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Final Expense Insurance Jobs in Minnesota (NOW HIRING)

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Final Expense Insurance information

See Minnesota salary details

$37.2K

$80.1K

$109.7K

How much do final expense insurance jobs pay per year?

As of Jul 4, 2026, the average yearly pay for final expense insurance in Minnesota is $80,121.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,200.00 and $96,500.00 per year, depending on experience, location, and employer.

How much do final expense insurance agents make?

Final expense insurance agents typically earn between $30,000 and $70,000 annually, with top performers making over $100,000. Income largely depends on sales skills, experience, and commission structures, as these agents often work on a commission-only basis or with a combination of salary and commissions.

Is the $50,000 final expense real?

Final expense insurance policies offering $50,000 coverage are available and are designed to help cover funeral and burial costs. These policies are legitimate financial products provided by insurance companies, but the specific coverage amount and terms vary by provider. It is important to compare policies and ensure the insurer is licensed and reputable before purchasing.

What are the typical challenges faced in a Final Expense Insurance role?

One common challenge in Final Expense Insurance is addressing sensitive topics with clients, as discussions often involve end-of-life planning and financial concerns. Agents may encounter objections or emotional conversations, requiring patience and empathy to build rapport and trust. Additionally, prospecting for new clients and navigating various state insurance regulations can be demanding. However, many find the role rewarding due to the meaningful impact they have on helping families prepare for the future, and there are strong opportunities for career growth through building a client base and advancing to management or training positions.

Is selling final expense insurance a good career?

Final expense insurance sales is a sales-focused career that involves helping clients plan for end-of-life expenses. Success often depends on strong interpersonal skills, product knowledge, and the ability to build client relationships, with many agents working independently and earning commissions based on sales performance.

What is a Final Expense Insurance job?

A Final Expense Insurance job involves helping clients secure affordable insurance policies that cover end-of-life expenses, such as funeral costs and medical bills. Agents educate customers on policy options, assess their needs, and assist them in choosing the right coverage. This role typically includes sales, customer service, and networking to build a client base. Many agents work with insurance companies or as independent brokers, earning commissions for policies they sell.

What does Dave Ramsey say about final expense insurance?

Dave Ramsey generally recommends term life insurance over final expense insurance, emphasizing affordability and simplicity. He advises consumers to focus on term policies that provide adequate coverage and avoid whole or final expense policies with higher premiums and less transparency.

What are the key skills and qualifications needed to thrive in the Final Expense Insurance position, and why are they important?

To thrive in Final Expense Insurance, you need strong sales acumen, thorough knowledge of insurance products, and applicable state licensure. Familiarity with insurance quoting software, CRM systems, and regulatory compliance tools is highly valued. Excellent interpersonal skills, active listening, and compassion set top performers apart in this field. These capabilities help build client trust, ensure regulatory adherence, and drive continued success in serving clients planning for end-of-life expenses.

What are popular job titles related to Final Expense Insurance jobs in Minnesota? For Final Expense Insurance jobs in Minnesota, the most frequently searched job titles are:
What job categories do people searching Final Expense Insurance jobs in Minnesota look for? The top searched job categories for Final Expense Insurance jobs in Minnesota are:
Final Expense Insurance jobs near you
Infographic showing various Final Expense Insurance job openings in Minnesota as of June 2026, with employment types broken down into 1% As Needed, 87% Full Time, 7% Part Time, 1% Temporary, 3% Contract, and 1% Nights. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $80,121 per year, or $38.5 per hour.
MN-Maple Grove Life Insurance - Final Expense Producer

MN-Maple Grove Life Insurance - Final Expense Producer

AMERICAN SENIOR BENEFITS LLC

Maple Grove, MN • On-site

$49K - $151K/yr

Full-time

Posted 7 days ago

Job description

Overview
Who we are:
American Senior Benefits offers the best opportunity in the insurance space, in the country. We are backed by the Integrity organization, the largest Insurance Marketing Organization in America. We have acess to over 220 A rated carriers, so you can do the best for your clients, every time. Get more referrals, keep your business in place, and forget charge backs. Do you want to do the best for your clients every day? Join Us.
Some of our partners:
  • Gerber
  • Mutual of Omaha
  • Allianz
  • John Hancock
  • Transamerica
  • North American Life

Responsibilities
Who we are looking for: Professionals driven by doing the right thing every time, and helping their community.
Responsibilities and Duties:
  • Educate your community on products and solutions from the best carriers.
  • Work with our back office on delivering illustrations.
  • Assist with applications, enrollments and benefits delivery.
  • Generate new business from company provided marketing.
  • Retain and grow client base through exceptional customer service.

Qualifications
Requirements:
  • Life insurance license OR willing to obtain a license
  • Ability to pass a criminal background check
  • Excellent phone and communication skills
  • Computer literacy
  • Strong organizational and multitasking abilities
  • Ability to work in office a few days a week and ability to build a schedule around your clients.

Hear From Our Agents
Compensation
USD $49,900.00 - USD $151,333.00 /Yr.

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