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Farm Loan Officer Jobs (NOW HIRING)

LOAN ANALYST

Idabel, OK · On-site +1

$40K - $80K/yr

This position provides support and assistance to the Farm Loan Managers and Farm Loan Officers that perform a range of lending activities, closing, disbursement, monitoring, liquidating, and ...

LOAN ANALYST

Pasco, WA · On-site +1

$40K - $80K/yr

This position provides support and assistance to the Farm Loan Managers and Farm Loan Officers that perform a range of lending activities, closing, disbursement, monitoring, liquidating, and ...

Loan Administrative Assistant

Tiffin, OH · On-site

$33K - $40K/yr

Summary: Responsible for assisting the Loan Officer(s) in complying with the documentation ... Process all necessary USDA farm guarantee paperwork and submit for sale to the appropriate ...

Loan Administrative Assistant

Tiffin, OH · On-site

$33K - $40K/yr

Summary:Responsible for assisting the Loan Officer(s) in complying with the documentation ... Process all necessary USDA farm guarantee paperwork and submit for sale to the appropriate ...

Loan Administrative Assistant

Tiffin, OH · On-site

$33K - $40K/yr

Summary: Responsible for assisting the Loan Officer(s) in complying with the documentation ... Process all necessary USDA farm guarantee paperwork and submit for sale to the appropriate ...

Loan Analyst

Caro, MI · On-site +1

$44K - $88K/yr

Under the direction of the District Director and the Farm Loan Manager, works collaboratively with Farm Loan Officers and loan staff. * Performs analysis, evaluation and advisory assignments related ...

Loan Analyst

Bowling Green, KY · On-site +1

$40K - $80K/yr

Under the direction of the District Director and the Farm Loan Manager, works collaboratively with Farm Loan Officers and loan staff. * Performs analysis, evaluation and advisory assignments related ...

As a Loan Officer at AgCarolina Farm Credit, you'll play a key role in originating and servicing loans, marketing financial services, and developing strong relationships with borrowers in both the ...

VP, Loan Officer

Hanford, CA · On-site

$97K - $151K/yr

Our team at Golden State Farm Credit is united in our efforts to support rural communities and the ... The VP, Loan Officer position manages, maintains, and grows an assigned portfolio through building ...

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Farm Loan Officer information

See salary details

$22.5K

$70.3K

$126.5K

How much do farm loan officer jobs pay per year?

As of Sep 5, 2026, the average yearly pay for farm loan officer in the United States is $70,335.00, according to ZipRecruiter salary data. Most workers in this role earn between $46,000.00 and $90,000.00 per year, depending on experience, location, and employer.

What is a farm loan officer?

Farm Loan Officers are financial professionals who specialize in helping farmers and agricultural businesses obtain the loans they need to operate and grow. They assess loan applications, evaluate financial documents, and determine the creditworthiness of applicants. Additionally, they offer guidance on suitable loan products and help clients understand the terms and requirements involved. Farm Loan Officers often work for banks, credit unions, or government agencies like the USDA, ensuring that agricultural producers have access to necessary financing.

What are the key skills and qualifications needed to thrive as a farm loan officer?

To thrive as a Farm Loan Officer, you need a solid understanding of agricultural finance, lending practices, and risk assessment, typically supported by a degree in finance, agriculture, or a related field. Familiarity with loan origination systems, financial analysis software, and regulatory compliance tools is essential. Strong interpersonal skills, attention to detail, and effective communication help build trust with clients and facilitate complex loan processes. These skills and qualities are vital for making sound lending decisions, supporting rural communities, and ensuring long-term financial stability for both clients and institutions.

What are some common challenges a farm loan officer faces when working with agricultural clients?

Farm Loan Officers often navigate unique challenges such as fluctuating commodity prices, unpredictable weather, and the seasonal nature of agricultural income. They must thoroughly assess borrowers’ business plans and financial histories, balancing risk while supporting clients’ growth. Building trust with clients and understanding their operations is crucial, as is staying informed on agricultural trends and lending regulations. Effective communication and problem-solving skills help Farm Loan Officers guide clients through the loan process and adapt solutions to their evolving needs.

What is the difference between Farm Loan Officer vs Agricultural Loan Officer?

