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Freelance Reverse Mortgage Sales Jobs (NOW HIRING)

Longbridge Financial

Reverse Mortgage Closer

Mahwah, NJ · On-site

... the reverse mortgage business. If you are interested in taking the next step in your career and ... Review title information, sales comps and LOS information for accuracy and to identify potential ...

Longbridge Financial

Reverse Mortgage Closer

Mahwah, NJ · On-site

The Closer will work with Correspondent Partners, Title companies, Sales Advisors, Attorneys, etc ... reverse mortgage calculator to customize application packages based on client qualification. • ...

Caliver Beach

Be Seen First

Reverse Mortgage Loan Officer

Owings Mills, MD · On-site

$50K/yr

Join a Top 3 Reverse Mortgage Broker in the Nation! Looking for real work-life balance ? Join a ... years of mortgage or sales experience Active NMLS/MLO license or currently in the process of ...

Benchmark Mortgage

Reverse Loan Officer

Plantation, FL · On-site

Ideal candidates for this position have a strong service-oriented mindset with prior, proven reverse mortgage loan sale experience, excellent communication skills, and proven knowledge of reverse ...

Benchmark Mortgage

Reverse Loan Officer

Ada, MI · On-site

Ideal candidates for this position have a strong service-oriented mindset with prior, proven reverse mortgage loan sale experience, excellent communication skills, and proven knowledge of reverse ...

Benchmark Mortgage

Reverse Loan Officer

Greensboro, NC · On-site

Ideal candidates for this position have a strong service-oriented mindset with prior, proven reverse mortgage loan sale experience, excellent communication skills, and proven knowledge of reverse ...

Benchmark Mortgage

Reverse Loan Officer

Ada, MI · On-site

Ideal candidates for this position have a strong service-oriented mindset with prior, proven reverse mortgage loan sale experience, excellent communication skills, and proven knowledge of reverse ...

Benchmark Mortgage

Reverse Loan Officer

Plantation, FL · On-site

Ideal candidates for this position have a strong service-oriented mindset with prior, proven reverse mortgage loan sale experience, excellent communication skills, and proven knowledge of reverse ...

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All JobsFreelance Reverse Mortgage Sales Jobs

Freelance Reverse Mortgage Sales information

See salary details

$14

$47

$132

How much do freelance reverse mortgage sales jobs pay per hour?

As of Jun 16, 2026, the average hourly pay for freelance reverse mortgage sales in the United States is $47.71, according to ZipRecruiter salary data. Most workers in this role earn between $24.28 and $61.78 per hour, depending on experience, location, and employer.

Will MLO be replaced by AI?

A mortgage loan originator (MLO) in reverse mortgage sales performs tasks such as client consultation, application processing, and compliance adherence. While AI can assist with data analysis and automate routine tasks, it is unlikely to fully replace MLOs due to the need for personalized advice, relationship building, and regulatory understanding. MLOs will continue to play a vital role in guiding clients through complex financial decisions.

What is the 60% rule in reverse mortgage?

The 60% rule in reverse mortgage refers to the guideline that borrowers should aim to use no more than 60% of their home's appraised value in the loan amount to ensure sufficient equity remains. As a reverse mortgage sales professional, understanding this rule helps in advising clients on loan limits and financial planning. It also emphasizes the importance of proper loan structuring and borrower education.

What is the difference between Freelance Reverse Mortgage Sales vs Reverse Mortgage Loan Officer?

AspectFreelance Reverse Mortgage SalesReverse Mortgage Loan Officer
CredentialsTypically requires licensing, sales certifications, and industry knowledgeRequires licensing, underwriting knowledge, and industry certifications
Work EnvironmentIndependent, remote, or contract-based sales rolesOffice-based or branch settings, working with clients and underwriters
Employer & Industry UsageUsed by independent agents or brokers selling reverse mortgagesEmployed by banks, lenders, or mortgage companies
Search & Comparison IntentFocuses on freelance sales opportunities and independenceFocuses on loan processing, approval, and client consultation

Freelance Reverse Mortgage Sales primarily involves independent sales activities, while Reverse Mortgage Loan Officers handle loan processing and client advising within a company. Both roles require industry licensing and knowledge, but differ in work environment and employer structure.

