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Head Of Credit Jobs (NOW HIRING)

Socure

Head of Credit Products

New York, NY · On-site

$285K - $310K/yr

Socure is seeking a Head of Credit Products to define and lead a new line of business focused on credit score and credit-adjacent products. This leader will own the vision, strategy, and roadmap for ...

Constrafor

Head of Credit Underwriting

New York, NY · Hybrid

$190K - $210K/yr

As the Head of Credit Underwriting at Constrafor, you will embark on an exhilarating journey to shape the future of our industry. You'll be at the forefront of our mission to elevate construction ...

Constrafor

Head of Credit Underwriting

New York, NY · On-site +1

$190K - $210K/yr

As the Head of Credit Underwriting at Constrafor, you will embark on an exhilarating journey to shape the future of our industry. You'll be at the forefront of our mission to elevate construction ...

Atlas

Head of Credit & Underwriting

New York, NY · On-site

Head of Credit New York or San Francisco • In-office • Reports to VP of Finance About Atlas Atlas is the concierge charge card for high-net-worth individuals and their companies. We pair 24/7 ...

Credit Agricole CIB

Head of Letter of Credit Operations US ANALYST PROGRAM The US Analyst program offers an opportunity for recent college graduates interested in finance and corporate/investment banking to actively ...

Citigroup, Inc.

Credit Risk Officer

Getzville, NY · On-site

A. seeks a Credit Risk Officer for its Getzville, New York location. Duties: Assess analyst work ... Head of ICG Risk Analysis and Head of ICG Risk Analysis Transformation & Core Operations on ...

Order.co

Director of Credit & Risk

New York, NY · On-site

$190K - $220K/yr

This role reports into the Head of Payments & Credit and operates as the day-to-day owner of the credit function. You will be responsible for building the systems, policies, and operating rigor ...

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All JobsHead Of Credit Jobs

Head Of Credit information

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$84.5K

$156.3K

$301.5K

How much do head of credit jobs pay per year?

As of Jul 26, 2026, the average yearly pay for head of credit in the United States is $156,315.00, according to ZipRecruiter salary data. Most workers in this role earn between $104,500.00 and $188,000.00 per year, depending on experience, location, and employer.

What are the 7 C's of credit?

The 7 C's of credit are Character, Capacity, Capital, Collateral, Conditions, Credit history, and Cash flow. As a Head of Credit, understanding these factors helps in assessing borrower risk and making informed lending decisions, often supported by credit analysis tools and financial statements.

Is head of Finance a stressful job?

The head of credit role can be stressful due to high responsibility for managing credit risk, making strategic decisions, and meeting financial targets. It often involves long hours, pressure to ensure compliance, and the need for strong analytical and leadership skills. Stress levels vary depending on company size, industry, and individual resilience.

What is the difference between Head Of Credit vs Credit Analyst?

AspectHead Of CreditCredit Analyst
Required CredentialsTypically requires a bachelor’s degree in finance, economics, or related field; often advanced certifications like CFA or credit-specific certificationsUsually requires a bachelor’s degree in finance, accounting, or related field; certifications like CFA can be advantageous
Work EnvironmentLeadership role overseeing credit teams, strategy, and policies within financial institutions or corporationsAnalytical role focused on assessing creditworthiness of clients or investments, often within banks or credit agencies
Employer & Industry UsageCommonly employed in banks, financial services, and corporate finance departmentsWidely used in banks, credit rating agencies, and lending institutions

The Head Of Credit is a senior leadership position responsible for overseeing credit risk management and strategy, while a Credit Analyst focuses on evaluating individual credit applications and risk assessment. Both roles require strong financial analysis skills and relevant certifications, but differ in scope and responsibility.

What are the key skills and qualifications needed to thrive as a Head of Credit, and why are they important?

To thrive as a Head of Credit, you need deep expertise in credit risk assessment, portfolio management, and financial analysis, typically supported by a degree in finance, accounting, or a related field. Familiarity with credit risk modeling tools, financial reporting systems, and regulatory compliance frameworks is essential, and professional certifications like CFA or FRM are often valued. Strong leadership, decision-making, and stakeholder communication skills distinguish top performers in this role. These competencies enable effective risk management, support business growth, and ensure regulatory compliance for the organization.

What is the highest paying job in credit?

The highest paying roles in credit typically include Chief Credit Officer and Chief Risk Officer, who oversee credit risk management and strategy at senior levels. These positions often require extensive experience, advanced certifications like CFA or FRM, and strong leadership skills, with compensation often exceeding six figures annually.

How does the Head of Credit typically collaborate with other departments within a financial institution?

The Head of Credit works closely with multiple departments, including risk management, sales, compliance, and operations, to ensure that credit policies align with overall business objectives and regulatory requirements. Regular collaboration with the risk team is essential to assess portfolio health and adapt to emerging risks, while partnering with sales ensures credit offerings meet client needs. This role also involves coordinating with compliance to maintain adherence to legal and regulatory standards, and with operations to streamline approval processes and resolve client issues efficiently. Strong communication and cross-functional teamwork are key to success in this leadership position.

What does a head of credit do?

