Of Credit Risk vs Credit Risk Manager?

AspectHead Of Credit RiskCredit Risk Manager
ResponsibilitiesOversees entire credit risk strategy, policy development, and team leadershipManages credit risk assessments, monitoring, and reporting within specific portfolios
Required CredentialsTypically requires advanced degrees and extensive experience in credit riskRequires relevant experience and certifications like CFA or credit risk courses
Work EnvironmentStrategic, leadership-focused, often in senior management meetingsOperational, analytical, focused on credit assessments and monitoring

The Head Of Credit Risk holds a senior leadership role, shaping overall credit policies, while the Credit Risk Manager focuses on day-to-day risk assessment and management. Both roles require relevant experience and certifications, but differ mainly in scope and strategic influence.

What are popular job titles related to Head Of Credit Risk jobs in Minnesota?

For Head Of Credit Risk jobs in Minnesota, the most frequently searched job titles are:

What job categories do people searching Head Of Credit Risk jobs in Minnesota look for?

The top searched job categories for Head Of Credit Risk jobs in Minnesota are:

What cities in Minnesota are hiring for Head Of Credit Risk jobs?

Cities in Minnesota with the most Head Of Credit Risk job openings:

Infographic showing various Head Of Credit Risk job openings in Minnesota as of August 2026, with employment types broken down into 82% Full Time, 16% Part Time, 1% Contract, and 1% Nights. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $155,053 per year, or $74.5 per hour.

Credit and Collections Analyst

Cemstone

Mendota Heights, MN • On-site

$60K - $70K/yr

Full-time

Medical, Dental, Life, Retirement, PTO

Posted 5 days ago


Cemstone rating

7.1

Company rating: 7.1 out of 10

Based on 9 frontline employees who took The Breakroom Quiz


Job description

Job Summary:
Cemstone® has become synonymous with high quality products and unparalleled service in the ready-mix concrete industry in the upper Midwest. Our reputation is reflected in the structures we've helped create and our long-held and long-practiced commitment to our core values. Here's your opportunity to join an amazing family-owned business that has been around for nearly 100 years!
What You'll Do:
The Credit and Collections Analyst is responsible for assessing customer creditworthiness and extending lines of credit, managing accounts receivable risk, and executing effective collection strategies to ensure timely payment. This role partners closely with Sales, Shared Services, and Customer Service to minimize credit exposure, resolve billing discrepancies, and maintain strong customer relationships while meeting company cash-flow objectives and other management directives.
Essential Duties and Responsibilities:
Collections
  • Proactively manage a portfolio of accounts to ensure timely collection of receivables.
  • Investigate and resolve past-due balances, short payments, and disputed invoices.
  • Communicate professionally with customers via phone, email, and written correspondence.
  • Negotiate payment plans when necessary while adhering to company policies.
  • Document all collection activities in the ERP system.

Credit Management
  • Review and analyze new and existing customer credit applications.
  • Perform credit risk assessments, scoring, and analysis.
  • Recommend and establish appropriate credit limits and payment terms, per company policy.
  • Monitor customer credit exposure and escalate high-risk accounts.

Internal Collaboration & Compliance
  • Partner with Sales to communicate and evaluate credit risks for all customers.
  • Provide insights to leadership regarding customer risks and collection trends.
  • Ensure compliance with internal credit policy and external regulations.
  • Participate in process improvement initiatives to reduce DSO and bad-debt exposure.
  • Communicate professionally and effectively to foster relationships and collaboration to achieve positive results.
  • Add and maintain customer records and documentation in ERP and linked customer database systems.

Qualifications and Requirements:
  • 5+ years of experience in credit, collections, or accounts receivable required.
  • Bachelor's degree in Finance, Accounting, Business, or related field-or equivalent experience required.
  • Previous credit and collections experience in the construction industry preferred.
  • Knowledge of lien laws, credit compliance, and UCC filings preferred.
  • Intermediate knowledge of Microsoft Excel preferred.
  • Experience with NetSuite preferred.
  • Experience with Experian or Creditsafe preferred.
  • Experience with Microsoft Teams preferred.
  • Strong analytical and problem-solving skills preferred.
  • Excellent communication and interpersonal skills to develop and maintain positive working relationships with internal and external customers preferred.
  • High attention to detail and strong organizational skills preferred.
  • Proficiency in Microsoft Office applications preferred.

Pay Range: $60,000-$70,000 annually
Benefits
  • Medical Insurance
  • Dental Insurance
  • Life Insurance
  • Retirement Plans
  • Paid Time Off
  • Wellness Program
  • Education Assistance
  • Employee Assistance Program

Closing
If you are interested in becoming part of our team, please apply online today.
We are proud to be an Equal Opportunity Employer. We recognize that a diverse
workforce is essential and strongly encourage qualified women, minorities,
individuals with disabilities and veterans to apply. Join us in building a diverse and talented workforce that reflects the communities we serve.

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