What is the dark side of reverse mortgage?

For a freelance reverse mortgage sales role, understanding the potential downsides of reverse mortgages is important. The dark side includes high fees, interest accumulation that reduces home equity, and the risk of foreclosure if loan terms are not met. Sales professionals should be transparent about these risks to ensure clients make informed decisions.

How much commission do loan officers make on a $500,000 loan?

Freelance reverse mortgage sales professionals typically earn a commission of around 2% to 4% of the loan amount, so on a $500,000 loan, this could range from $10,000 to $20,000. The exact commission depends on the lender, the agreement, and the specific terms of the sale.
More about Freelance Reverse Mortgage Sales jobs
What cities are hiring for Freelance Reverse Mortgage Sales jobs? Cities with the most Freelance Reverse Mortgage Sales job openings:
What are the most commonly searched types of Reverse Mortgage Sales jobs? The most popular types of Reverse Mortgage Sales jobs are:
What states have the most Freelance Reverse Mortgage Sales jobs? States with the most job openings for Freelance Reverse Mortgage Sales jobs include:
What job categories do people searching Freelance Reverse Mortgage Sales jobs look for? The top searched job categories for Freelance Reverse Mortgage Sales jobs are:
Freelance Reverse Mortgage Sales jobs near you
Infographic showing various Freelance Reverse Mortgage Sales job openings in the United States as of June 2026, with employment types broken down into 9% Full Time, and 91% Part Time. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $99,230 per year, or $47.7 per hour.
Mortgage Loan Processor - Reverse

Mortgage Loan Processor - Reverse

Mutual of Omaha Mortgage

Decatur, GA • Remote

$24 - $30/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 7 days ago

Job description

Mutual of Omaha is a Fortune 300 Company with an iconic brand and outstanding customer loyalty. Mutual of Omaha Mortgage is inspired by hometown values and a commitment to being responsible and caring for each other. We exist for the benefit of our customers and employees. 
Mutual of Omaha Mortgage is a full-service lending company offering both Forward and Reverse Mortgage products including a complete line of residential mortgage, refinancing, specialty, and HECM loans. We employ a knowledgeable staff of experienced Loan Officers with an operations team that is second to none. If you are interested in joining a team that promotes from within and works together toward a common goal of helping customers with their mortgage needs, please review and apply for our opening below!
Prior Reverse Mortgage Experience is required.
Duties and Responsibilities:

  • Effectively manage and process a full pipeline of mortgage loan files
  • Evaluate loan files for regulatory compliance and completeness
  • Accurately review and input pertinent loan data into operational systems
  • Order supplementary vendor products, such as title reports and property appraisals
  • Obtain required underwriting conditions from loan officer and/or loan applicant(s)
  • Utilize FHA Connection to update loan data as needed
  • Communicate pipeline and file status to retail sales channels and management
  • Work closely with all operational departments to establish productive and efficient workflows
  • Complete required checklists and worksheets
Experience and Education:
  • Minimum 2 years in reverse mortgage loan processing required
  • Bachelor’s degree preferred, but not required
  • Excellent computer skills with the ability to learn new systems
  • Knowledge of MS Office products
  • Strong customer service and time management skills a must
  • Highly motivated and determined to succeed in a competitive, time sensitive industry

The hourly rate for this position is $24-30 per hour.
Mutual of Omaha Mortgage is an Equal Opportunity Employer, and we encourage diverse, talented, qualified applicants to apply. We offer an extensive compensation package. Benefits include: 
  • Vacation — Vacation hours accrue on a per pay period basis. Balance maximums are based on years of service. 
  • Paid Sick Time — 40 hours of paid sick time after 90 days of employment. State sick time requirements will be added as needed. 
  • 9 Paid Holidays + 1 Cultural Celebration Day (Floating Holiday) 
  • Multiple PPO Medical Plans, as well as HDHP eligible plan. 
  • Dental Coverage 
  • Vision Coverage 
  • Company Paid Life Insurance 
  • 401K with a generous employer match 
  • Additional Benefits including – Optional Life, FSA, Pet Insurance etc. 
  • Free Legal Services 
  • Employee Loan Program 
  • 100% Remote

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