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Freelance Reverse Mortgage Sales Jobs (NOW HIRING)

Mutual of Omaha Mortgage

Mortgage Underwriter - Reverse

$90K - $110K/yr

Effectively communicate all loan decisions to sales channels and management, as needed * Accurately ... Reverse mortgage experience a plus * FHA Direct Endorsement strongly preferred * Bachelor's degree ...

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Freelance Reverse Mortgage Sales information

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$14

$47

$132

How much do freelance reverse mortgage sales jobs pay per hour?

As of Jun 15, 2026, the average hourly pay for freelance reverse mortgage sales in the United States is $47.71, according to ZipRecruiter salary data. Most workers in this role earn between $24.28 and $61.78 per hour, depending on experience, location, and employer.

Will MLO be replaced by AI?

A mortgage loan originator (MLO) in reverse mortgage sales performs tasks such as client consultation, application processing, and compliance adherence. While AI can assist with data analysis and automate routine tasks, it is unlikely to fully replace MLOs due to the need for personalized advice, relationship building, and regulatory understanding. MLOs will continue to play a vital role in guiding clients through complex financial decisions.

What is the 60% rule in reverse mortgage?

The 60% rule in reverse mortgage refers to the guideline that borrowers should aim to use no more than 60% of their home's appraised value in the loan amount to ensure sufficient equity remains. As a reverse mortgage sales professional, understanding this rule helps in advising clients on loan limits and financial planning. It also emphasizes the importance of proper loan structuring and borrower education.

What is the difference between Freelance Reverse Mortgage Sales vs Reverse Mortgage Loan Officer?

AspectFreelance Reverse Mortgage SalesReverse Mortgage Loan Officer
CredentialsTypically requires licensing, sales certifications, and industry knowledgeRequires licensing, underwriting knowledge, and industry certifications
Work EnvironmentIndependent, remote, or contract-based sales rolesOffice-based or branch settings, working with clients and underwriters
Employer & Industry UsageUsed by independent agents or brokers selling reverse mortgagesEmployed by banks, lenders, or mortgage companies
Search & Comparison IntentFocuses on freelance sales opportunities and independenceFocuses on loan processing, approval, and client consultation

Freelance Reverse Mortgage Sales primarily involves independent sales activities, while Reverse Mortgage Loan Officers handle loan processing and client advising within a company. Both roles require industry licensing and knowledge, but differ in work environment and employer structure.

What is the dark side of reverse mortgage?

For a freelance reverse mortgage sales role, understanding the potential downsides of reverse mortgages is important. The dark side includes high fees, interest accumulation that reduces home equity, and the risk of foreclosure if loan terms are not met. Sales professionals should be transparent about these risks to ensure clients make informed decisions.

How much commission do loan officers make on a $500,000 loan?

Freelance reverse mortgage sales professionals typically earn a commission of around 2% to 4% of the loan amount, so on a $500,000 loan, this could range from $10,000 to $20,000. The exact commission depends on the lender, the agreement, and the specific terms of the sale.
More about Freelance Reverse Mortgage Sales jobs
What cities are hiring for Freelance Reverse Mortgage Sales jobs? Cities with the most Freelance Reverse Mortgage Sales job openings:
What are the most commonly searched types of Reverse Mortgage Sales jobs? The most popular types of Reverse Mortgage Sales jobs are:
What states have the most Freelance Reverse Mortgage Sales jobs? States with the most job openings for Freelance Reverse Mortgage Sales jobs include:
What job categories do people searching Freelance Reverse Mortgage Sales jobs look for? The top searched job categories for Freelance Reverse Mortgage Sales jobs are:
Freelance Reverse Mortgage Sales jobs near you
Infographic showing various Freelance Reverse Mortgage Sales job openings in the United States as of June 2026, with employment types broken down into 9% Full Time, and 91% Part Time. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $99,230 per year, or $47.7 per hour.
Reverse Mortgage Professional

Reverse Mortgage Professional

Finance of America Companies

Remote

$7.25 - $20/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 19 days ago

Job description

About Us
Finance of America helps homeowners 55+ access the equity they've built while staying in full control of their home and their financial future. Through a range of reverse mortgage solutions, we help customers shape the retirement they've earned while continuing to evolve how we serve and work together.
Joining Finance of America now means stepping into a period of momentum and growth, with teams actively shaping what comes next and opportunities to make an impact and grow your career.
To learn more about us, visit www.financeofamerica.com
Expectations
  • Produces high quality loans which meet Reverse Mortgage guidelines while providing superior customer service.
  • Manages personal pipeline production and achieves production goals.
  • Resolves problems relating to the closing and funding of loans.
  • Follows the Company standards for delivery of integrity, client focus, teamwork and respect for each individual in every interaction.
  • Exhibits observable sense of urgency in the execution of all job functions and duties.
  • Meets or exceeds levels of Customer Service delivery established by the Company.
  • Performs other duties as assigned.

Qualifications - Education Requirements
  • High School Diploma

Qualifications - Education - Preferred
  • Bachelor's Degree

Qualifications - Experience/Skills/Competencies
  • Minimum 6 months of experience with Reverse Mortgage Sales or other related Mortgage origination.
  • Active NMLS License is required.
  • Excellent written communication and interpersonal skills.
  • Demonstrated computer proficiency.
  • Previous call center experience.
  • Successful completion of reverse mortgage originator training is required.
  • Prior experience working with automated Loan Origination Systems.
  • Self-motivated and excellent customer service skills.
  • Highly proficient with Microsoft Word, Excel, PowerPoint and Outlook.
  • Possess a hybrid of technical and soft skills.
  • Ethical, with a commitment to company values.

Compensation
The base salary range for this position is ($7.25 - $20.00) inclusive of all geographical differences in the labor market. The base salary for the position will be determined based on factors such as the candidate's work location, skills, education, and experience. In addition to those factors, we believe in the importance of pay equity and consider the internal equity of our current team members in determining any final offer. We offer a competitive benefits package including health, dental, vision, life insurance, paid time-off benefits, flexible spending account, 401(k) with employer match, and ESPP.
Additional Information
The application deadline for this job opportunity is 5/1/2026.
The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified.
Finance of America Reverse is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, sex (including pregnancy), sexual orientation, religion, creed, age, national origin, physical or mental disability, gender identity and/or expression, marital status, veteran status or other characteristics protected by law.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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