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Commission Reverse Mortgage information

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$39K

$42.5K

$45K

How much do commission reverse mortgage jobs pay per year?

As of Jul 27, 2026, the average yearly pay for commission reverse mortgage in the United States is $42,500.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,000.00 and $44,000.00 per year, depending on experience, location, and employer.

What is the dark side of reverse mortgage?

A reverse mortgage job involves assessing risks associated with the financial product, such as the potential for high fees, reduced home equity, and the possibility of foreclosure if loan conditions are not met. Workers must understand complex regulations and communicate these risks clearly to clients, which can be challenging. The role requires careful attention to detail and knowledge of mortgage laws to avoid legal or financial pitfalls.

How much commission do loan officers make on a $500,000 loan?

Loan officers in the mortgage industry typically earn a commission that ranges from 0.5% to 2% of the loan amount. For a $500,000 loan, this could translate to $2,500 to $10,000 in commission, depending on the lender and specific compensation structure. Commission rates are often influenced by company policies and the loan officer's experience and performance.

How much does a mortgage broker make on a reverse mortgage?

Mortgage brokers typically earn a commission based on the loan amount, often around 1% to 2% of the reverse mortgage. This commission is paid by the lender and can vary depending on the broker's agreements and the loan size.

How to get a mortgage with a commission-based job?

To qualify for a mortgage with a commission-based job, lenders typically require consistent income documentation over at least two years, including tax returns and bank statements. Demonstrating stable earnings and a good credit score can improve approval chances, and some lenders may require a larger down payment or additional verification due to income variability.

What is the difference between Commission Reverse Mortgage vs Mortgage Loan Officer?

AspectCommission Reverse MortgageMortgage Loan Officer
CredentialsLicensing, NMLS registration, FHA certificationLicensing, NMLS registration, FHA certification
Work EnvironmentPrimarily working with seniors, in offices or clients' homesWorking with homebuyers, in banks or mortgage broker offices
Industry UsageSpecializes in reverse mortgage productsHandles various mortgage types including reverse mortgages

Both roles require similar licensing and certifications, but Commission Reverse Mortgage specialists focus on reverse mortgage products for seniors, while Mortgage Loan Officers handle a broader range of mortgage loans. The key difference lies in the target client base and product specialization.

More about Commission Reverse Mortgage jobs
What cities are hiring for Commission Reverse Mortgage jobs? Cities with the most Commission Reverse Mortgage job openings:
What are the most commonly searched types of Reverse Mortgage jobs? The most popular types of Reverse Mortgage jobs are:
What states have the most Commission Reverse Mortgage jobs? States with the most job openings for Commission Reverse Mortgage jobs include:
What job categories do people searching Commission Reverse Mortgage jobs look for? The top searched job categories for Commission Reverse Mortgage jobs are:
Commission Reverse Mortgage jobs near you
Infographic showing various Commission Reverse Mortgage job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 80% Full Time, 10% Part Time, and 9% Contract. Highlights an 88% Physical, 1% Hybrid, and 11% Remote job distribution, with an average salary of $42,500 per year, or $20.4 per hour.
Reverse Mortgage Loan Officer

Reverse Mortgage Loan Officer

Atlantic Coast Mortgage

Remote

Full-time

Posted 4 days ago

Job description

Our team is redefining the industry - and creating a culture of excellence.
Founded in 2011, Atlantic Coast Mortgage embodies a people-first culture rooted in commitment, character, and innovation. What began as a small team has grown into a thriving organization where our people remain the driving force behind our mission to redefine the mortgage industry. We believe individuals do their best work in an environment designed for success-and we're proud to be recognized by The Washington Post as a Top Workplace. As we continue to grow, we're not just hiring employees-we're looking for driven, energetic, and creative problem-solvers. If that sounds like you, and you're ready to build your career with a company committed to making meaningful change in our industry, we'd love to connect.
Atlantic Coast Mortgage is seeking a Reverse Mortgage Loan Officer (RMLO) to join our fast-growing sales team. The Reverse Loan Officer will be responsible for day-to-day tasks of originating reverse mortgages, building and maintaining relationships with referral partners and clients, and self-generating leads. Access to traditional loan products is also available. Our team of experienced reverse mortgage professionals offers FHA HECM and a variety of proprietary reverse mortgage, second mortgage, and hybrid products for both purchase and refinance transactions.
This is a full-time remote or hybrid role (office space may be available depending on location).
This position requires registration with the National Mortgage Licensing System and Registry (NMLS), as crated under the federal S.A.F.E Act.
Job Responsibilities
  • Establish, develop and maintain client relationships
  • Educate and consult potential borrowers on reverse mortgage products and processes
  • Build and maintain relationships with referral partners
  • Generate leads and market reverse mortgage products
  • Ensure all activities comply with lender requirements and regulations
  • Maintain education requirements and stay current on market trends and strategies

Qualifications
  • Minimum of 2 years of reverse mortgage origination experience
  • Reverse Mortgage program knowledge and skills
  • Demonstrated success in self-generating business
  • Excellent customer service and communication skills
  • Strong problem solving and analytical skills
  • Experience building and managing referral relationships
  • Knowledge of financial services and mortgage industry regulations and SAFE Act requirements

ACM promotes an Equal Employment Opportunity (EEO) workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, protected veteran status, or any other status protected by law. If you are disabled and need assistance in the application process, please contact the ACM Human Resources department.
The compensation for this position is fully commission based and determined by the individual's production.

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