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Final Expense Insurance Agents Jobs (NOW HIRING)

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We are an honest Final Expense Group, and we are looking to hire a couple of Final Expense ... State Life Insurance license Full-time/Part-Time Commitment Consistent Schedule Consistent Lead ...

Be Seen First

We are an honest Final Expense Group, and we are looking to hire a couple of Final Expense ... State Life Insurance license Full-time/Part-Time Commitment Consistent Schedule Consistent Lead ...

Be Seen First

We are an honest Final Expense Group, and we are looking to hire a couple of Final Expense ... State Life Insurance license Full-time/Part Time Commitment Consistent Schedule Consistent Lead ...

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Final Expense Insurance Agents information

See salary details

$38K

$81.8K

$112K

How much do final expense insurance agents jobs pay per year?

As of May 28, 2026, the average yearly pay for final expense insurance agents in the United States is $81,805.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,500.00 and $98,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Final Expense Insurance Agent, and why are they important?

To thrive as a Final Expense Insurance Agent, you need strong sales acumen, knowledge of life insurance products, and typically a state insurance license. Familiarity with CRM software, quoting systems, and electronic application tools is essential for managing leads and processing policies efficiently. Outstanding interpersonal skills, empathy, and active listening help build trust and rapport with clients facing sensitive end-of-life planning decisions. These skills and qualities are crucial for effectively meeting client needs, generating business, and sustaining long-term success in a competitive market.

What are some common challenges Final Expense Insurance Agents face when building a client base, and how can they overcome them?

Final Expense Insurance Agents often encounter challenges such as reaching prospects who may be hesitant to discuss end-of-life planning or who have limited knowledge about insurance products. To overcome these obstacles, agents typically focus on building trust through compassionate communication and by educating clients about the benefits and affordability of final expense policies. Networking within local communities, leveraging referrals, and maintaining consistent follow-up are also effective strategies to grow a client base. Additionally, many agencies provide training and marketing support to help agents navigate these challenges successfully.

What are Final Expense Insurance Agents?

Final Expense Insurance Agents are professionals who specialize in helping clients obtain insurance policies designed to cover end-of-life expenses, such as funeral costs, medical bills, and outstanding debts. They assess clients' needs, explain policy options, and guide them through the application process. Their primary goal is to ensure that individuals and their families are financially prepared for expenses that arise after death, providing peace of mind during difficult times. Final Expense Insurance Agents often work with seniors and those looking to secure affordable life insurance without complex medical exams.

What is the difference between Final Expense Insurance Agents vs Medicare Insurance Agents?

AspectFinal Expense Insurance AgentsMedicare Insurance Agents
Required CredentialsLicensing in life insurance, possibly additional state-specific certificationsLicensing in health insurance, Medicare-specific certifications
Work EnvironmentPrimarily independent, in-home sales or appointmentsOften in-person or virtual consultations, working with seniors
Employer & Industry UsageInsurance agencies, independent agents, financial servicesInsurance agencies, Medicare plan providers, health insurance industry
Search & Comparison IntentPeople comparing final expense policies or agentsIndividuals seeking Medicare coverage options or agents

Final Expense Insurance Agents focus on selling burial and final expense policies, while Medicare Insurance Agents specialize in Medicare plans. Both roles require insurance licensing and often serve senior clients, but they differ in the specific products they offer and certifications needed. Understanding these differences helps clients find the right agent for their needs.

More about Final Expense Insurance Agents jobs
What states have the most Final Expense Insurance Agents jobs? States with the most job openings for Final Expense Insurance Agents jobs include:
Infographic showing various Final Expense Insurance Agents job openings in the United States as of May 2026, with employment types broken down into 2% Locum Tenens, 2% Internship, 75% Full Time, 13% Part Time, 4% Temporary, and 4% Contract. Highlights an 84% Physical, 1% Hybrid, and 15% Remote job distribution, with an average salary of $81,805 per year, or $39.3 per hour.
Remote Final Expense Insurance Agent

Remote Final Expense Insurance Agent

Final Expense Direct

Houston, TX โ€ข Remote

Contractor

Posted 21 days ago


Job description

Licensed General Agents are required to have a Group 1 life insurance license, and we require that agents have, or be willing to obtain, at least an additional 9 non-resident licenses.

This is a six-figure remote opportunity for contracted, licensed general agents with Final Expense Direct.

Our general agents make a substantial living from home selling final expense insurance over the phone with no cold calling.

We provide consumer-initiated INBOUND CALLS.

If you're not making at least six-figures selling final expense, you owe it to yourself and your family to schedule a call and discover the opportunity at Final Expense Direct.

What we have to offer agents...

CONSUMER INITIATED INBOUND CALLS

All leads are 100% consumer-initiated phone calls from multiple media outlets. There is NO cold-calling and no live transfers of any type.

PROFESSIONAL TRAINING

Our remote training has been refined over the past 17 years by some of the top professionals in the industry. Seminar-style training, as well as one-on-one classes.

CUSTOMER SERVICE

All customer support is included. Our seasoned, highly trained conservation team conserves in excess of $600,000 each month in annual premiums. This frees agents to do what they do best: SELL.

DIRECT PAY

1099 agent paid commissions directly by the carrier. 75% advance with as earned income month 10,11 and 12 plus renewals. Opportunity for increased commission with production.

WORK FROM HOME

We offer our agents the flexibility to work from where they're comfortable.

INCENTIVE TRIPS

Annual incentive conventions to exotic locations across the United States, The Caribbean, Europe, etc. for you and one guest.

Schedule your interview NOW to secure your spot for our upcoming training class

Want to see how real agents are performing? Take a look at our sales numbers: https://recruiting.finalexpensedirect.com/

You can also check us out on YouTube https://www.youtube.com/@FinalExpenseDirect

FOR MORE INFORMATION AND TO SCHEDULE AN INTERVIEW PLEASE VISIT: https://recruiting.finalexpensedirect.com/