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Freelance Actuarial Jobs (NOW HIRING)

$180 - $240/hr

Either an actuarial credential (FSA, ASA, FCAS, or ACAS) or an active state insurance license in ... Roles hired through Cincinnatus are not project-based or freelance engagements. They are structured ...

New

$140 - $200/hr

... an actuarial designation. Strongly preferred. * AI fluency: Hands‑on working use of large ... Roles hired through Cincinnatus are not project‑based or freelance engagements. They are ...

New

Freelance Actuarial information

See salary details

$51K

$113.7K

$158K

How much do freelance actuarial jobs pay per year?

As of Sep 3, 2026, the average yearly pay for freelance actuarial in the United States is $113,678.00, according to ZipRecruiter salary data. Most workers in this role earn between $98,500.00 and $127,000.00 per year, depending on experience, location, and employer.

What is a freelance actuarial?

A freelance actuarial professional is an actuary who works independently rather than as a full-time employee for a single company. They provide actuarial services—such as risk assessment, financial modeling, and statistical analysis—to multiple clients on a contract basis. Freelance actuaries often work with insurance companies, consulting firms, or corporations needing specialized expertise for specific projects. This career path offers flexibility in work location and schedule but may require more effort in client acquisition and business management.

How do freelance actuaries typically find clients and manage project workloads?

Freelance actuaries often find clients by leveraging professional networks, actuarial associations, and online platforms that connect freelancers with companies needing actuarial expertise. Managing project workloads can be a unique challenge, as it requires balancing multiple clients, meeting varied deadlines, and regularly communicating updates. Many freelance actuaries use project management tools and set clear expectations with clients to ensure smooth delivery. Building a reputation for reliability and accuracy is key to securing repeat business and referrals in this field.

What are the key skills and qualifications needed to thrive as a freelance actuarial, and why are they important?

To thrive as a Freelance Actuarial, you need strong analytical abilities, advanced mathematics or statistics knowledge, and usually a degree in actuarial science, mathematics, or a related field, often supported by actuarial certification progress (such as SOA or CAS exams). Proficiency with actuarial software (like Prophet or MoSes), Excel, and statistical programming languages (such as R or Python) is typically required. Exceptional client communication, project management, and problem-solving skills help freelancers stand out in delivering tailored solutions independently. These skills ensure accurate risk assessment, effective client relationships, and the ability to manage complex projects autonomously.

What is the difference between Freelance Actuarial vs Actuarial Analyst?

AspectFreelance ActuarialActuarial Analyst
CredentialsTypically requires actuarial exams, certifications (e.g., ASA, FSA)Same certifications and exams as freelance actuaries
Work EnvironmentIndependent, project-based, remote or client sitesFull-time, in-house or remote within insurance or consulting firms
Employer & IndustryClients across various companies, consulting firms, or as independent contractorInsurance companies, consulting firms, or corporate actuarial departments
Work FocusValuation, pricing, risk analysis on a freelance basisData analysis, reporting, and support for senior actuaries

Freelance Actuarials work independently on projects for multiple clients, offering flexibility and diverse experience. Actuarial Analysts typically work within organizations, focusing on data analysis and supporting senior staff. Both roles require similar credentials, but differ mainly in work setting and employment structure.

More about Freelance Actuarial jobs

What cities are hiring for Freelance Actuarial jobs?

Cities with the most Freelance Actuarial job openings:

What are the most commonly searched types of Actuarial jobs?

The most popular types of Actuarial jobs are:

What states have the most Freelance Actuarial jobs?

States with the most job openings for Freelance Actuarial jobs include:

Infographic showing various Freelance Actuarial job openings in the United States as of August 2026, with employment types broken down into 1% Internship, 92% Full Time, 6% Part Time, and 1% Contract. Highlights an 64% Physical, 13% Hybrid, and 23% Remote job distribution, with an average salary of $113,678 per year, or $54.7 per hour.

Insurance Domain Expert Mercor · Bay Area, CA $60-100/hr →

Dorado

California, MO • On-site

$180 - $240/hr

Other

Posted 2 days ago

New


Job description

Join a leading AI lab's cutting-edge GenAI team to be at the core of the AI revolution, where your expertise fuels the development of the most advanced AI models.

