1

Director Real Estate Underwriter Jobs (NOW HIRING)

Aureate is seeking a highly driven Commercial Real Estate Underwriter to support both acquisitions and investment management. This role is central to underwriting and executing new opportunities ...

Aureate is seeking a highly driven Commercial Real Estate Underwriter to support both acquisitions and investment management. This role is central to underwriting and executing new opportunities ...

Aureate is seeking a highly driven Commercial Real Estate Underwriter to support both acquisitions and investment management. This role is central to underwriting and executing new opportunities ...

next page

Showing results 1-20

Director Real Estate Underwriter information

See salary details

$99K

$110K

$127K

How much do director real estate underwriter jobs pay per year?

As of Sep 7, 2026, the average yearly pay for director real estate underwriter in the United States is $109,999.00, according to ZipRecruiter salary data. Most workers in this role earn between $103,500.00 and $115,000.00 per year, depending on experience, location, and employer.

What does a director real estate underwriter do?

A Director Real Estate Underwriter oversees the underwriting process for commercial and residential real estate loans, ensuring that all loan applications meet corporate and regulatory risk standards. They assess property values, analyze borrower financials, and make final recommendations on loan approvals or denials. Additionally, they manage a team of underwriters, create underwriting guidelines, and collaborate with other departments to support business development and risk management goals.

What are the key skills and qualifications needed to thrive as a director real estate underwriter?

To thrive as a Director Real Estate Underwriter, you need expertise in financial analysis, risk assessment, real estate markets, and typically a degree in finance, business, or a related field. Familiarity with underwriting software, financial modeling tools (such as Excel or Argus), and relevant certifications like CFA or CCIM is highly valuable. Strong leadership, negotiation, and communication skills set top performers apart in managing teams and client relationships. These skills ensure sound investment decisions, effective risk management, and successful deal execution in complex real estate transactions.

What are the primary challenges faced by a director real estate underwriter when evaluating large-scale commercial properties?

A Director Real Estate Underwriter often encounters challenges such as accurately assessing complex financial data, managing risk on high-value transactions, and staying current with market trends that affect property values. Balancing the interests of investors, lenders, and regulatory requirements can also be demanding, especially when structuring deals for unique or mixed-use developments. Collaboration with legal, appraisal, and credit teams is essential to ensure thorough due diligence and to mitigate potential risks throughout the underwriting process.

What is the difference between Director Real Estate Underwriter vs Real Estate Underwriter?

AspectDirector Real Estate UnderwriterReal Estate Underwriter
CredentialsTypically requires advanced degrees and professional certifications like CCIM or CPCUUsually requires a bachelor's degree in finance, real estate, or related fields
Work EnvironmentLeads teams, makes strategic decisions, and interacts with senior managementPerforms underwriting tasks, analyzes property data, and assesses risk
Employer & Industry UsageFound in large insurance companies, banks, and real estate firmsCommon in insurance companies, lending institutions, and real estate firms

The main difference between a Director Real Estate Underwriter and a Real Estate Underwriter is the level of responsibility and leadership. The director oversees underwriting teams, makes strategic decisions, and interacts with senior management, while the underwriter focuses on analyzing property data and assessing risks. Both roles require strong knowledge of real estate and underwriting, but the director's role is more strategic and managerial.

More about Director Real Estate Underwriter jobs

What cities are hiring for Director Real Estate Underwriter jobs?

Cities with the most Director Real Estate Underwriter job openings:

What are the most commonly searched types of Real Estate Underwriter jobs?

The most popular types of Real Estate Underwriter jobs are:

What states have the most Director Real Estate Underwriter jobs?

States with the most job openings for Director Real Estate Underwriter jobs include:

Infographic showing various Director Real Estate Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% Internship, 1% As Needed, 73% Full Time, 21% Part Time, and 4% Contract. Highlights an 78% Physical, 2% Hybrid, and 20% Remote job distribution, with an average salary of $109,999 per year, or $52.9 per hour.

Real Estate Underwriter

Texans Credit Union

Richardson, TX โ€ข On-site

Full-time

Re-posted 5 days ago


Job description

Job Type
Full-time
Description
Position Purpose and Objectives
Analyze financial information and evaluate the risk of real estate loan applications, including first mortgages, home equity loans, HELOCs, and related products. Support the underwriting lifecycle by applying credit guidelines, regulatory requirements, and internal policies while delivering consistent and positive member experience.
This role is an entry-level contributor who partners with senior underwriters and lending teams to develop underwriting expertise and support production goals.
Major Duties and Essential Functions:
  • Completes any other job- related duties needed that reinforce Texans Credit Union's EPIC values, traits, and behaviors.?
  • Provide excellent member service and develops relationships with internal and external members?
  • Analyze loan applications and supporting documentation to assess creditworthiness and risk.
  • Perform basic to moderately complex income calculations, asset verification, and credit analysis.
  • Review appraisals, collateral, and title documentation for completeness and adherence to policy.
  • Apply underwriting guidelines in compliance with federal regulations (e.g., TRID, Dodd-Frank) and Texas Home Equity laws.
  • Underwrite loans in an AUS environment and/or with guidance from senior underwriters.
  • Maintain service level expectations, including timely loan decisioning within defined turnaround times.
  • Communicate loan decisions clearly and professionally to internal partners and stakeholders.
  • Provide a high level of member service and support a positive lending experience.
  • Partner with processors, loan officers, and senior underwriters to resolve documentation and underwriting conditions.
  • Participate in team meetings, training sessions, and continuous improvement initiatives.
  • Assist with reports, data tracking, and departmental projects as assigned.
  • Promote credit union products and services aligned with member needs.
  • Perform other duties as assigned to support departmental and organizational goals.

Positions directly supervised :
None?
Grade 9
Requirements
Specific knowledge, skills, and abilities required for this position:?
  • Foundational knowledge of residential mortgage and home equity products
  • Basic understanding of underwriting guidelines and credit risk evaluation
  • Knowledge of applicable regulations (Truth-in-Lending, ECOA, FCRA, TRID, Dodd-Frank)
  • Strong attention to detail and ability to manage multiple files simultaneously
  • Effective written and verbal communication skills
  • Ability to learn underwriting judgment and decision-making skills
  • Customer-focused mindset with strong interpersonal skill

Education :
Bachelor's degree in finance, Business, Economics, or related field preferred.
Experience :
Minimum of 3 years of mortgage lending experience, with underwriting support, or credit analysis experience, Direct Endorsement and SAR certification preferred.