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Reverse Mortgage Jobs (NOW HIRING)

Opulence Funding LLC

Reverse Mortgage Loan Processor

Dallas, TX · Remote

$40K - $56K/yr

Vision insurance Opulence Home Equity is seeking an experienced and detail-oriented Reverse Mortgage Processor to join our growing team. This role is ideal for a mortgage professional who thrives in ...

New

Opulence Funding LLC

Reverse Mortgage Loan Processor

Beacon, NY · Remote

$40K - $56K/yr

Vision insurance Opulence Home Equity is seeking an experienced and detail-oriented Reverse Mortgage Processor to join our growing team. This role is ideal for a mortgage professional who thrives in ...

New

Opulence Funding LLC

Reverse Mortgage Loan Processor

Tampa, FL · Remote

$40K - $56K/yr

Vision insurance Opulence Home Equity is seeking an experienced and detail-oriented Reverse Mortgage Processor to join our growing team. This role is ideal for a mortgage professional who thrives in ...

New

Opulence Funding LLC

Reverse Mortgage Loan Processor

Irvine, CA · Remote

$40K - $56K/yr

Vision insurance Opulence Home Equity is seeking an experienced and detail-oriented Reverse Mortgage Processor to join our growing team. This role is ideal for a mortgage professional who thrives in ...

New

Opulence Funding LLC

Reverse Mortgage Loan Processor

NY · Remote

$40K - $56K/yr

Vision insurance Opulence Home Equity is seeking an experienced and detail-oriented Reverse Mortgage Processor to join our growing team. This role is ideal for a mortgage professional who thrives in ...

New

Opulence Funding LLC

Reverse Mortgage Loan Processor

Nanuet, NY · Remote

$40K - $56K/yr

Vision insurance Opulence Home Equity is seeking an experienced and detail-oriented Reverse Mortgage Processor to join our growing team. This role is ideal for a mortgage professional who thrives in ...

New

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Reverse Mortgage information

See salary details

$39K

$42.5K

$45K

How much do reverse mortgage jobs pay per year?

As of Aug 7, 2026, the average yearly pay for reverse mortgage in the United States is $42,500.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,000.00 and $44,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals working in reverse mortgage roles?

Professionals in reverse mortgage roles often face the challenge of explaining complex loan products to clients who may be unfamiliar or skeptical about reverse mortgages. Building trust and ensuring clients fully understand the terms, benefits, and potential risks is essential. Additionally, navigating strict regulatory requirements and keeping up with changes in lending guidelines can be demanding. Success in this role relies on strong communication skills, patience, and a detail-oriented approach to compliance and documentation.

What are reverse mortgage jobs?

Reverse mortgage jobs include loan officers and sales representatives who work with clients interested in a reverse mortgage loan that allows for borrowing against the equity they built in their home. The responsibilities of a loan officer include assisting borrowers with their application, obtaining all necessary information and paperwork to process the application, and determining lending eligibility based on credit, risk, and other factors. The duties of a sales representative for reverse mortgages is to identify potential borrower leads, market and sell reverse mortgages to customers, and continue building a relationship with a customer base.

What is a reverse mortgage?

A reverse mortgage is a type of loan available to homeowners aged 62 or older that allows them to convert part of the equity in their home into cash. Unlike a traditional mortgage, the borrower does not have to make monthly payments; instead, the loan is repaid when the homeowner sells the house, moves out, or passes away. Reverse mortgages can help retirees with limited income cover essential living expenses, but they can also reduce the amount of inheritance left to heirs. It's important to understand the costs, risks, and responsibilities before taking out a reverse mortgage.

What is the difference between Reverse Mortgage vs Mortgage Loan Officer?

AspectReverse MortgageMortgage Loan Officer
CredentialsHUD-approved counselor, licensingLoan originator license, NMLS registration
Work EnvironmentFinancial institutions, counseling settingsMortgage brokerages, banks, lending offices
Industry UsageSenior homeowners, retirement planningHomebuyers, refinancing, purchase loans
Search & Comparison IntentUnderstanding reverse mortgage optionsApplying for traditional mortgage loans

Reverse Mortgage and Mortgage Loan Officer roles are interconnected within the mortgage industry but serve different purposes. Reverse mortgages are financial products for seniors to access home equity, requiring specific counseling and approval processes. Mortgage Loan Officers facilitate various types of home loans, including purchase and refinance loans, working directly with clients to secure financing. While both roles involve mortgage expertise, their focus, credentials, and target clients differ significantly.