AspectFarm Loan OfficerAgricultural Loan Officer
CredentialsTypically requires a bachelor's degree in finance, agriculture, or related fields; certifications like CFA or agricultural finance certifications are common.Similar credentials; often holds degrees in finance, agriculture, or related areas, with similar certifications.
Work EnvironmentPrimarily works in banks, credit unions, or agricultural lenders, engaging with farmers and rural clients.Works in similar financial institutions, focusing on agricultural clients and rural communities.
Employer & Industry UsageUsed interchangeably in banking and lending sectors serving agricultural communities.Often used in the same context, emphasizing agricultural lending services.

Both roles involve evaluating and approving loans for farmers and agricultural businesses, with overlapping responsibilities and work environments. The main difference lies in terminology preference, with 'Farm Loan Officer' being more common in the U.S., while 'Agricultural Loan Officer' may be used in broader or international contexts.

How much does a farm loan officer make?

A farm loan officer typically earns a median annual salary of around $60,000 to $70,000, with experienced professionals and those in managerial roles earning higher. Compensation can vary based on location, level of experience, and the size of the financial institution, and the role often requires knowledge of agricultural finance and strong analytical skills.

How to become a farm loan officer?

To become a farm loan officer, typically a bachelor's degree in finance, agriculture, or a related field is required. Relevant skills include financial analysis, knowledge of agricultural practices, and experience with loan processing or banking. Certification or licensing may be necessary depending on the employer or region.

What does a farm loan officer do?

A farm loan officer evaluates and approves loan applications from farmers and agricultural businesses, helping them secure financing for land, equipment, or operations. They assess creditworthiness, explain loan options, and ensure compliance with lending policies, often working in banks or credit institutions specializing in agricultural finance.
More about Farm Loan Officer jobs

Who are the top companies hiring for Farm Loan Officer jobs?

The top employers for Farm Loan Officer jobs are:

What states have the most Farm Loan Officer jobs?

States with the most job openings for Farm Loan Officer jobs include:

Infographic showing various Farm Loan Officer job openings in the United States as of August 2026, with employment types broken down into 93% Full Time, and 7% Part Time. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $70,335 per year, or $33.8 per hour.

LOAN ANALYST

Farm Service Agency

Idabel, OK • On-site, Remote

$40K - $80K/yr

Full-time

This job post has expired today. Applications are no longer accepted.


Key responsibilities

  • Provides support and assistance to Farm Loan staff in performing lending activities, including closing, disbursement, monitoring, liquidating, and servicing agricultural loans.

  • Performs analysis, evaluation, and advisory assignments related to the effective delivery of loan making and servicing activities.

  • Reviews, evaluates, and independently completes preliminary underwriting for loan cases.


Job description

Summary
This position is located in the Farm Service Agency, Oklahoma State Office, Idabel, McCurtain, OK.
This position provides support and assistance to the Farm Loan Managers and Farm Loan Officers that perform a range of lending activities, closing, disbursement, monitoring, liquidating, and servicing of agricultural loans.
Learn more about this agency
Duties
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  • Provides support and assistance to the Farm Loan Chief, and Farm Loan Specialists, and County Offices that perform a range of lending activities, closing, disbursement, monitoring, liquidating, and servicing of agricultural loans.
  • Under the direction of the District Director and the Farm Loan Manager, works collaboratively with Farm Loan Officers and loan staff.
  • Performs analysis, evaluation and advisory assignments related to the effective delivery of loan making and servicing activities.
  • Assists in the formulation and implementation of farm loan programs, policies, and procedures for the assigned farm loan area.
  • Works with customers to assess their needs and provides information or assistance in resolving their issues.
  • Communicates with borrowers regarding loan status, status of pending requests, and standard loan fund policies and procedures.
  • Provides technical advice and assistance on less complex matters concerning loan making.
  • Identifies, analyzes, and makes recommendations to resolve conventional problems and situations in farm loan making.
  • Reviews, evaluates, and independently completes preliminary underwriting for loan cases.

