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Fintech Software Engineer Jobs in Ohio (NOW HIRING)

As a mission-driven fintech , we simplify the home-buying process through cutting-edge technology ... As a Staff Software Engineer on the LowerOS team, you will lead the design and evolution of the ...

As a mission-driven fintech , we simplify the home-buying process through cutting-edge technology ... As a Staff Software Engineer on the LowerOS team, you will lead the design and evolution of the ...

$140 - $170/hr

A high-velocity, pan-European FinTech scale-up delivering embedded banking API solutions and real ... The VP of Engineering will take operational command of the software engineering division, driving ...

Senior Cloud Engineer

Cincinnati, OH · On-site

$100K - $137K/yr

As a Software Engineer you could work with bleeding edge technology as you build innovative fintech products that change the way the world pays, banks and invests. This will involve developing core ...

Senior Cloud Engineer

Cincinnati, OH · On-site

$100K - $137K/yr

As a Software Engineer you could work with bleeding edge technology as you build innovative fintech products that change the way the world pays, banks and invests. This will involve developing core ...

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Fintech Software Engineer information

See Ohio salary details

$60.4K

$140.3K

$195.4K

How much do fintech software engineer jobs pay per year?

As of Aug 24, 2026, the average yearly pay for fintech software engineer in Ohio is $140,250.00, according to ZipRecruiter salary data. Most workers in this role earn between $114,100.00 and $164,500.00 per year, depending on experience, location, and employer.

What is a fintech software engineer?

A Fintech Software Engineer designs, develops, and maintains software solutions for financial technology applications, such as payment systems, trading platforms, and banking services. They work with technologies like blockchain, APIs, cloud computing, and data security to ensure reliable and secure financial transactions. This role requires expertise in programming languages like Python, Java, or C++, along with an understanding of financial regulations and compliance. Fintech engineers collaborate with product managers, data scientists, and security experts to innovate and improve financial services.

What are the key skills and qualifications needed to thrive as a fintech software engineer?

To thrive as a Fintech Software Engineer, you need strong programming skills (commonly in Java, Python, or C++), a solid understanding of financial systems, and a bachelor’s degree in computer science or a related field. Familiarity with cloud platforms, API development, blockchain technologies, and relevant certifications like AWS Certified Developer or CFA (for those building trading platforms) is highly valuable. Collaboration, problem-solving, and effective communication are standout soft skills for this position. These competencies ensure secure, scalable, and user-focused financial technology solutions in a rapidly evolving industry.

What are some typical challenges faced by fintech software engineers in their daily work?

Fintech Software Engineers often work on complex systems that must comply with strict security and regulatory standards, which can be challenging when innovating with new technologies. They frequently juggle integrating modern solutions with legacy financial infrastructure, ensuring reliability while maintaining fast deployment cycles. Collaboration with product managers, compliance teams, and data scientists is common, requiring both technical expertise and clear communication. Successfully overcoming these challenges is crucial for delivering secure, high-performance financial applications in the competitive fintech landscape.

What are the most commonly searched types of Fintech Software Engineer jobs in Ohio?

The most popular types of Fintech Software Engineer jobs in Ohio are:

What cities in Ohio are hiring for Fintech Software Engineer jobs?

Cities in Ohio with the most Fintech Software Engineer job openings:

Infographic showing various Fintech Software Engineer job openings in Ohio as of August 2026, with employment types broken down into 100% Full Time. Highlights an 83% In-person, and 17% Remote job distribution, with an average salary of $140,250 per year, or $67.4 per hour.

Software Development Engineer

Luma Financial Technologies, LLC

Cincinnati, OH • On-site

$85 - $140/hr

Other

Posted 18 days ago


Job description

Founded in 2018, Luma Financial Technologies (“Luma”) has pioneered a cutting-edge fintech software platform that has been adopted by broker/dealer firms, RIA offices, and private banks around the world. By using Luma, institutional and retail investors have a fully customizable, independent, buy-side technology platform that helps financial teams more efficiently learn about, research, purchase, and manage alternative investments as well as annuities. Luma gives these users the ability to oversee the full, end-to-end process lifecycle by offering a suite of solutions. These include education resources and training materials; creation and pricing of custom structured products; electronic order entry; and post-trade management. By prioritizing transparency and ease of use, Luma is a multi-issuer, multi-wholesaler, and multi-product option that advisors can utilize to best meet their clients’ specific portfolio needs. Headquartered in Cincinnati, OH, Luma also has offices in New York, NY, Miami, FL, Zurich, Switzerland and Lisbon, Portugal. For more information, please visit Luma’s website .

About the role

We are seeking a skilled and adaptable Software Development Engineer to design and implement integrations with our platform. In this role, you will collaborate with engineers, product owners, and business teams to understand requirements, design scalable and maintainable solutions, and ensure security by design. Performance is critical to providing a seamless user experience, and we expect you to optimize for efficiency and speed.

The ideal candidate will ensure timely delivery of high-quality solutions. A strong focus on code test coverage, CI/CD best practices, and production support is essential. Given our decentralized team structure, the ability to work effectively across multiple time zones is required.

What you\'ll do
  • Design and implement scalable microservices
  • Develop and maintain high-performance Java and Spring Boot applications
  • Create and optimize APIs with a focus on system reliability
  • Develop async communication systems
  • Implement robust monitoring and alerting solutions
  • Work with both relational and non-relational databases
  • Collaborate with cross-functional teams to refine and deliver technical solutions
  • Stay up to date with emerging technologies, architectures, and coding best practices
  • Adapt to a fast-paced environment with shifting priorities
Qualifications
  • Bachelor’s degree or above in Computer Science, Engineering, or a related field
  • Minimum 4 years of professional software development experience
  • Proven experience working in an Agile framework (Scrum/Kanban)
  • Demonstrated commitment to high-quality, maintainable code
  • Strong expertise in Java and Spring Boot
  • Strong experience with relational and noSQL databases
  • Solid understanding of microservices architecture and design patterns
  • API and Async streaming
  • Experience with production and troubleshooting
  • Hands-on experience with cloud computing (AWS preferred)
  • Familiarity with CI/CD pipelines and production deployment best practices
  • Familiarity with AI tools like Claude Code and AWS Kiro
  • Good understanding of React frontend application is desired

The pay range for this role is:

85,000 - 140,000 USD per year (Cincinnati)

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