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Full Time Vice President Credit Risk Jobs (NOW HIRING)

Platinum Bank

VP - Credit Officer

Saint Paul, MN · On-site

$115K - $150K/yr

Job Type Full-time Description POSITION REPORTS TO : SVP, Director of Portfolio Management and Underwriting OBJECTIVE : The Credit Risk Officer provides analysis and evaluation regarding the credit ...

Wintrust

Analyst, Counterparty Credit Risk

Rosemont, IL · On-site

$59K - $77K/yr

Position Overview The Counterparty Credit Risk Analyst will assist the VP and Department SVP in executing the independent second line of defense function. The fundamental goal of Counterparty Credit ...

PLATINUM BANK

VP - Credit Officer

Saint Paul, MN · On-site

$115K - $150K/yr

POSITION REPORTS TO : SVP, Director of Portfolio Management and Underwriting OBJECTIVE ... The Credit Risk Officer provides analysis and evaluation regarding the credit risk of large and/or ...

Eastern Bank

Credit Risk Review Specialist I

Wakefield, MA · On-site

$85K - $140K/yr

The VP / Credit Risk Review Specialist I performs assigned reviews with guidance from senior team members. Key observations, potential concerns, and review results are shared with the Team Leader and ...

Eastern Bank

Credit Risk Review Specialist I

Wakefield, MA · On-site

$85K - $140K/yr

The VP / Credit Risk Review Specialist I performs assigned reviews with guidance from senior team members. Key observations, potential concerns, and review results are shared with the Team Leader and ...

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Full Time Vice President Credit Risk information

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$43.5K

$157.5K

$277.5K

How much do full time vice president credit risk jobs pay per year?

As of Jul 13, 2026, the average yearly pay for full time vice president credit risk in the United States is $157,532.00, according to ZipRecruiter salary data. Most workers in this role earn between $115,000.00 and $190,000.00 per year, depending on experience, location, and employer.

What is the difference between Full Time Vice President Credit Risk vs Credit Risk Manager?

AspectFull Time Vice President Credit RiskCredit Risk Manager
ResponsibilitiesOversees credit risk strategies, sets policies, and manages senior teamsImplements credit risk policies, monitors portfolios, and reports to senior management
Required CredentialsTypically requires advanced degrees and extensive experience in credit riskRequires relevant experience and certifications, such as CFA or credit risk certifications
Work EnvironmentExecutive-level, strategic focus, often in large financial institutionsOperational focus, working closely with credit analysts and risk teams

The Full Time Vice President Credit Risk holds a senior leadership role with strategic responsibilities, while the Credit Risk Manager focuses on operational tasks and policy implementation. Both roles require relevant experience and certifications, but the VP position involves broader oversight and decision-making at the executive level.

What are the most commonly searched types of Vice President Credit Risk jobs? The most popular types of Vice President Credit Risk jobs are:
What job categories do people searching Full Time Vice President Credit Risk jobs look for? The top searched job categories for Full Time Vice President Credit Risk jobs are:
Full Time Vice President Credit Risk jobs near you
Infographic showing various Full Time Vice President Credit Risk job openings in the United States as of July 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $157,532 per year, or $75.7 per hour.
VP - Credit Officer

VP - Credit Officer

Platinum Bank

Saint Paul, MN • On-site

$115K - $150K/yr

Full-time

Posted 15 days ago

Job description

Job Type
Full-time
Description
POSITION REPORTS TO: SVP, Director of Portfolio Management and Underwriting
OBJECTIVE: The Credit Risk Officer provides analysis and evaluation regarding the credit risk of large and/or complex commercial relationships. This person is responsible for aiding in maintaining an effective credit policy and managing the credit quality of the bank's loan portfolio.
The Credit Risk Officer works with commercial loan officers to structure loans and monitor the risk and profitability of complex relationships on an ongoing basis. Additionally, the Credit Risk Officer is charged with reporting to management on the credit quality of the bank's largest and most complex relationships and makes recommendations regarding risk management these relationships. They rely on experience and judgment to plan and accomplish ambitious goals, and a wide degree of creativity and latitude is expected.
ESSENTIAL DUTIES & RESPONSIBILITIES.
Credit Risk Analysis
  • Completes independent analysis of the most complex borrowers and new loan requests as determined by the Chief Credit Officer.
  • Recommends loan structure that serves to minimize the credit risk to the Bank.
  • Is responsible for the market/business analysis, financial analysis (including sensitivity analysis) and structure analysis in the credit report.
  • Works cooperatively with others. Plans and organizes own work, uses time effectively, sets appropriate priorities, and anticipates business needs.

Credit Risk Monitoring
  • Monitors financial covenant defaults or loan deterioration during a review of the customer's financial statement and promptly communicates to the Loan Officer and others as needed.
  • Conducts ongoing monitoring of assigned relationships including assessment of financial statements, covenant calculations, and compliance with loan agreements.
  • Ensures relationships are appropriately risk rated at all times and recommends risk rating changes to the Loan Officer in a timely manner.
  • Ensures file comments are completed on an ongoing basis as needed.
  • Identifies emerging risks and market conditions of the industries included in the Bank's portfolio.

Communication and Credit Risk Management Support
  • Communicates all matters of importance to both internal and external constituents.
  • Provides knowledgeable, well-articulated responses to questions received in credit committee meetings.
  • Monitors current economic trends to make recommended changes in our lending behaviors to the Chief Credit Officer.
  • Advises and communicates credit department policy and procedures to bank personnel.

Client Relationship Management
  • Assists internal partners to ensure proper service to clients.
  • Stays up to date on new types of loans and other financial services and products to better recognize customers' needs.

Requirements
Education and/or Experience:
  • 4-year college degree and/or training; or equivalent combination of education and experience preferred.
  • 10+ years of related commercial credit experience.

Knowledge, Skills & Abilities.
  • Strong organizational skills with attention to detail and accuracy
  • Ability to manage multiple deadlines in a fast-paced environment
  • Analytical mindset and problem-solving ability
  • Clear written and verbal communication skills
  • Professional discretion and respect for confidentiality
  • Collaborative, respectful, and service-oriented approach
  • Proficiency in Microsoft Excel, Word, and Outlook
  • Experience with nCino a plus
  • Experience with Jack Henry, LaserPro, or financial spreading software a plus

PHYSICAL DEMANDS.
While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle, or feel objects, tools, or controls; reach with hands and arms; and talk or hear. The employee is occasionally required to stand and walk. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, peripheral vision, and depth perception.
WORK ENVIRONMENT.
The working environment is typical for an office and does not require exposure to difficult or hazardous conditions.
This Position Description reflects management's assignment of major responsibilities, which represent the most essential functions. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. They may be subject to change at any time due to reasonable accommodation or other reasons.
Salary Description
$115,000-$150,000 Annually

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