Requirements
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Conditions of employment
  • You must be a US Citizen or US National.
  • Males born after 12/31/1959 must be Selective Service registered or exempt.
  • Subject to satisfactory adjudication of background investigation and/or fingerprint check. If selected, you may be sent instructions on obtaining fingerprints. Please note we are unable to reimburse for any fees incurred.
  • As a condition of employment for accepting this position, you will be required to serve a 1-year probationary period during which we will evaluate your fitness and whether your continued employment advances the public interest. In determining if your employment advances the public interest, we may consider: your performance and conduct; the needs and interests of the agency; whether your continued employment would advance organizational goals of the agency or the Government; and whether your continued employment would advance the efficiency of the Federal service. Upon completion of your probationary period your employment will be terminated unless you receive certification, in writing, that your continued employment advances the public interest.
  • Direct Deposit: Per Public Law 104-134 all Federal employees are required to have federal payments made by direct deposit to their financial institution.
  • Successfully pass the E-Verify employment verification check. To learn more about E-Verify, including your rights and responsibilities, visit e-verify.gov.

Qualifications
In order to qualify, you must meet the eligibility and qualifications requirements as defined below by the closing date of the announcement. For more information on the qualifications for this position, visit the Office of Personnel Management's General Schedule Qualification Standards.
Your application and resume must clearly show that you possess the experience requirements. If education is required or being used to qualify, you must submit a copy of your transcripts.
General Experience Requirement for the GS-5 grade level:
Three years of general work experience that is progressively responsible experience (one year of which is equivalent to at least a GS-4) that demonstrates my ability to analyze problems to identify significant factors, gather pertinent data, and recognize solutions; to plan and organize my work; and to communicate effectively both orally and in writing; OR
Education for the GS-5 grade level: Completed a 4-year course of study leading to a bachelor's degree, or I possess a bachelor's degree in any field of study. OR
Combination of Education and Experience: A combination of education and experience as listed above.
Specialized Experience for the GS-7 grade level:
One year of specialized experience equivalent in difficulty and responsibility to the GS-5 level in the Federal service or private sector. Specialized experience is experience that demonstrates knowledge of basic principles, concepts, and methods of fact-finding, analysis, and problem-solving techniques as they apply to investigation, analysis and evaluation of financial factors and credit risks in granting and servicing of agricultural loans. In addition, I have knowledge of and skill in applying analytical and evaluative techniques to assist in assessing the effectiveness and efficiency of farm loan program operations to make recommendations for improvements. OR
Education for the GS-7 grade level:
One year of graduate education from an accredited college or university with a major in finance, business administration, economics, accounting, engineering, mathematics, banking and credit, law, statistics, or other fields related to the position such as agriculture, agricultural economics, farm, livestock or ranch management, or rural sociology; OR
Superior Academic Achievement (SAA):Superior Academic Achievement: A bachelor's degree in any field of study from an accredited college or university with either: 1) a grade point average (GPA) of 3.0 based on a 4.0 scale; 2) a 3.5 GPA based on a 4.0 scale for required courses completed in a major field of study during the last two years of undergraduate study; 3) class standing of upper third of the graduating class in the college, university, or major subdivision of the college; 4) membership in a National Scholastic Honor Society certified by the Association of College Honor Societies, excluding freshman honor societies;OR
Combination of Education and Experience: A combination of education and experience as listed above.
Specialized Experience for the GS-9 grade level:
One full-time year (12 months) of specialized work experience equivalent in difficulty and responsibility to the GS-7 level in the Federal service. Experience that demonstrates knowledge of credit principles and practices to assess the fundamental soundness of loans by independently examining applications, supporting documents, and credit reports, and maintaining servicing activities on agricultural loans. In addition, experience applying analytical and evaluative techniques to assist in assessing the effectiveness and efficiency of farm loan program operations to make recommendations for improvements;OR
Education for the GS-9 grade level:
Two full academic years of progressively higher level graduate education or master's, or equivalent graduate degree (LLB, JD, LLM, Ph.D., etc.), from an accredited college or university with a major in finance, business administration, economics, accounting, engineering, mathematics, banking and credit, law, statistics, or another field related to the position such as agriculture, agricultural economics, farm, livestock, farm management, ranch management, rural sociology, dairy science, domestic agricultural development or agronomy; OR