1. Overview

We are hiring a senior insurance and actuarial domain expert to work directly with a leading AI lab's research and program management teams, improving how frontier AI models reason about real insurance work.

Your insurance expertise is the substance of this role. You will review the quality of insurance knowledge work tasks, write the instruction specs and golden solutions that define what "correct" looks like, and build the benchmarks that show whether the model is genuinely improving. We are looking for a practicing specialist rather than a generalist.

This is a full-time W-2 employment position with Cincinnatus LLC, with the opportunity to be placed at a leading AI lab as part of their extended workforce. You will be provisioned with client-issued accounts and equipment, and will work inside the client's own tools alongside their research teams.

Location: This is a hybrid role based in the Bay Area, California. You must live in the Bay Area and work on-site with the client's team multiple days each week, when required. This is not a remote role. If you do not currently live in the Bay Area, you must be willing to relocate there at your own cost before the engagement starts. Relocation assistance is not provided.

2. Key Responsibilities
  • Data QA and reviews: Vet the quality of insurance knowledge work tasks and model outputs, spotting missing behaviors, thin reasoning, flawed actuarial assumptions, misapplied policy language, and answers that read well but would not survive professional scrutiny.

  • Instruction specs and golden datasets: Write high-quality instruction specs, produce golden solutions to insurance and actuarial problems, and define new tasks that reflect how the work is actually done in practice.

  • Benchmarks and domain depth: Design challenging insurance tasks and evaluation sets, and help build domain-specific skills and tools together with the research team.

  • Calibration: Work with client researchers and specialists in adjacent fields to keep standards consistent, translating tacit insurance judgment into explicit, teachable criteria.

3. Core Qualifications
  • Credentials: Either an actuarial credential (FSA, ASA, FCAS, or ACAS) or an active state insurance license in adjusting, underwriting, or broking, for example an all-lines adjuster license. Actuarial candidates are expected to hold a degree in actuarial science, mathematics, statistics, or a related quantitative field.

  • Experience: 4+ years of substantive insurance experience at a carrier, reinsurer, broker, adjusting firm, or insurance regulator.

  • Domain depth: Genuine specialization in at least one area, for example life and annuity, group life and disability, property and casualty, health, reinsurance, pricing and reserving, enterprise risk management, claims adjudication, or underwriting.

  • Seniority: Clear progression to a senior level, for example Actuary, Senior Actuary, AVP, Director, Chief Actuary, Claims Manager, or Head of Underwriting, with real ownership of a book, a reserve, or a claims portfolio.

  • AI fluency: Hands‑on working use of large language models in your professional work, and the judgment to tell a well‑reasoned answer from a plausible‑sounding wrong one.

  • Availability: Able to commit reliably to 40 hours per week for an initial engagement of 6 months.

  • Location: Living in the Bay Area, California, and able to work on-site with the client's team multiple days each week, when required. Candidates not currently based in the Bay Area must be willing to relocate there at their own cost. Relocation assistance is not provided.

  • Excellent written communication, and the ability to give precise, well‑structured written feedback.

About Cincinnatus LLC

Cincinnatus LLC is an enterprise staffing company that partners with leading technology companies to source and employ highly skilled professionals for contingent and contract-based opportunities. Cincinnatus serves as the employer of record for these engagements, providing W-2 employment, payroll, benefits, and compliance, while placing employees directly within client teams to work on high-impact initiatives.

Roles hired through Cincinnatus are not project-based or freelance engagements. They are structured, role-based positions that typically involve part-time or full-time commitments, close collaboration with a client's internal teams, and integration into standard enterprise workflows.

Cincinnatus is a legal entity separate from Mercor. While opportunities may be discovered through Mercor's platform, employment, onboarding, payroll, and benefits for these roles are administered by Cincinnatus LLC.

Equal Employment Opportunity

Cincinnatus is proud to be an Equal Employment Opportunity employer. We do not discriminate based upon race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, genetic information, political views or activity, or any other legally protected characteristic.

Cincinnatus is committed to providing reasonable accommodations for qualified individuals with disabilities and disabled veterans throughout the job application process.

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