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Freelance Credit Risk Modeling Jobs in Arizona (NOW HIRING)

Bank of America

Credit Underwriter I-II

Scottsdale, AZ

$88K - $139K/yr

Credit and Risk Assessment * Financial Analysis * Underwriting * Written Communications * Analytical Thinking * Credit Documentation Requirements * Financial Forecasting and Modeling * Recording ...

Carvana

Senior Data Engineer, Predictive Modeling

Tempe, AZ

$101K - $137K/yr

Work Model: This is a 100% on-site role at our Tempe office, Monday through Friday. About the team ... Whether we're assessing credit risk, optimizing inventory and pricing strategies, or building AI ...

Carvana

Senior Data Engineer, Predictive Modeling

Tempe, AZ

$101K - $137K/yr

Work Model: This is a 100% on-site role at our Tempe office, Monday through Friday. About the team ... Whether we're assessing credit risk, optimizing inventory and pricing strategies, or building AI ...

Carvana

Senior Data Engineer, Predictive Modeling

Tempe, AZ · On-site

$101K - $137K/yr

Work Model: This is a 100% on-site role at our Tempe office, Monday through Friday. About the team ... Whether we're assessing credit risk, optimizing inventory and pricing strategies, or building AI ...

Columbia Banking System, Inc.

Senior IT Auditor

Phoenix, AZ · On-site

$93K - $122K/yr

Enterprise Risk Management, Credit risk, Market risk, Operational risk, Model risk, Liquidity risk, and/or Sarbanes-Oxley. Broad, general knowledge of the banking and financial services industry and ...

Columbia Banking System, Inc.

Senior IT Auditor

Phoenix, AZ · On-site +1

$93K - $122K/yr

Enterprise Risk Management, Credit risk, Market risk, Operational risk, Model risk, Liquidity risk, and/or Sarbanes-Oxley. Broad, general knowledge of the banking and financial services industry and ...

Genesis Capital

Senior Credit Underwriter

Scottsdale, AZ · On-site

$140K - $175K/yr

The Sr Credit Underwriter's key responsibility is to assess risk in the borrower's business ... Financial modeling techniques and preparation of pro-forma financial statements and NOI/DSCR ...

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Freelance Credit Risk Modeling information

What are the key skills and qualifications needed to thrive as a Freelance Credit Risk Modeler, and why are they important?

To thrive as a Freelance Credit Risk Modeler, you need a strong background in statistics, quantitative finance, and data analysis, typically supported by a degree in finance, mathematics, or a related field. Proficiency in programming languages such as Python, R, or SAS, along with experience using risk modeling software and knowledge of regulatory frameworks like Basel III, is crucial. Excellent communication, project management, and client relationship skills help distinguish top freelancers in this role. These abilities are essential for delivering accurate risk assessments, meeting client expectations, and maintaining compliance in a dynamic financial environment.

What is freelance credit risk modeling?

Freelance credit risk modeling involves independent professionals analyzing and predicting the likelihood that borrowers or counterparties will default on financial obligations. These freelancers use statistical methods, machine learning models, and data analysis to assess credit risk for banks, lenders, or other firms. Their work helps organizations make informed lending decisions, set appropriate interest rates, and comply with regulatory requirements. Freelancers in this field may work on projects like developing credit scorecards, stress testing portfolios, or validating existing risk models.

What is the difference between Freelance Credit Risk Modeling vs Credit Analyst?

AspectFreelance Credit Risk ModelingCredit Analyst
CredentialsRelevant certifications (e.g., CFA, credit risk certifications), strong quantitative skillsTypically requires a degree in finance, economics, or related field; certifications are a plus
Work EnvironmentIndependent, project-based, remote or client-siteUsually in banks, financial institutions, or corporate offices
Industry UsageUsed by consulting firms, freelance platforms, and financial servicesEmployed directly by financial institutions or corporations
Comparison Search IntentUnderstanding freelance opportunities in credit risk modelingAssessing creditworthiness and risk for lending decisions

Freelance Credit Risk Modeling involves independent, project-based work focusing on developing risk models, often remotely. Credit Analysts work within organizations to evaluate creditworthiness, typically in a structured environment. While both roles require financial expertise and similar credentials, their work settings and employment types differ significantly.