Combination of Education and Experience:
A combination of education and experience as listed above.
Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g., Peace Corps, AmeriCorps) and other organizations (e.g., professional, philanthropic, religious, spiritual, community, student, social). Volunteer work helps build critical competencies and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience.
Time-in-Grade Requirement: If you are a current federal employee in the General Schedule (GS) pay plan and applying for a promotion opportunity, you must meet time-in-grade (TIG) requirements of 52 weeks of service at the next lower grade level in the normal line of progression for the position being filled. You must meet this requirement by the closing date of this announcement.
Education
College Transcript: If qualifying based on education, you must submit a copy of your college transcript with course number and department (i.e., Bio 101, Math 210, etc.), course title, number of credit hours, and grade earned. If a relevant course is not clearly qualifying (e.g., special topic, seminar, research, thesis, obscure or misleading course title, etc.), please submit an official course syllabi and/or detailed course description from the university/college to ensure proper evaluation.
Your education must have been successfully obtained from an accredited school, college or university recognized by the U.S. Department of Education to be credited toward qualifications. You may verify accreditation by visiting the U.S. Department of Education Database of Accredited Postsecondary Institutions and Programs website. We will verify your education accordingly.
Foreign Education: You must submit verification that education completed in a foreign institution, was recognized by an accreditation body accepted by the U.S. Department of Education. You must include a Certificate of Foreign Equivalency with your transcript. There are private organizations that specialize in this evaluation and a fee is normally associated with this service. For a list of private organizations that evaluate education, visit the National Association of Credential Evaluation Services (NACES) website. Your transcripts must be in English or include an English translation.
You may submit an unofficial copy of your transcript at the initial phase of the application process. However, if selected, you will be required to submit official transcripts prior to entering on duty. Please refer to the "How to Apply" section for instructions on submitting transcripts.
Additional information
Career Transition Assistance Plan (CTAP) or Reemployment Priority List (RPL): Visit the OPM website for information on how to apply as a CTAP, RPL, or ICTAP eligible. To exercise selection priority for this vacancy, CTAP/RPL candidates must meet the basic eligibility requirements and all selective factors. CTAP candidates must be rated and determined to be well qualified (or above) based on an evaluation of the competencies listed in the How You Will Be Evaluated section. When assessed through a score-based category rating method, CTAP applicants must receive a rating of at least 85 out of a possible 100.
Farm Service Agency (FSA) County Employees: Permanent County employees without prior Federal tenure who are selected for a Civil Service position under Public Law 105-277 will be given a career-conditional appointment and must serve a 1-year probationary period.
Reasonable Accommodation (RA) Requests: If you believe you have a disability (i.e., physical or mental), covered by the Rehabilitation Act of 1973 as amended that would interfere with completing the USA Hire Competency Based Assessments, you will be granted the opportunity to request a RA in your online application. Requests for RA for the USA Hire Competency Based Assessments and appropriate supporting documentation for RA must be received prior to starting the USA Hire CompetencyBased Assessments. Decisions on requests for RA are made on a case-by-case basis. If you meet the minimum qualifications of the position, after notification of the adjudication of your request, you will receive an email invitation to complete the USA Hire Competency Based Assessments, based on your adjudication decision. You must complete all assessments within 48 hours of receiving the URL to access the USA Hire Competency Based Assessments if you received the link after the close of the announcement. To determine if you need a RA, please review the Procedures for Requesting a Reasonable Accommodation for Online Assessments. (https://appsupport-usastaffing.opm.gov/hc/en-us/sections/45063131363475-Reasonable-Accommodation-Information)
Promotion Potential: If you are selected for a position with further promotion potential, you will be placed under a career development plan, and may be non-competitively promoted if you successfully complete the requirements and if recommended by management. However, promotion is neither implied nor guaranteed.
Telework: This position is eligible for telework as determined by the agency policy.
Incentives: Recruitment and/or relocation incentives may be authorized.
Bargaining Unit: This is a non-bargaining unit position.
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Candidates should be committed to improving the efficiency of the Federal government, passionate about the ideals of our American republic, and committed to upholding the rule of law and the United States Constitution.
Benefits
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A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. Opens in a new windowLearn more about federal benefits.
Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent. Contact the hiring agency for more information on the specific benefits offered.