1

Director Credit Risk Jobs in Baltimore, MD (NOW HIRING)

Product Manager - Lending

Edgewood, MD · On-site

$91K - $155K/yr

Ability to lead cross-functional work without direct authority. * Excellent written and verbal ... Familiarity with credit risk metrics and underwriting concepts across multiple lending lines.

... credit risk and other key factors from Credit Management * Negotiates specific terms and conditions and communicate credit decisions to prospects and Customers as directed by policy and/or credit ...

Relationship Manager III

Baltimore, MD · On-site

$124K - $186K/yr

... credit risk and other key factors from Credit Management * Negotiates specific terms and conditions and communicate credit decisions to prospects and Customers as directed by policy and/or credit ...

Showing results 21-40

Director Credit Risk information

See Baltimore, MD salary details

$84K

$155.3K

$299.6K

How much do director credit risk jobs pay per year?

As of Aug 20, 2026, the average yearly pay for director credit risk in Baltimore, MD is $155,321.00, according to ZipRecruiter salary data. Most workers in this role earn between $103,800.00 and $186,800.00 per year, depending on experience, location, and employer.

What does a director credit risk do?

A Director of Credit Risk is responsible for overseeing an organization’s credit risk management strategies and policies. They analyze credit data, assess potential risks in lending or credit activities, and work to minimize losses related to bad debts. This role often involves leading a team, setting risk tolerance levels, and ensuring compliance with regulatory requirements. Directors of Credit Risk also collaborate with other departments to align risk management with the company's overall business objectives.

What are the key skills and qualifications needed to thrive as a director credit risk?

To thrive as a Director of Credit Risk, you need deep expertise in credit analysis, risk management, and financial modeling, usually supported by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools, along with certifications like CFA or FRM, is highly valued. Strong leadership, strategic thinking, and communication skills help drive cross-functional collaboration and effective risk mitigation. These competencies are crucial for making informed credit decisions that protect the organization's financial health and comply with regulatory standards.

What are some common challenges faced by a director credit risk and how can they be addressed?

A Director of Credit Risk often faces challenges such as balancing risk appetite with business growth goals, staying ahead of evolving regulatory requirements, and managing credit exposures in volatile markets. To address these, it's essential to foster strong collaboration with business units, maintain robust credit risk frameworks, and leverage data analytics for proactive decision-making. Continuous professional development and close communication with compliance and audit teams also help ensure that credit policies remain effective and up-to-date.

What is the difference between Director Credit Risk vs Credit Analyst?

AspectDirector Credit RiskCredit Analyst
CredentialsBachelor's/Master's in Finance, Economics, or related; often requires experience in credit risk managementBachelor's degree in Finance, Economics, or related; entry-level to mid-level roles
Work EnvironmentStrategic, leadership-focused, overseeing credit risk policies and teamsAnalytical, research-focused, assessing individual credit applications and risk
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, credit bureaus

The main difference is that a Director Credit Risk leads and develops credit risk strategies at a high level, while a Credit Analyst focuses on evaluating individual credit applications and assessing risk at a more operational level. The Director role involves strategic oversight, whereas the Credit Analyst role is more analytical and detail-oriented.

What are the most commonly searched types of Credit Risk jobs in Baltimore, MD?

The most popular types of Credit Risk jobs in Baltimore, MD are:

What are popular job titles related to Director Credit Risk jobs in Baltimore, MD?

For Director Credit Risk jobs in Baltimore, MD, the most frequently searched job titles are:

What job categories do people searching Director Credit Risk jobs in Baltimore, MD look for?

The top searched job categories for Director Credit Risk jobs in Baltimore, MD are:

What cities near Baltimore, MD are hiring for Director Credit Risk jobs?

Cities near Baltimore, MD with the most Director Credit Risk job openings:

Infographic showing various Director Credit Risk job openings in Baltimore, MD as of July 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $155,321 per year, or $74.7 per hour.

Experienced ABS Credit Analyst

T Rowe Price

Baltimore, MD • Hybrid

Full-time

Re-posted 26 days ago


T. Rowe Price rating

9.1

Company rating: 9.1 out of 10

Based on 21 frontline employees who took The Breakroom Quiz


Job description

Role Summary

The position will be responsible for analyzing and developing credit opinions on securitized transactions in the ABS market. The position will require analysis of financial, consumer and property market fundamentals, security level cash flows, ongoing security surveillance, the assignment of credit ratings, and trade recommendations that benefit T. Rowe Price portfolios. The analyst will be an integral part of the Securitized Products team at T. Rowe Price.

Responsibilities

1. Analyze and evaluate investment opportunities in the securitized products universe.

2. Analyze and recommend potential purchases and sales of securitized products securities to enhance portfolio performance. Conduct fundamental sector, market, and security analysis, and combine relative value and strategy considerations in sector and security recommendations.

3.Analyze the fundamentals in covered sectors, including underwriting standards, prepayment and default forecasting, collateral market trends, macro developments and their impact on securitized credit securities.

4.Communicate and collaborate with various internal and external parties to develop well-researched, sound investment recommendations and sector theses. This position will interact most directly with internal peers who also cover securitized products. The role will also interact with Rating Agency analysts, external sector experts, T. Rowe Price Portfolio Managers, Equity and Credit analysts, and Quantitative analysts, among others.

Qualifications

Required:

  • College degree
  • 5+ years of direct investment experience in ABS
  • Experience developing and maintaining reports and data
  • Understanding of financial accounting, derivatives markets, and computer skills
  • Experience using Intex and Bloomberg
  • Strong written and oral communication skills
  • Strong decision-making and risk management background
  • Strong analytical skills
  • Collaborative, inquisitive and detail-oriented personality

Preferred:

  • Experience analyzing 4a2 transactions is a plus
  • Advanced business degree is a plus
  • Chartered Financial Analyst designation preferred
  • Experience with data querying languages and tools
  • Knowledge of Excel VBA and/or Python

FINRA Requirements

FINRA licenses are not required and will not be supported for this role.

Work Flexibility

This role is eligible for hybrid work, with up to one day per week from home.


What T. Rowe Price employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom