ZipRecruiter

Log In

1

Disaster Relief Insurance Claims Adjuster Jobs (NOW HIRING)

Network Adjusters, Inc.

Claims Adjuster

Denver, CO · On-site

$85K/yr

Network Adjusters is seeking skilled insurance claims adjusters with experience in General Liability, Professional Liability, or Employment & Public Officials Liability for a third-party claims ...

next page

Showing results 1-20

All JobsDisaster Relief Insurance Claims Adjuster Jobs

Disaster Relief Insurance Claims Adjuster information

See salary details

$30.5K

$64.6K

$90K

How much do disaster relief insurance claims adjuster jobs pay per year?

As of Jul 16, 2026, the average yearly pay for disaster relief insurance claims adjuster in the United States is $64,609.00, according to ZipRecruiter salary data. Most workers in this role earn between $51,000.00 and $75,500.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Disaster Relief Insurance Claims Adjusters during large-scale disaster events?

During large-scale disaster events, Disaster Relief Insurance Claims Adjusters often face high claim volumes, rapidly changing conditions, and logistical challenges such as accessing affected areas. They may work long hours in the field, sometimes in challenging weather or living conditions, to promptly assess damages and help policyholders begin the recovery process. Adjusters must also manage emotional interactions with individuals who have experienced significant loss, requiring a high degree of empathy and professionalism. Despite these challenges, many find the work rewarding as it provides critical support to communities during their times of greatest need.

What are the key skills and qualifications needed to thrive in the Disaster Relief Insurance Claims Adjuster position, and why are they important?

To thrive as a Disaster Relief Insurance Claims Adjuster, you need strong analytical skills, knowledge of insurance policies, and experience in property or casualty claims, often backed by a relevant degree or industry certifications. Familiarity with claims management software, estimating tools like Xactimate, and field inspection technology is typically important. Excellent communication, empathy, and problem-solving abilities are key soft skills that set top adjusters apart. These skills are essential for efficiently handling complex disaster claims, supporting distressed policyholders, and accurately assessing losses in time-sensitive, high-pressure environments.

What is a Disaster Relief Insurance Claims Adjuster job?

A Disaster Relief Insurance Claims Adjuster assesses and processes insurance claims for individuals and businesses affected by natural disasters, such as hurricanes, wildfires, and floods. They inspect damaged properties, review policy coverage, and determine claim payouts. These adjusters often work in high-stress environments and may travel to disaster-affected areas. Their goal is to ensure fair and accurate settlements while helping policyholders recover financially.

More about Disaster Relief Insurance Claims Adjuster jobs
What cities are hiring for Disaster Relief Insurance Claims Adjuster jobs? Cities with the most Disaster Relief Insurance Claims Adjuster job openings:
What are the most commonly searched types of Disaster Relief Insurance Claims Adjuster jobs? The most popular types of Disaster Relief Insurance Claims Adjuster jobs are:
What states have the most Disaster Relief Insurance Claims Adjuster jobs? States with the most job openings for Disaster Relief Insurance Claims Adjuster jobs include:
What job categories do people searching Disaster Relief Insurance Claims Adjuster jobs look for? The top searched job categories for Disaster Relief Insurance Claims Adjuster jobs are:
Disaster Relief Insurance Claims Adjuster jobs near you
Infographic showing various Disaster Relief Insurance Claims Adjuster job openings in the United States as of July 2026, with employment types broken down into 1% Internship, 94% Full Time, 2% Part Time, and 3% Contract. Highlights an 81% Physical, 6% Hybrid, and 13% Remote job distribution, with an average salary of $64,609 per year, or $31.1 per hour.
Reconstruction Claims Adjuster

Reconstruction Claims Adjuster

Alert Disaster Restoration

Bakersfield, CA • On-site

Full-time

Re-posted 28 days ago

Job description

Salary: $70,000 $105,000 (Based on Experience)

Reconstruction Claims Adjuster

(Internal Restoration Claims & Approval Role No Adjuster License Required)

Own the Claim. Drive the Approval. Move Reconstruction Forward.

At Alert Disaster Restoration, reconstruction doesnt start until claims moveand claims dont move without strong adjusters driving them forward.

Were hiring an experienced Reconstruction Claims Adjuster to manage insurance claims from start to finish, coordinate accurate scopes of work, negotiate approvals, and support our Project Supervisors in delivering exceptional client outcomes while protecting company gross profit.

This is a hands-on, in person role for someone who knows property claims, understands construction, and thrives on accountability, negotiation, and results.

Why This Role Is Critical

This position sits at the center of our reconstruction operation. Youll work directly with:

  • Project Supervisors
  • Estimators
  • Insurance Carriers & Independent Adjusters
  • Internal Operations & Leadership

When you do your job well:

  • Claims are approved faster
  • Scopes are written correctly the first time
  • Negotiations protect margin
  • Projects move without delay
  • Clients stay confident and informed

This role directly impacts cash flow, cycle time, gross profit, and customer satisfaction.

Job Summary

As a Reconstruction Claims Adjuster (in-person position) at Alert Disaster Restoration, you will manage and drive the reconstruction insurance claim process from start to finish. You will coordinate accurate scopes of work, prepare and review estimates, negotiate with carrier and independent adjusters, and support Project Supervisors in delivering successful reconstruction projects that meet company standards.

Your primary focus is on achieving approvals, maintaining estimate accuracy, protecting margins, and keeping projects moving.

Role Clarification (Important)

This position is an internal, in office reconstruction claims role within a restoration company. While the title includes Claims Adjuster, this role does not require or function as a licensed insurance adjuster and does not adjust claims on behalf of an insurance carrier.

Instead, this role focuses on:

  • Coordinating scopes of work
  • Preparing and reviewing estimates
  • Negotiating with carrier and independent adjusters
  • Driving claim approvals to support reconstruction projects

No insurance adjuster license is required for this position.

Key Responsibilities

Claim Processing & Documentation

  • Receive and review documentation from internal departments for completed or required work
  • Ensure claim files are complete, accurate, and submission ready
  • Maintain detailed claim records in the claims management system

Damage Evaluation & Scope Coordination

  • Assess property damages using industry standards and company guidelines
  • Write and/or coordinate accurate scopes of work aligned with field conditions
  • Ensure estimates support both carrier requirements and company gross profit standards

Negotiation & Approval

  • Negotiate claim approvals, supplements, and settlements with carrier and independent adjusters
  • Communicate clearly, professionally, and persistently to resolve claims efficiently
  • Drive timely decisions and approvals within established authority

Project & Team Support

  • Collaborate with Project Supervisors to keep reconstruction projects on schedule
  • Support reconstruction sales and execution through strong claim positioning
  • Escalate complex or high value claims when appropriate

Customer & Stakeholder Communication

  • Provide responsive, professional, and empathetic service to:
    • Policyholders
    • Adjusters
    • Internal stakeholders
  • Provide updates, guidance, and clarity throughout the claims process

Compensation & Bonus Structure

  • Base Salary: $70,000$105,000 (based on experience)
  • Bonus: Performance based, tied to:
    • Approval cycle time
    • Accuracy of scopes and estimates
    • Reduction of stalled or disputed claims
    • Overall reconstruction claim throughput

Qualifications

  • 4+ years of property insurance claims adjusting experience, including large loss claims
  • Strong construction knowledge (required)
  • Highly skilled in Xactimate
  • Proven experience negotiating with carrier and independent adjusters
  • Proficiency with claims management systems and multitasking across platforms
  • Excellent communication, negotiation, and problem-solving skills
  • Customer focused mindset with strong attention to detail
  • Relevant certifications a plus:
    • Xactimate Certified
    • AIC, CPCU
    • IICRC or related industry credentials

No insurance adjuster license required; this role does not act on behalf of an insurance carrier

Working Conditions

  • In person office position
  • Standard business hours
  • Collaborative, fast paced team environment
  • Opportunities for professional growth as the company scales


Equal Opportunity & Fair Chance Statement

Alert Disaster Restoration is an Equal Opportunity Employer. We are committed to creating an inclusive environment for all employees and applicants. Employment decisions are made without regard to race, color, religion, sex, gender identity or expression, sexual orientation, national origin, ancestry, age, disability, medical condition, marital status, veteran status, or any other protected characteristic under applicable law.

Where applicable, we consider qualified applicants with criminal histories in a manner consistent with the California Fair Chance Act.


Why Alert Disaster Restoration?

High impact role with real authority
Competitive compensation with bonus upside
Strong operational support and leadership access
Growing reconstruction division
We trust experienced professionals to own their lane

At Alert, your expertise mattersand your results are visible.

Ready to Apply?

If youre an experienced claims professional who understands construction, knows how to negotiate approvals, and wants to play a key role in moving reconstruction projects forwardwe want to hear from you.