What are the key skills and qualifications needed to thrive as a reverse mortgage specialist, and why are they important?

To thrive as a Reverse Mortgage Specialist, you need expertise in mortgage lending, financial analysis, and a thorough understanding of reverse mortgage products, typically supported by a mortgage loan originator (MLO) license. Familiarity with loan origination software, CRM systems, and compliance regulations is essential for effective case management. Outstanding interpersonal skills, patience, and ethical judgment help build trust with senior clients and guide them through complex financial decisions. These competencies ensure clients receive accurate advice, maintain regulatory compliance, and foster long-term professional relationships.
More about Reverse Mortgage jobs
What cities are hiring for Reverse Mortgage jobs? Cities with the most Reverse Mortgage job openings:
What are the most commonly searched types of Reverse Mortgage jobs? The most popular types of Reverse Mortgage jobs are:
What states have the most Reverse Mortgage jobs? States with the most job openings for Reverse Mortgage jobs include:
What job categories do people searching Reverse Mortgage jobs look for? The top searched job categories for Reverse Mortgage jobs are:
Reverse Mortgage jobs near you
Infographic showing various Reverse Mortgage job openings in the United States as of August 2026, with employment types broken down into 85% Full Time, 5% Part Time, and 10% Contract. Highlights an 84% Physical, 3% Hybrid, and 13% Remote job distribution, with an average salary of $42,500 per year, or $20.4 per hour.

Reverse Mortgage Loan Officer

Atlantic Coast Mortgage

Remote

Full-time

Re-posted 15 days ago

Job description

Our team is redefining the industry - and creating a culture of excellence.
Founded in 2011, Atlantic Coast Mortgage embodies a people-first culture rooted in commitment, character, and innovation. What began as a small team has grown into a thriving organization where our people remain the driving force behind our mission to redefine the mortgage industry. We believe individuals do their best work in an environment designed for success-and we're proud to be recognized by The Washington Post as a Top Workplace. As we continue to grow, we're not just hiring employees-we're looking for driven, energetic, and creative problem-solvers. If that sounds like you, and you're ready to build your career with a company committed to making meaningful change in our industry, we'd love to connect.
Atlantic Coast Mortgage is seeking a Reverse Mortgage Loan Officer (RMLO) to join our fast-growing sales team. The Reverse Loan Officer will be responsible for day-to-day tasks of originating reverse mortgages, building and maintaining relationships with referral partners and clients, and self-generating leads. Access to traditional loan products is also available. Our team of experienced reverse mortgage professionals offers FHA HECM and a variety of proprietary reverse mortgage, second mortgage, and hybrid products for both purchase and refinance transactions.
This is a full-time remote or hybrid role (office space may be available depending on location).
This position requires registration with the National Mortgage Licensing System and Registry (NMLS), as crated under the federal S.A.F.E Act.
Job Responsibilities
  • Establish, develop and maintain client relationships
  • Educate and consult potential borrowers on reverse mortgage products and processes
  • Build and maintain relationships with referral partners
  • Generate leads and market reverse mortgage products
  • Ensure all activities comply with lender requirements and regulations
  • Maintain education requirements and stay current on market trends and strategies

Qualifications
  • Minimum of 2 years of reverse mortgage origination experience
  • Reverse Mortgage program knowledge and skills
  • Demonstrated success in self-generating business
  • Excellent customer service and communication skills
  • Strong problem solving and analytical skills
  • Experience building and managing referral relationships
  • Knowledge of financial services and mortgage industry regulations and SAFE Act requirements

ACM promotes an Equal Employment Opportunity (EEO) workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, protected veteran status, or any other status protected by law. If you are disabled and need assistance in the application process, please contact the ACM Human Resources department.
The compensation for this position is fully commission based and determined by the individual's production.

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