A head of credit oversees a company's credit risk management, including evaluating creditworthiness, setting credit policies, and approving large or risky loans. They analyze financial data, monitor credit portfolios, and ensure compliance with regulations to minimize financial losses.
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Head Of Credit jobs near you
Infographic showing various Head Of Credit job openings in the United States as of July 2026, with employment types broken down into 86% Full Time, and 14% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $156,315 per year, or $75.2 per hour.
Head of Credit Products

Head of Credit Products

Socure

New York, NY • On-site

$285K - $310K/yr

Full-time

Posted 9 days ago

Job description

Why Socure?
Socure is building the identity trust infrastructure for the digital economy - verifying 100% of good identities in real time and stopping fraud before it starts. The mission is big, the problems are complex, and the impact is felt by businesses, governments, and millions of people every day.
We hire people who want that level of responsibility. People who move fast, think critically, act like owners, and care deeply about solving customer problems with precision. If you want predictability or narrow scope, this won't be your place. If you want to help build the future of identity with a team that holds a high bar for itself - keep reading.
Socure is seeking a Head of Credit Products to define and lead a new line of business focused on credit score and credit-adjacent products. This leader will own the vision, strategy, and roadmap for the products built on top of Socure's BNPL and CRA consortia, helping establish a differentiated credit intelligence business that extends Socure's leadership in identity, fraud, and risk decisioning.
This is a highly strategic, 0→1 leadership role for a product executive who can identify market opportunities, translate them into scalable product strategy, and drive execution across Product, Data Science, Engineering, Legal, Compliance, GTM, and Operations. The role will be central to shaping how Socure brings together consortium data, credit reporting capabilities, fraud prevention intelligence, and underwriting-oriented signals into market-leading products for lenders and adjacent financial services use cases.
The Head of Credit Products will report into Socure's Product organization led by Chung-Man Tam and will lead other product managers. This person will work closely with leadership across Core Products, Consortium Intelligence, Data Science, and Compliance to build a durable and compliant product portfolio that supports BNPL, first-party fraud, credit risk, and broader underwriting use cases.
What you'll do:
  • Define and communicate the multi-year product vision, strategy, and roadmap for Socure's credit score and credit-adjacent product portfolio, ensuring alignment with Socure's broader product strategy and growth objectives.
  • Lead the development of products built on top of Socure's BNPL and CRA consortia, with an initial focus on credit risk, underwriting, and adjacent financial services use cases.
  • Identify and prioritize product opportunities at the intersection of credit reporting, first-party fraud, identity verification, underwriting, and risk decisioning, translating market needs into differentiated product investments.
  • Partner with Data Science, Engineering, and Data teams to design scalable product capabilities, data assets, models, and feedback loops that improve risk predictiveness, product performance, and customer value.
  • Work closely with Legal, Compliance, and other cross-functional stakeholders to ensure product design and go-to-market execution align with FCRA, CFPB expectations, GLBA, and other applicable regulatory requirements.
  • Help shape Socure's approach to CRA formation and related productization efforts, including data segregation, infrastructure considerations, consumer disputes implications, and compliance-sensitive operating models.
  • Drive rigorous product discovery through market research, customer interviews, competitive analysis, and partner engagement to refine positioning, roadmap sequencing, and product-market fit.
  • Partner with GTM, Product Marketing, Sales, Customer Success, and Solution Consulting to translate product capabilities into compelling market narratives, enablement materials, and commercial outcomes.
  • Establish success metrics, business cases, and operating KPIs for the credit products portfolio, using data-driven insights to guide prioritization, investment decisions, and product iteration.
  • Own executive-level stakeholder alignment and communication, providing transparency into roadmap priorities, tradeoffs, progress, and risks across Product leadership and company executives.
  • Build, lead, and develop a high-performing team of product managers, setting a high bar for strategic thinking, execution, cross-functional collaboration, and customer impact.
  • Serve as an internal and external thought leader for Socure's credit and consortium strategy, representing the company in strategic customer conversations, industry forums, and market-facing thought leadership as appropriate.
What you Bring:
  • 12+ years of product management experience, with significant leadership experience owning product strategy and execution for complex B2B data, risk, fintech, or financial services products.
  • 5+ years of experience leading product managers or equivalent senior product leaders across a product portfolio or major business area.
  • Deep domain expertise in one or more of the following areas: credit risk, credit scoring, underwriting, lending infrastructure, credit bureau / CRA products, first-party fraud, BNPL, or adjacent financial risk products.
  • Proven success building and scaling 0→1 or early-stage products, including setting product vision, validating market demand, prioritizing roadmap investments, and launching new capabilities into highly regulated markets.
  • Strong understanding of the regulatory environment for consumer reporting and credit-related products, including FCRA and related compliance considerations. Familiarity with CFPB expectations, GLBA, dispute processes, and permissible purpose frameworks is strongly preferred.
  • Demonstrated ability to partner effectively across Product, Engineering, Data Science, Legal, Compliance, Finance, Marketing, Sales, and Customer Success in a fast-paced, cross-functional environment.
  • Strong commercial acumen, with experience building business cases, evaluating monetization opportunities, and balancing customer value creation with revenue, margin, and long-term strategic advantage.
  • Excellent communication and executive influence skills, with the ability to simplify complex technical, analytical, and regulatory topics for diverse audiences.
  • Strong analytical and strategic problem-solving skills, with a track record of making high-quality decisions in ambiguous environments with incomplete information.
  • Bachelor's degree in Business, Finance, Computer Science, Engineering, Economics, or a related field required. Advanced degree such as MBA, JD, or equivalent is preferred.
Additional Information
  • This role is a senior product leadership hire within Socure's Product organization and is aligned to the company's investment in new product development across consortium intelligence, BNPL, and CRA-related offerings.
  • The role is intended to lead a new line of business and manage other product managers, consistent with the scope of a "Head of" product leadership position at Socure.

Socure is an equal opportunity employer that values diversity in all its forms within our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
If you need an accommodation during any stage of the application or hiring process-including interview or onboarding support-please reach out to your Socure recruiting partner directly.
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