How do freelance credit risk modelers typically collaborate with clients and other stakeholders during projects?

Freelance credit risk modelers usually work closely with client teams such as credit analysts, data engineers, and compliance officers to understand data sources, project objectives, and regulatory requirements. Communication often occurs through regular virtual meetings, progress reports, and collaborative tools to ensure transparency and alignment. Freelancers must be proactive in clarifying goals, sharing preliminary findings, and incorporating feedback to deliver models that meet both technical and business needs. Building strong client relationships and maintaining clear documentation are key to successful collaboration in this role.
What are the most commonly searched types of Credit Risk Modeling jobs in Arizona? The most popular types of Credit Risk Modeling jobs in Arizona are:
What are popular job titles related to Freelance Credit Risk Modeling jobs in Arizona? For Freelance Credit Risk Modeling jobs in Arizona, the most frequently searched job titles are:
What job categories do people searching Freelance Credit Risk Modeling jobs in Arizona look for? The top searched job categories for Freelance Credit Risk Modeling jobs in Arizona are:
What cities in Arizona are hiring for Freelance Credit Risk Modeling jobs? Cities in Arizona with the most Freelance Credit Risk Modeling job openings:
Freelance Credit Risk Modeling jobs near you
Credit Underwriter I-II

Credit Underwriter I-II

Bank of America

Scottsdale, AZ

$88K - $139K/yr

Full-time

PTO

Posted 17 days ago

Job description

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates' physical, emotional, and financial wellness through affordable, competitive and flexible benefits.
We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.
Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:
This job is responsible for supporting credit underwriting and monitoring for new and existing clients in partnership with a credit team. Key responsibilities include independently managing low-complexity transactions or portfolios, completing and reviewing credit analysis, evaluating risks, and writing financial analysis. Job expectations include leading the process, ensuring timely and accurate analysis, and coaching teammates on credit requirements.

Responsibilities:

  • Leads the credit analysis process with the support of other analysts and associates

  • Partners with Credit Officers, Relationship Management, and Risk teammates to understand structuring needs and requirements

  • Monitors operating performance and financial condition, proactively identifying issues and opportunities

  • Assists in delivery of financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process

  • Reviews work of junior teammates to provide feedback/coaching and ensure compliance with laws, rules, regulations and policy procedure

  • May have primary coverage responsibility for a portfolio of clients with limited complexity and credit approval for certain credit actions

  • Participate in loan structure conversations and completion of loan documentation with internal/external legal partners

Skills:

  • Attention to Detail

  • Credit and Risk Assessment

  • Financial Analysis

  • Underwriting

  • Written Communications

  • Analytical Thinking

  • Credit Documentation Requirements

  • Financial Forecasting and Modeling

  • Recording/Organizing Information

  • Business Acumen

  • Collaboration

  • Collateral Management

  • Loan Structuring

  • Prioritization

Required Qualifications:

3+ years of solid experience in Commercial Banking (Middle Market or Large Corporate or Leveraged Finance) underwriting, performing financial analysis, structuring, and portfolio management

Strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring.

Desired Qualifications:

Participate with RM or CO's to negotiate Credit Agreements & loan documents, as needed.

Be knowledgeable of the closing process & timeline for all types of loans (i.e. real estate, revolvers, etc.)

BA/BS Desired

Shift:

1st shift (United States of America)

Hours Per Week:

40

Pay Transparency details

US - NV - Las Vegas - 400 S Rampart Blvd - 400 S Rampart Blvd (NV9840)Pay and benefits informationPay range$88,000.00 - $139,000.00 annualized salary, offers to be determined based on experience, education and skill set.Discretionary incentive eligibleThis role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.BenefitsThis role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

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